05/07/2026
🔥 CREATIVE FINANCING OPPORTUNITY IN BLUE RIDGE, GA! 🔥
Looking for a mountain cabin with STR income potential AND owner financing options that are almost impossible to find in today’s market? Take a look at 395 Mill Creek Acres in beautiful Blue Ridge, Georgia.
🌲 Private wooded setting
🛏️ Potential for 4 bedrooms
đź’° Proven short-term rental history
🏡 Perfect second home or investment property
🛠️ Unfinished basement bedroom could easily increase rental income
Here’s where it gets interesting…
The seller is highly motivated and willing to offer VERY attractive financing terms for qualified buyers:
âś… Assumable 1st Mortgage
Approximate balance: $430,000
Payment: $3,472.97/month (includes taxes & insurance)
27 years remaining
âś… Seller Second Mortgage Available
$187,500 at ONLY 2.5% interest
30-year amortization
Approximate payment: $738.88/month
5-year call
đź’µ Buyer only needs approximately 5% down!
This could be an incredible opportunity for:
✔️ STR investors
✔️ Buyers wanting to preserve cash
✔️ Second-home buyers ready for a slower, peaceful season of life
✔️ Anyone looking to own in Blue Ridge without today’s higher market rates
The owners purchased the property three years ago for $599,000 and are now relocating their investments closer to home in Ohio. Current list price is $650,000, but the seller may consider a lower price for a traditional cash-out offer.
📍395 Mill Creek Acres | Blue Ridge, GA
Message me for details or to schedule a showing before this opportunity disappears into the mountains. 🏔️
Jason Free Group
Keller Williams Realty, LLC
Discover your perfect mountain retreat! This charming cabin sits on a private, one acre wooded lot in a serene neighborhood, yet remains conveniently close to all your favorite activities. Savor dining and shopping in McCaysville or Blue Ridge, enjoy boating on Lake Blue Ridge, explore hiking and bi...