Michelle Dickey - Realtor

05/28/2026

😀😬💓☀️

05/08/2026

Good morning, Friday☀️🙌🏼✨

03/17/2026

Happy St. Patrick’s Day ☘️

02/17/2026

🎉 Huge congratulations to Michelle Dickey, along with her valued sellers! 🏡🔑
Nextmove.realestate

02/16/2026

⭐Celebrating Michelle Dickey - Realtor for this exceptional client review! ⭐

Ready to start your next real estate journey? 📞 Call Michelle today at 912-223-2486 and let her help you make your next move!

02/13/2026

It’s Closing Day! 🏠🔑🙌

01/27/2026

ISO house or double wide trailer on some land in or near Bulloch, Effingham, or Liberty County priced under $175,000 with FHA guidelines approval.

Thanking you in advance. Client is looking for anything on the market or coming up in next 3-6 months.

01/22/2026

🙏🏼💞

01/20/2026

01/15/2026

01/14/2026

Agents, are your buyers prepared to enter the market in 2026?

Mortgage rates for a 30-year fixed loan ticked up slightly to 6.16%, but at their lowest level in over a year, 2026 could be the year buyers who’ve been on the sidelines finally find their home. But even with optimistic forecasts, success depends on financial preparation. Buyers need to understand their savings, down payment options, and monthly affordability before making an offer, accounting not just for the purchase price but also closing costs, taxes, insurance, and maintenance.

Experts recommend taking stock of finances, using a mortgage calculator, and speaking with a tax professional to plan for property taxes and federal changes. Conventional loans typically require 3–20% down, while government-backed loans may allow less, but buyers should still factor in escrow and emergency savings.

Rising incomes in 2026 are expected to improve purchasing power, with monthly payments on a typical home projected to fall below 30% of median income for the first time since 2022. Buyers who plan ahead, stay realistic about trade-offs, and work with an agent who respects their budget can enter the market with flexibility, confidence, and a better chance of landing the home they want.

Read: https://rltor.cm/EaxUOp