Gardner Real Estate

Gardner Real Estate Holly Gardner with eXp Realty specializes in the St. George Utah and surrounding areas.

With a passion for service in the Southern Utah area, Holly is ready to help
with your home buying and selling needs. As a proud member of the KW St
George Keller Williams family, Holly carries the values of hard work, integrity,
and outstanding client service into everything she does. When Holly isn’t making home ownership dreams come true for her clients,
she enjoys spending time Barrel Racing,

Hanging with her “Crew” and
enjoying the simpler things in life. Holly lives in the Wi******er Hills area with
Ryon, her husband, and her two kids Treyvon (16) and Kayla (14).

You've chosen your builder, negotiated your contract, picked your lot, set up utilities, reviewed your HOA docs, and pas...
06/17/2026

You've chosen your builder, negotiated your contract, picked your lot, set up utilities, reviewed your HOA docs, and passed your inspection. You're SO close to move-in day.

But here's something that can catch buyers completely off guard right at the finish line — you cannot legally move into your new home until a final inspection is complete and a Certificate of Occupancy is issued by Washington City.

That means before you finalize your moving plans, make sure you know:
✅ Where your build stands in the final inspection process
✅ Whether your Certificate of Occupancy has been issued
✅ That your move-in date is realistic based on where things actually stand.

It's a small detail — but planning around it early can save you from a very stressful moving week! 😊

That wraps up our 7-part New Construction Buyer Tips series for Washington, Utah! I hope these were helpful. And if you're ready to start your new construction search or just want to talk through your options — I'd love to help!

If your new home is part of a planned community, the HOA deserves just as much attention as the home itself. And in new ...
06/10/2026

If your new home is part of a planned community, the HOA deserves just as much attention as the home itself. And in new construction communities especially, there are a few things that can really surprise buyers if they don't ask the right questions upfront.

Here's what I always recommend looking into before you close:

📄 Is there more than one HOA? Some communities have multiple — and that means multiple sets of dues.
💰 Are dues currently subsidized during the buildout phase? They may increase once the community is fully built.
🏗️ Is there a Public Infrastructure District that adds extra fees on top of HOA dues?
📊 Review the reserve analysis — it can tell you a lot about whether special assessments down the road are more or less likely.

The good news? Utah requires sellers to provide governing documents and financial information before closing. Ask for them early and actually read them — it's so worth it! 😊

Full guide on my blog, visit gardnerrealestate.net

When you're budgeting for a new build in Washington County, it's easy to focus on the purchase price and forget about th...
06/03/2026

When you're budgeting for a new build in Washington County, it's easy to focus on the purchase price and forget about the extra costs that can pop up around utility setup.

Here's what to watch for:

💧 Impact fees and water availability charges may apply — and in some cases, no building permit is issued until those are paid. Always ask if they're already included in your purchase price or if they'll come separately.
⚡ Electric service in Washington City actually depends on WHERE your home sits. North of the Virgin River, Washington City provides electric service. South of the river, Dixie Power is your provider. It's a small detail that's worth knowing early!
📦 And don't forget — owners of new construction need to request garbage and recycling containers separately through Washington County Solid Waste. Plan ahead so move-in week goes smoothly!
Always get a clear, written answer on all of this before you close. 😊

Full guide on my blog, visit gardnerrealestate.net

When you're building new, it's really easy to focus on the interior — the finishes, the layout, the upgrades. But the lo...
05/27/2026

When you're building new, it's really easy to focus on the interior — the finishes, the layout, the upgrades. But the lot you choose can affect your home's value, your day-to-day enjoyment, and what your surroundings look like years from now.

Here's what I always tell my clients — before you pay a premium for a lot, do your homework:

🗺️ Check setbacks and easements — they affect how much of the lot is actually usable
🏔️ Look at hillside protection zones and flood plain areas if you're near slopes or the Virgin River
🔭 Review Washington City's general plan and GIS portal to see what's planned for the land around you
🚧 A great view today doesn't guarantee what gets built next door tomorrow.

A more expensive lot isn't always a better lot. Make sure the premium makes sense for YOUR lifestyle and long-term goals! 🏡

Full guide on my blog, visit gardnerrealestate.net

HAPPY MEMORIAL DAY. Today we pause to honor and remember the brave men and women who gave everything for our freedom. Th...
05/25/2026

HAPPY MEMORIAL DAY.
Today we pause to honor and remember the brave men and women who gave everything for our freedom. Thank you. 🇺🇸

I hear it all the time — "It's brand new, do I really need an inspection?"Yes. Absolutely yes. 😊Brand new does NOT mean ...
05/20/2026

I hear it all the time — "It's brand new, do I really need an inspection?"
Yes. Absolutely yes. 😊
Brand new does NOT mean perfect. Even on a new build, you can run into workmanship issues, incomplete finishes, drainage concerns, or items that weren't built exactly as promised. An independent inspection — done by someone who works FOR you, not the builder — gives you the chance to address any concerns before closing day.
In fact, Utah now has a Private Home Inspector license classification, so when you're hiring an inspector, check that they're certified through ASHI, InterNACHI, or ICC and carry the right insurance.
You've worked hard to get to this point. Protect yourself! 🏡

Full guide on my blog, visit gardnerrealestate.net

✨ Easy Living in South Field Estates ✨📍1134 E 900 S STREET, ST. GEORGE, UTAH 84790Beautifully updated home located in th...
05/15/2026

✨ Easy Living in South Field Estates ✨

📍1134 E 900 S STREET, ST. GEORGE, UTAH 84790

Beautifully updated home located in the desirable South Field Estates 55+ Community 🏡 This well-maintained residence features new flooring, fresh paint, updated light fixtures, and window coverings throughout—creating a bright and comfortable space ready to enjoy.

Conveniently located near shopping, dining, medical services, and freeway access, this home offers the perfect blend of comfort and low-maintenance living in the heart of Southern Utah.

Whether you’re looking for a full-time residence or seasonal retreat, this one is definitely worth seeing 🤍

When you're buying a brand new home, it's easy to feel like everything is covered. But here's something a lot of buyers ...
05/13/2026

When you're buying a brand new home, it's easy to feel like everything is covered. But here's something a lot of buyers don't think to ask — what exactly does the builder warranty cover, and for how long?

A verbal promise from a builder means absolutely nothing once you've closed. Before you sign anything, make sure all warranty terms are clearly spelled out in writing — what's covered, what isn't, how long coverage lasts, and exactly how to file a claim if you need one.

Also worth noting — a service contract is NOT the same thing as a warranty. Know the difference before you close! 💪

Happy Mother's Day to all the amazing moms out there! ❤Greetings from: Gardner Real Estate
05/11/2026

Happy Mother's Day to all the amazing moms out there! ❤
Greetings from: Gardner Real Estate

New construction is so exciting — new finishes, modern systems, and a home that's truly yours from the start. But before...
05/06/2026

New construction is so exciting — new finishes, modern systems, and a home that's truly yours from the start. But before you fall in love with the floor plan, there's one thing you should always do first. ✅
Verify your builder's license.

In Utah, builders and subcontractors are required to have a Utah contractor license and a city business license number. You can check credentials through the Utah Construction Business Registry — it takes about 5 minutes and can save you from a major headache down the road.

It's a small step that makes a big difference. Trust me on this one! 😊
And stay tuned — I'm dropping a new tip every week.
Follow along so you don't miss any! 👀

Address

Saint George, UT
84770

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
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