The Schmidt Team - Making Mortgages Easy

The Schmidt Team - Making Mortgages Easy Looking to purchase or refinance a home? Call Tracie Schmidt NMLS #269424 with the Schmidt Team powered by Barrett Financial Group.

The Schmidt Team - Making Mortgages & Real Estate Easy

Tracie Schmidt, Mortgage Loan Officer - NMLS #269424
Barrett Financial Group NMLS #181106

Tracie Schmidt, Realtor - DRE #02111058
Keller Williams La Jolla #01932411 for your home purchase or home refinance pre-qualification. If you are a first time home buyer in San Diego County use The Schmidt Team powered by Barrett Financial for your first time home buyer needs. The Schmidt Team powered by Barrett Financial Group provides quick and efficient loan closings. We have been in San Diego for over 25 years and has helped many families get into a home in the San Diego area with great mortgage loan programs. For First time home buyer mortgage information in San Diego County and throughout California contact The Schmidt Team powered by Barrett Financial Group
for your home loan and mortgage needs. Contact Tracie Schmidt at 858-336-5200 to get pre qualified for your home purchase today. Work with a mortgage team that has great mortgage loan programs for FIRST TIME HOME BUYERS. VA financing is a great home buyer program if you have the VA benefit. VA financing allows zero down payment if you qualify FHA financing is also a great FIRST TIME HOME BUYER option with low down payment options. Tracie Schmidt | NMLS #269424 | Barrett Financial Group, L.L.C. | NMLS #181106 | 3111 Camino Del Rio North Suite 905 San Diego CA 92108 | CA 60DBO-46052 & 41DBO-148702 Licensed by Dept. of Financial Protection & Innovation under the California Residential Mortgage Lending Act. Loans made or arranged pursuant to a California Financing Law License. | FL MLD1880 | WA MB-181106 | Equal Housing Opportunity | Equal Housing Lender | This is not a commitment to lend. All loans are subject to credit approval. | nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/181106

09/16/2026

AI...good or bad? Helping in your business or hurting it? Are you curious how modern technology is changing the home buying process? AI tools like Claude allow me to analyze complex guidelines and organize information in seconds. By using AI as a digital assistant, I spend less time on manual paperwork and more time focusing on your unique goals.

This means faster communication, clearer answers, and a smoother experience overall. Send me a message today to learn some of the modern mortgage tools that I can share with you 🏠

https://viewinfo.me/ #/t/tracie

https://myoc.io/roarloudvideo

09/14/2026

Okay… Instagram got me. 😂

I NEVER click on IG facial ads, but I kept seeing one for a $59 first-time facial and finally decided to give it a try at Alo Derma Med Spa

And I’m so glad I did! 🙌

I filmed a little before & after because I wanted to see if I could actually tell a difference… and YES. My skin felt amazing and I can definitely see the glow. ✨

$59 well spent. Sometimes the algorithm gets it right. 😂
https://myoc.io/roarloudvideo

09/11/2026

Looking for something fun to do in San Diego? ⚽️🌴

A San Diego FC soccer game definitely belongs on the list! Such a fun night — great food, drums going in the stands, tons of energy, and honestly, there doesn’t seem to be a bad seat in the house.

Fun finds around San Diego. ❤️

Have you been to a game yet?

https://myoc.io/roarloudvideo

🏡 SAN DIEGO REALTORS — this one is for you AND your clients!How often do your buyers and sellers ask you questions about...
09/09/2026

🏡 SAN DIEGO REALTORS — this one is for you AND your clients!

How often do your buyers and sellers ask you questions about property taxes, Prop 13, Prop 19, supplemental tax bills or Mello-Roos?

Come get the answers directly from San Diego County Assessor Jordan Marks!

We’re hosting a FREE Understanding San Diego Property Taxes class at the Barrett Financial office in Mission Valley, and I’d love to have you join us.

Jordan will cover:
🏡 Prop 13 & Prop 19
💵 Supplemental property taxes
📍 Mello-Roos & special assessments
📋 Homeowner exemptions
🔨 New construction & ADUs
➕ And more!

And here's what I really want Realtors to take advantage of:

👉 Invite your clients to come with you!
Past clients, current clients, future buyers and sellers — this is a great reason to reach out and provide something genuinely valuable without asking them for anything in return.

📅 Wednesday, October 7th
⏰ 10:30 AM – 12:30 PM
📍 Barrett Financial Group | Mission Valley
3111 Camino Del Rio N, Suite 1000, San Diego
🎟️ FREE
👇 Reserve your spot here:
https://api.leadconnectorhq.com/widget/form/4XrsHjgHNEWCJDzgx9Mq

Tag an agent who should come with you — and bring your clients! 🏡

09/04/2026

🏡 How well do you really understand property taxes in San Diego County?

Whether you already own a home, you’re thinking about buying one, you work in real estate, or you simply want to better understand how property taxes work — this class is for you!

I’m especially excited about this event because Jordan Marks, the San Diego County Assessor will be joining us at the Barrett Financial office to teach a FREE San Diego Property Tax Class.

I’ve known Jordan personally for years, and when it comes to San Diego property taxes, there is nobody I trust more. He knows this stuff inside and out — and he’s great at making complicated topics easy to understand.

We’ll cover topics including:

🏠 Prop 13 & Prop 19
💵 Supplemental property taxes
📍 Mello-Roos & special assessments
📋 Homeowner exemptions
➕ And more!

📅 October 7th
📍 Barrett Financial — Mission Valley, San Diego
🎟️ FREE to attend

Bring your questions and come learn directly from someone who truly knows San Diego County property taxes.

👉 Facebook/LinkedIn: Click the registration link to save your seat.
https://viewinfo.me/t/t?u=tracie

📲 Instagram: Visit the Smart Mobile Card in my bio to RSVP.
https://myoc.io/roarloudvideo

09/02/2026

🇺🇸 Your VA home loan benefit is powerful — but only if you understand how to use it.

If you’re active-duty military, a Veteran, or thinking about buying a home with your VA benefit, I’d love to have you join me for my FREE VA Home Buying Masterclass!

We’ll break down the VA home-buying process and talk about:

🏡 How VA $0-down financing works
💰 What to expect with payments and closing costs
🇺🇸 VA eligibility and your home loan benefit
📋 What you should know before you start looking at homes
🔑 How to create a home-buying strategy that works for you

Real estate agents are welcome too! If you work with — or want to work with — more military and Veteran buyers, come learn more about the VA loan process.

📅 September 12th
📍 Barrett Financial — Mission Valley, San Diego
🎟️ FREE to attend

👉 Facebook/LinkedIn: Click this link to save your seat. https://viewinfo.me/t/t?u=tracie

📲 Instagram: Visit the Smart Mobile Card in my bio to RSVP.

Come with your questions. My goal is for you to leave understanding your options and feeling much more confident about using your VA home loan benefit.
https://myoc.io/roarloudvideo

09/01/2026

🤖 Ready to go beyond just asking AI questions and start actually putting it to work in your business?

Join us September 10th at the Barrett Financial office in Mission Valley for Claude 102 Build Day sponsored by Real Producers.

This in-person event is designed to help you move beyond the basics and discover practical ways to use Claude to save time, work smarter, and get more done.

💡 In-person presentation + live Q&A
📅 September 10th
📍 Mission Valley, San Diego
🎟️ Limited seating — advance registration required

You don’t need to be an AI expert. If you’re curious about how AI can actually become a useful part of your everyday business, come join us!

👉 Facebook/LinkedIn: Register here:
https://www.eventbrite.com/e/sdrp-claude-102-build-day-tickets-1996485981314?aff=oddtdtcreator

📲 Instagram: Visit the Smart Mobile Card in my bio for event details and registration.

https://myoc.io/roarloudvideo

08/31/2026

A little morning action in Pacific Beach this weekend! 😳
Not sure driving onto the beach was the best exit plan.

08/31/2026

📍 San Diego — we have THREE great events coming up at the Barrett Financial office in Mission Valley!

Whether you want to learn how to use AI more effectively in your business, understand your VA home-buying benefits, or finally make sense of San Diego County property taxes — we have something for you.

📅 September 10 — Claude 102 Build Day.
Learn practical ways to put Claude and AI to work in your business.

🇺🇸 September 12 — FREE VA Home Buying Masterclass
For active-duty military, veterans, future VA homebuyers, and real estate professionals who want to better serve VA clients.

🏡 October 7 — FREE San Diego Property Tax Class with Jordan Marks
For current homeowners, future homeowners, real estate professionals, or anyone who wants to better understand San Diego County property taxes.

I’d love to see you at one — or all three!

👉 Click the link to get the details and reserve your spot. https://viewinfo.me/t/t?u=tracie

👉 Or Visit the Smart Mobile Card in my bio for event details and registration.
https://myoc.io/roarloudvideo

08/27/2026

🇺🇸 Before you start looking at homes, let's figure out what buying one should actually look like for YOUR family.

It's easy to jump online, start scrolling through listings and fall in love with a house.

But for a military family, there's a lot more to consider than just the purchase price.

Your income, BAH, monthly debts, credit, future PCS plans and long-term goals can all affect what makes sense for you.

That's why I believe in creating a personalized VA home-buying strategy before you start touring homes.

We'll look at:

🏡 Your buying power
💰 Estimated monthly payments
🔑 Cash you may need at closing
🇺🇸 Your VA financing options
📍 Your personal homeownership goals

The goal isn't simply to tell you how much you can qualify for. It's to help you determine what you're actually comfortable spending and create a plan that makes sense for your family.

Ready to start planning?

👉 Visit https://va.buyahomewithavaloan.com/ to schedule your No Obligation VA Home Buying Strategy Session.

Address

3111 Camino Del Rio N. Ste 905
San Diego, CA
92108

Opening Hours

Monday 9am - 7pm
Tuesday 9am - 7pm
Wednesday 9am - 7pm
Thursday 9am - 7pm
Friday 9am - 7pm
Saturday 9am - 2pm

Telephone

+18583365200

Website

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