Julianne Pulido/Realtor

09/18/2026

Think you need a perfect credit score to buy a home? Not true! ✅

While higher scores may get you better rates, many loan programs accept a range of credit scores. Plus, lenders often help you find ways to improve your score before applying.

The bottom line: perfect credit isn’t required to become a homeowner. 🙌

Julianne Pulido DRE #01891099
ABR, SRES & VA-PRO, CIPS
Home Smart Realty West
619-942-2712
http://sdgotorealtor.com/

09/17/2026

More Homes Hit the Market as Demand Cools
In the four weeks ending August 23, we saw a subtle shift in the national housing landscape: new listings ticked up by 0.4% and total homes for sale rose 0.5%, reaching their highest point since early Q2. Meanwhile, pending home sales slipped 1.1%—the lowest in six months—as elevated costs kept many buyers on the sidelines, despite improving inventory across the country. The median U.S. home-sale price climbed 1.9% year-over-year to over $400K, with average mortgage rates holding near 7%, a 13-month high. For my clients in San Diego and beyond, this means we're entering more buyer-friendly territory—more choices, more negotiating power, and, in many cases, opportunities for price cuts or seller concessions. Homes that have been on the market for several weeks often provide the best leverage for buyers, while sellers experience the most success with realistic pricing strategies, rather than chasing last year's market. With experience in military relocation, senior moves, and strategic selling, I always emphasize how understanding these trends can set you up for a smoother, more successful transaction.

09/17/2026

Thinking about selling your home? Get your seller guide today and learn about the process of home selling!

Julianne Pulido DRE #01891099
ABR, SRES & VA-PRO, CIPS
Home Smart Realty West
619-942-2712
http://sdgotorealtor.com/

Everything you need to know about selling your home in one place! Learn from the experts

09/16/2026

California's Down Payment Wait: 14.7 Years
Saving for a home in California has always required planning and patience, but the current landscape brings this challenge into sharp focus. Today, it takes the average California household 14.7 years to save a 20% down payment on a home priced at $776,200, based on a median income of $105,600. For those earning minimum wage, that timeline stretches to an astonishing 44.2 years. The geography of our state—hemmed in by the Pacific, mountains, and protected spaces—means most homes are concentrated in coastal corridors, keeping land values high. Add to that a longstanding tax incentive that encourages homeowners to stay put, and a robust job market in sectors like technology and health care that continues to attract new residents. The result? Stiff competition and ever-rising prices. Until wage growth can finally outpace home price appreciation, long-term strategy becomes essential—especially for first-time buyers. After helping San Diegans navigate these complexities since 2009, I know how critical it is to plan ahead and understand every option available.

09/16/2026

Sell Your Home for the Best Price, Hassle-Free
Expert marketing, strategic pricing, and negotiation support to help you sell quickly and maximize your profit.
https://www.roomvu.com/services/page/home-selling?agent_profile_name=julianne-marie-pulido-549051

09/15/2026

California’s Housing Progress: Understanding Paths to Growth
It’s striking to see how California’s housing progress stacks up: fewer than 30% of cities and counties are reaching their market-rate housing targets, and just 6% are meeting the goals for very-low-income homes. Statewide construction remains at 100,000 homes a year, which is well below the 312,000 needed annually. As someone who has helped San Diego families, military members, and seniors navigate these challenges since 2009, I see firsthand how crucial it is to understand what these numbers mean for buyers and sellers on the ground. Staying informed empowers us to make strategic moves—even in a market where the bigger picture can feel daunting.

09/14/2026

Let’s talk cozy vibes ✨🏡
Whether it’s soft throw blankets, warm lighting, or a perfectly styled reading nook—these small details can make a house feel like home.
What’s your favorite cozy accent? Drop it below 👇

Thinking of selling? Cozy touches like these help buyers feel the space—and fall in love faster.



Julianne Pulido DRE #01891099
ABR, SRES & VA-PRO, CIPS
Home Smart Realty West
619-942-2712
http://sdgotorealtor.com/

09/14/2026

🇺🇸 MILITARY MONDAY: 58 YEARS AGO TODAY 🇺🇸

Some stories of courage are recognized immediately.

Others wait decades to receive the honor they deserve.

On September 14, 1968, Staff Sgt. Terry P. Richardson found himself in the middle of a fierce battle near Loc Ninh, Vietnam.

His company was under devastating enemy fire. Soldiers were wounded. The danger was extraordinary.

And Richardson kept going back.

Three times, he moved through intense enemy fire to rescue three severely wounded soldiers.

Then, realizing his company was surrounded, he advanced toward Hill 222 to reach a position where he could help direct air strikes against the enemy.

He continued fighting and leading until he himself was wounded by sniper fire.

Terry Richardson survived that day.

But it would take nearly 58 years for his extraordinary heroism to receive our nation's highest military honor.

On March 2, 2026, retired Command Sgt. Maj. Terry P. Richardson was awarded the Medal of Honor.

And today, September 14, 2026, exactly 58 years after that battle, we remember what he did.

Not because he sought recognition.

But because courage like this deserves to be remembered.

There is something deeply humbling about a man willing to run toward danger again and again because someone else needed him.

58 years ago today, Terry Richardson refused to leave his fellow soldiers behind.

Today, we simply say:

We remember. We honor you. And we thank you. 🇺🇸

Please share his story. Some heroes waited long enough to be recognized.

USArmy Veterans AmericanHero NeverForget HonorAndCourage ServiceBeforeSelf MilitaryHistory Bay Area REALTOR® | Kate Patton
United Wholesale Mortgage
UWM Life Michelle Goodwin-Hendrickson

09/12/2026

Do you really need a reason to update your kitchen? 😃

Julianne Pulido DRE #01891099
ABR, SRES & VA-PRO, CIPS
Home Smart Realty West
619-942-2712
http://sdgotorealtor.com/

09/12/2026

🏡 Your mortgage may be paid off. But that doesn’t mean you should stop watching your property.

The FBI is warning property owners about a growing form of real estate fraud where criminals impersonate the legal owner, create fraudulent documents and attempt to sell or transfer property without the real owner even knowing.

Properties that are vacant, owned free and clear, second homes or otherwise not closely monitored can be particularly attractive targets.

So how do you protect yourself?

🔐 Sign up for your county’s property recording notification service, if available. You can be alerted when a document is recorded involving your name or property.

📄 Periodically check your property records. Make sure the ownership information is correct and there are no deeds, liens or documents you don’t recognize.

📬 Pay attention to your mail. Missing property tax bills, unexpected notices or changes in utility activity can be warning signs.

🛡️ Review your owner’s title insurance policy and understand what protection you have against forgery or fraudulent transfers.

🔑 Protect your personal information. Scammers can piece together information from public records, compromised accounts and online sources to impersonate property owners.

And if something looks wrong, act quickly. Contact your county recorder, title professional and law enforcement. Suspected internet related real estate fraud can also be reported to the FBI’s Internet Crime Complaint Center.

Your home may be your largest financial asset.

Protecting it shouldn’t end when the mortgage does.

Know someone who owns their home free and clear, vacant land, a rental or a second home? Send this to them. It could save them a very expensive headache.

Julianne Pulido, REALTOR® DRE #01891099
San Diego County