09/18/2026
Seeing rent come in every month can feel like a win—but revenue isn’t the same as profit.
Before deciding whether your rental is truly performing, look at what’s left after everything is paid:
• Mortgage
• Property taxes & insurance
• Repairs and maintenance
• Vacancy & tenant turnover
• Property management
• HOA or association fees
• Utilities and other operating expenses
What remains is what really matters: your actual cash flow.
A property can generate strong rental income and still produce little—or even negative—cash flow once all expenses are accounted for.
Own a rental property? Don’t just ask, “How much rent am I collecting?” Ask, “How much am I actually keeping?”
Want to understand your property’s true performance? Let’s take a closer look at the numbers and identify where your investment may be losing money.
— Mac Bauer Realty & Property Management