07/24/2026
Thinking about buying a new construction home in Sacramento? đź‘€
Here are 5 things builders don’t always highlight upfront:
🏡 Base price is NOT the final price
That “starting at” price? Once you add flooring, cabinets, backyard, and upgrades… it can climb FAST.
đź’° Property taxes may be higher than expected
Especially with Mello-Roos and newer community assessments here in Sacramento.
🔨 Model homes are loaded with upgrades
That gorgeous model you fell in love with? It may have $100K+ in designer upgrades that aren’t included.
📅 Builder lenders aren’t always the best deal
Sometimes they offer incentives… but it’s important to compare rates, fees, and long-term costs.
📝 You still need your own representation
The sales office works for the builder. Having your own Realtor helps protect your negotiation power, timelines, inspections, and contract terms. New construction can be an amazing opportunity when you know what questions to ask BEFORE signing.
Save this for later and send me a message if you want the insider list of what to look out for when buying new construction in Sacramento. 🔑