Mitch Palmer - NMLS - 300298

Mitch Palmer - NMLS - 300298 Our Team views each transaction as a partnership that has lasting value. The precise lending option that fits their unique circumstances.

Mortgage Advisor |C2 Financial | Personal NMLS 300298 | CA DRE 01358376 | CO MLO 100538171 | C2 Financial CA DRE # 01821025 | C2 Financial NMLS 135622
www.nmlsconsumeraccess.org Mitch Palmer NMLS - 300298

Whether you are purchasing a new home, or seeking to refinance your existing mortgage, we strive to provide superior customer service to our valued clients. Utilizing our extensive knowledge of the home loan industry, we link our clients with the correct lending option. We work to meet and exceed both industry expectations and our clients' expectations. We are a full service, direct lender. Our competent and highly skilled team of Mortgage Professionals assist clients with the important life task of finding the right lending option for their family. Our primary focus is upon locating and securing the correct funding option for each person. Our Team works exclusively in the state of California. Whether you are purchasing a new home, or seeking to refinance your existing mortgage, we strive to provide superior customer service to our valued clients.

We find great fulfillment and satisfaction knowing that we are giving the people of our community the opportunity to mov...
09/24/2026

We find great fulfillment and satisfaction knowing that we are giving the people of our community the opportunity to move forward with their lives without the worry of losing their homes.
The sincerest thanks to every one of you for your business and for your trust!

Mortgage pre-qualification and mortgage pre-approval are not the same!When it comes to the former, the applicant provide...
09/22/2026

Mortgage pre-qualification and mortgage pre-approval are not the same!

When it comes to the former, the applicant provides information to the lender, such as income, employment, existing debts, etc.

This information is enough, in most cases, to pre-qualify the applicant for a mortgage.

However, this information is not yet VERIFIED, which means the applicant is not yet approved, and information may arise to disqualify the applicant.

To avoid this, go after pre-approval – that is, have your information verified first.

Let us know if you have any questions or need any assistance – we are always here to help :)

09/17/2026

🏡 Thinking about buying your first home? Start with confidence — get pre-approved.

A lot of first-time buyers wait until they find "the one" to start the mortgage process. But here's the truth: your pre-approval is what gives you the power to act when that home shows up.

Here's what pre-approval does for you:
✅ Shows sellers you're serious and ready
✅ Gives you a clear picture of your budget before you fall in love with a home
✅ Speeds up the process so you don't lose out to another buyer
✅ Helps you shop with confidence instead of guessing

The market moves fast. Buyers who are pre-approved move faster.

If you're thinking about buying in the next 3–6 months, let's talk now — not later. We'll walk through your numbers, answer your questions, and get you ready to compete when the right home comes along.

📲 Call or text me: 858-603-1100
🌐 mitchpalmer.com
📅 Book a time: calendar.mitchpalmer.com/Mitch

The Palmer Team | C2 Financial
San Diego's Mortgage Experts

I offer a special program that significantly reduces your mortgage payments for the entire first year. DM me to learn mo...
05/20/2026

I offer a special program that significantly reduces your mortgage payments for the entire first year. DM me to learn more!

Shopping for a home can feel stressful. Securing a competitive interest rate doesn’t have to be. DM me to learn more.
04/30/2026

Shopping for a home can feel stressful. Securing a competitive interest rate doesn’t have to be. DM me to learn more.

Did you know there’s a loan option that could provide a potentially lower monthly mortgage payment spread over 40 years?...
04/28/2026

Did you know there’s a loan option that could provide a potentially lower monthly mortgage payment spread over 40 years?* Reach out to see if this is a good fit for you.

I don't miss when it comes to special incentives on your home loan. Message me to see how I can get you an interest rate...
04/23/2026

I don't miss when it comes to special incentives on your home loan. Message me to see how I can get you an interest rate you'll love.

Real estate agents: Your first-time homebuyers could be eligible for a $2,500 credit.* Reach out and let's discuss how I...
04/21/2026

Real estate agents: Your first-time homebuyers could be eligible for a $2,500 credit.* Reach out and let's discuss how I can help make their dream a possibility.

Don't sacrifice your family's long-term plans because of a road bump. Give me a call and let's discuss how a home equity...
04/16/2026

Don't sacrifice your family's long-term plans because of a road bump. Give me a call and let's discuss how a home equity line of credit (HELOC) could help you!

Don't know about you, but I've never seen #3. Connect with me today to learn how you could save on your mortgage!
04/15/2026

Don't know about you, but I've never seen #3. Connect with me today to learn how you could save on your mortgage!

Address

16486 Bernardo Center Drive #228
San Diego, CA
92128

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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