09/21/2026
Mortgage rates have been climbing again, and if you’re hoping to buy, that can feel discouraging. ☹️
Here’s what you have to remember ‼️ You can’t control where rates go. But you can control a few things that shape the rate you actually get: your credit score, the type and term of loan you choose, and whether you buy a newly built home, where builders are often buying down rates to bring buyers in. 🏡
Focus there, and you put yourself in a stronger spot without waiting on the market.
Want to talk it through? A trusted lender can help with the numbers, and we can find the home to match. Let’s connect. ☎️
Bess K. Graham, Realtor | 706.266.3610
Hardy Realty & Development Co. | 706.291.4321