Jenny Rutherford

Jenny Rutherford Helping you find your coastal dream home! Jenny Rutherford blends local Savannah charm with Tybee Island expertise. How long have you worked in Real Estate?

From historic gems to beachside retreats, I turn your real estate goals into reality with heart, hustle, and hometown know-how. *FEATURED AS REALTOR ON HGTV'S "BEACHFRONT BARGAIN HUNT" - Tybee Island Episode & "ISLAND LIFE" - Tybee Island/Talahi Island & Isle of Armstrong Episode*

Meet Jenny Rutherford of Jenny Rutherford Real Estate

Where did you grow up? I grew up on a farm at the base of the

Blue Ridge Mountains in Virginia. I’ve lived in several states, including Virginia, Maine, Kentucky and Georgia. I graduated with a BFA in Advertising Design from Savannah College of Art and Design.

FAMILY:
Currently in a Relationship
Pets - Lilo, a Yorkshire Terrier

What do you enjoy most about living in the Savannah area? There is so much to do here and being close to the beach is a major benefit! With a city full of natural beauty and plenty of excitement, there are lots of opportunities to get out there and meet your neighbors. I enjoy going to the movies in Forsyth Park, music festivals, Oyster Roasts, networking events, etc. What do you enjoy doing when you’re not working? My favorite pastime is going out on the boat and being on the water. I also like working out, visiting Tybee, and getting to be a tour guide when my friends and family visit. I love to travel and always try to schedule a trip to somewhere new every other month. Essentially, I’ve been around it my whole life! I’ve been a licensed agent and Realtor for over 19+ years in VA and GA. My family businesses involve Construction and Development, Real Estate and Property Management. What would you consider your specialty? As a SCAD graduate, I also represent many members of the SCAD community who buy and sell. I specialize with both downtown Historic Properties and the Condo market. I also am a Military Relocation Specialist and assist those relocating to Hunter Army Airfield & Ft. Stewart. The majority of my military clients are First-Time Home Buyers looking in New Construction communities- both segments which I enjoy working with. Do you have any accreditations or certifications? I am a member of the Savannah Board of Realtors, Georgia Association of Realtors and the National Association of Realtors. In 2016 I served as the local President for the Savannah's Women's Council of Realtors. I take my education seriously and have completed many designations including GRI Graduate Realtor Institute, ABR Accredited Buyer Representative, SRS Seller Resource Specialist, and BPOR Broker Price Opinion Resource. Earning my membership into the Distinguished Sales Society was one of my favorite accomplishments, based off of my production and volunteering within our community and I am one of the youngest in the local Realtor community to do so! What Is The Most Challenging/Gratifying Aspect Of What You Do? The market today can be a challenge for sellers, so being able to help owners sell at a great price in the quickest amount of time possible is really gratifying. What is the most unique property you’ve ever listed or sold? The cutest small Historic 500sqft studio carriage house off of Forsyth Park! For such a small space, it generated a lot of attention, as it is really a one of a kind find for downtown on it’s own lot. In the end, we actually had buyers willing to pay over the appraised value due because it was their dream property! Describe your most memorable real estate transaction…
Every transaction is honestly really memorable. Most sales occur with a major life change and I like to keep the process as stress-free as possible for everyone involved. This spring I helped a military family buy a home with a VA loan in what felt like record time. We coordinated with the builder and lender to close in a week and a half, just days before their 2nd child was born! I felt really great knowing that I was able to expedite the process so they could get settled in ASAP. What is the one tip you have for someone looking to buy a home today? Before looking at homes, speak with a lender to become “pre-qualified”. This will help identify your max purchase price range so you don’t look at homes you can’t afford. I always recommend using a local lender as they are familiar with the market and offer personal service. What is the one tip you have for someone looking to sell a home today? Do not overprice your home- be realistic. Listen to your REALTOR’s advice and stay in-line with the market. You can’t change your location so if you want top price, you’ve got to have your home in the best condition! What do you see in the future for real estate sales/prices? With the historically low interest rates available, I believe that we will begin to see fewer foreclosures on the market over the next few years. The Savannah real estate market, especially downtown, has been fortunate to have SCAD, the military and local industries relocating new residents to the city yearly thus driving the consistent sales. Tybee Island is seeing a dramatic increase in sales with those purchasing to use a vacation rental while waiting to retire and also investors breaking into the vacation rental market! Why should someone use you as a real estate agent? I am experienced and passionate about helping my clients! I pride myself in being an effective negotiator, purposeful communicator and staying knowledgeable on the local market. Whether you’re local or out of town, I have the ability to write contracts online and use e-signatures that save you time, money and present your offer instantly.

JUST LISTED🌟for $750K and features an active STVR certificate. This 4BR/2BA cottage offers 1641 sqft of space and is loc...
09/04/2026

JUST LISTED🌟for $750K and features an active STVR certificate. This 4BR/2BA cottage offers 1641 sqft of space and is located just two blocks from the beach at 1205 Lovell Avenue on Tybee Island, GA.

💙🐈 Known as “Blue Cat” this fully furnished 1935 South End cottage offers two separate living areas & two full kitchens with a flexible floor plan that gives you several ways to use the space. Outside you’ll find a private fenced yard with a stock tank pool. There’s also a fire pit, grill + hot/cold outdoor shower. The existing STVR certificate will be eligible for one-time transfer to a buyer beginning January 1 2027. This is subject to City requirements and approval.

If Blue Cat has your attention I can help you understand the details & what to expect with the STVR transfer. I can also walk you through the next steps if you’re considering making this one yours. Send me a message or call Jenny Rutherford Real Estate at 912.388.2828. 🦀🔑

09/04/2026

🌊 JUST LISTED! OCEANFRONT + ACTIVE STVR CERTIFICATE + $800K! 8 19th Street, Tybee Island, GA 31328 is a fully furnished 2BR/2.5BA, 1312 sq. ft. end-unit townhome on Tybee’s South End with panoramic Atlantic Ocean views and direct beach access just steps away.

This turn-key coastal property features multiple beachfront decks, an updated kitchen, a fireplace & an incredible primary suite with floor-to-ceiling windows + a private covered balcony overlooking the ocean. You also can walk to the Tybee Pier, restaurants + tons of shopping. Under Tybee Island’s newly approved ordinance, the existing STVR certificate will be eligible for a one-time transfer to a buyer beginning January 1, 2027, subject to City requirements and approval.

Want to see this one in person? Send me a message or call Jenny Rutherford Real Estate at 912.388.2828. I’d love to answer your questions, schedule a private showing, or help you navigate buying your own piece of Tybee Island. 🌴🌊

🏝️ JUST LISTED on Tybee Island! Offered at $575K, this 3BR/2BA, 1278 sqft coastal A-frame at 3 Miller Avenue is located ...
09/04/2026

🏝️ JUST LISTED on Tybee Island! Offered at $575K, this 3BR/2BA, 1278 sqft coastal A-frame at 3 Miller Avenue is located on Tybee’s North End, just steps from the beach, & is eligible to apply for an STVR Certificate beginning January 1, 2027.

The home features vaulted ceilings, a fireplace, an upstairs primary suite with two walk-in closets + a private balcony, plus multiple decks for outdoor living. Outside, you’ll find covered parking, an outdoor shower, a screened-in area, multiple storage spaces & a spacious lot with room to add a pool. The property is located in Sector 1, where two STVR Certificates will become available beginning January 1, 2027.

📲 Have questions about the property, the new STVR ordinance or buying on Tybee Island? Send me a message. I’d be happy to answer your questions, schedule a private showing and help you navigate the buying process from your first showing through closing.

Offered at $425K with rental projections up to $45K per year, 18 Silver Avenue Unit  #1, Tybee Island, GA 31328 is a ful...
09/03/2026

Offered at $425K with rental projections up to $45K per year, 18 Silver Avenue Unit #1, Tybee Island, GA 31328 is a fully furnished 2BR/2BA condo with an active STVR license just 120 steps from the beach. 🏖️ The property offers 830 sqft of coastal living in the Silver Shores community on the beachside of Butler Avenue.

Inside, brand new Platinum Harvest LVP flooring complements stainless steel appliances, granite countertops, & a bright living area that opens to a private balcony with partial ocean views. The primary suite offers an en suite bathroom + balcony access. Two assigned garage parking spaces and elevator access provide added convenience. 🚗

Pool privileges are available across the street when managed with Southern Belle, while restaurants, shopping, + the beach are all within walking distance. Call Jenny Rutherford Real Estate at 912.388.2828 for more information or to schedule a showing.👏

09/03/2026

Taking you around Ardsley Park, one of Savannah’s most established neighborhoods. 🌳🏡

From its early 20th-century roots to its beautiful residential streets, there’s a lot that makes this area unique.

Got a specific neighborhood you want to see next? Let me know!

Offered at $1.195M, 1014 Abercorn St, Savannah, GA 31401 is an income producing, TC1 commercially zoned property in Sava...
09/02/2026

Offered at $1.195M, 1014 Abercorn St, Savannah, GA 31401 is an income producing, TC1 commercially zoned property in Savannah’s Historic District. Currently generating over $130K annually, this 3040sqft property offers 5BR/3BA across two distinct units.

With two full kitchens, two living rooms + TC1 zoning, there’s plenty of room to think beyond a traditional rental. Keep the current setup, create separate spaces or use the ground floor for a shop, café, office or other business.

Co-listed with Brent Palmer at Waterline Real Estate Group & Co-listed with Summer Freeman at Savannah Real Estate. Seller is a licensed real estate broker. Have questions about the property or how you could make it work for your goals? I’m happy to walk you through the options. DM me for the full listing or contact Jenny Rutherford Real Estate at 912.388.2828.📞

🌴 703 First St, Tybee Island, GA 31328 has a lot going for it at $549.5K. This 2BR/2BA home is located on the North End ...
09/01/2026

🌴 703 First St, Tybee Island, GA 31328 has a lot going for it at $549.5K. This 2BR/2BA home is located on the North End just 4 blocks from the beach & has an active STVR certificate already in place. 🦀

Inside, you’ll find a bright open layout with vaulted ceilings + hardwood floors. The home also offers drive-under parking for up to four cars plus golf cart space. There’s a screened porch for beach gear & an outdoor firepit area for enjoying Tybee evenings.

You can walk to the beach and local favorites like Sea Wolf, Sugar Shack + Sundae Cafe. If this property has caught your attention, I’m happy to share more than just the listing. I can answer questions about the location, walkability, STVR status and what you’ll want to know before seeing it in person. DM me for the full listing link or call Jenny Rutherford Real Estate at 912.388.2828 to schedule a private tour.📞

MARGARITAVILLE DOWNTOWN SAVANNAH!? 🧉 A $113 million investment is bringing Margaritaville to downtown Savannah, but it a...
08/31/2026

MARGARITAVILLE DOWNTOWN SAVANNAH!? 🧉 A $113 million investment is bringing Margaritaville to downtown Savannah, but it also means another residential property is moving toward hotel use.✈️

The Ann Street Lofts property at 111 Ann Street is being converted into the Margaritaville Hotel Savannah, a 230-room hotel. Peachtree Group is providing the financing, Tidal Real Estate Partners is behind the project, and work on the conversion is already underway.🚧

What makes this particularly interesting is how new the property is.

Ann Street Lofts was completed in 2023 as a 232-unit residential development. Apartments at the property are still being advertised for rent today, while a portion of the building has also been operating as The Ann, part of Apartments by Marriott Bonvoy.

I just saw on the news that the property is moving toward a full conversion into Margaritaville.⛱️ That raises a larger question about the future of downtown Savannah.

We talk constantly about housing, affordability and the need for people to be able to live near where they work. At the same time, downtown continues to attract significant investment in hotels and tourism.

Tourism is an important part of Savannah’s economy, and continued investment and development can certainly be a positive thing. But maintaining residential housing in and around downtown matters too.

As Savannah continues to grow, finding the right balance between places for people to visit and places for people to live is becoming increasingly important. Didn’t the Ritz Carlton do this also where they plan to have residences at the top and then they canned that idea 💡 and just decided to go straight to hotel? 

What do you think? Is Margaritaville a good addition to the west side of downtown, or should Savannah be doing more to protect residential housing downtown? 🏠

‼️ TYBEE STVR UPDATE ‼️What passed, what didn’t, and what owners, buyers & sellers need to know.There has been a LOT of ...
08/28/2026

‼️ TYBEE STVR UPDATE ‼️

What passed, what didn’t, and what owners, buyers & sellers need to know.

There has been a LOT of discussion about Tybee’s new STVR ordinance, so I went through the August 13 and August 27 meetings and pulled together the main things people need to know.

August 13 was the first reading, where Council discussed the ordinance and made changes. The final vote was August 27, and the ordinance passed 3–2.

🏠 NEW STVR CAPS

Residential STVRs in R-1, R-1B and R-2 will now have caps by sector.

Sector 1: 175
Sector 2: 250
Sector 3: 220
Sector 4: 180

These numbers were already in the ordinance going into the August 13 meeting. Once a sector hits its cap, no new certificates will be issued until a spot opens up. When that happens, applications will be handled first come, first served.

🏠 THE 18-MONTH SALE/TRANSFER RULE

This is an important one if you are buying or selling an existing STVR. For the first 18 months after the ordinance takes effect, an existing legal STVR in R-1, R-1B or R-2 can be sold and the new owner gets one opportunity to apply for an STVR certificate without being subject to the sector cap.

The new owner has to apply within 15 days of the transfer. The certificate itself does not automatically transfer with the property. The buyer still has to apply. After that one-time transfer, a future buyer would be subject to the regular sector cap and waiting-list rules.

🏠 FAMILY TRANSFERS

There are separate rules for certain family ownership situations, including qualifying joint tenancies, family trusts and family corporations. Certain transfers involving a death or family succession can continue without going onto the sector waiting list.

“Immediate family” now includes grandchildren, along with spouses, parents, siblings and children.

🏠 BEDROOM COUNTS, PARKING & OWNER-OCCUPIED STVRS

The city can check STVR bedroom counts against Chatham County tax records, City building permits and other public records. Just because a property is advertised with a certain number of bedrooms does not necessarily mean the city will recognize all of them for STVR purposes.

Bedrooms also have to meet the required egress rules, and parking shown on an STVR application cannot exceed one space per bedroom.

Owner-occupied STVRs can remain outside the sector caps if they meet the requirements. The owner has to actually occupy the property during STVR activity and can be away for no more than 14 rental-night stays per calendar year.

🏠 ENFORCEMENT CHANGES

Administrative violations can now count against an STVR along with violations that happen at the property. Repeat or habitual violations are looked at over a 24-month period. The City Manager can suspend an STVR certificate and decide the length of the suspension.

If Mayor and Council revoke a certificate after a show-cause hearing, the revocation lasts 36 months. A sale during that time has to be a bona fide sale and cannot simply be used to get around the revocation. Unpaid citations can also affect an existing certificate or someone’s ability to get one in the future.

For property management companies, three STVR permit revocations within 24 months can have consequences for the company’s business license.

🏠 FALSE INFORMATION & DOCUMENTS

A separate enforcement ordinance also passed unanimously. The penalty is $500 for false information and $500 for falsified documents.

Responsible parties are also supposed to receive notice of court or administrative hearings involving alleged violations.

‼️ WHAT DID NOT PASS

A few other changes were proposed but did not pass.

One would have changed the caps to 25% in Sectors 1 and 2 and 40% in Sectors 3 and 4. That failed 2–3, so the caps stayed at 175 / 250 / 220 / 180.

There was also an attempt to change the sector boundary involving the east side of Lovell Avenue. That failed, so the boundary stayed as proposed.

Another amendment would have required STVR signs to also list the police non-emergency number for complaints. That did not pass either.

🏠 WHEN DOES THIS START?

The new STVR system takes effect January 1 2027. City staff said they need “the time to get the application and enforcement processes ready and transition STVR administration to the new licensing coordinator.” Homeowners are not happy about the request for four months to do this!

The city also plans to hold meetings and workshops for owners, management companies and the public before everything starts.

A standard STVR sign will also be required, and the city plans to provide a black-and-white template that owners can print and weatherproof. This is a NEW ADDITIONAL COST!

🏠 THE 13 PROPERTIES FROM THE 2021 MORATORIUM

Council also talked about roughly 13 properties connected to an exception from the 2021 STVR moratorium. That exception gave certain homesteaded properties a three-year window to operate as STVRs.

The question was whether those properties were counted toward the new sector caps even though their temporary exceptions were expiring. Staff said most have already expired and there may only be one property still qualifying under that provision.

This part still appears to need some clarification.

‼️ NEW STVR FEES: NOT FINAL YET

There is a separate proposal for annual STVR fees:

Maximum occupancy of 5 guests or fewer: $400
Maximum occupancy of 6 to 10 guests: $800
Maximum occupancy over 10 guests: $1,200

These would apply to both new applications and renewals.

These fees were NOT final at the August 27 meeting. The fee ordinance only passed first reading and was expected to come back for a second reading.

🏠 IF YOU’RE BUYING OR SELLING

If you have an existing legal STVR, don’t assume the certificate automatically transfers when you sell. During the 18-month transition period, a qualifying buyer gets one opportunity to apply outside the sector cap, but they have to apply within 15 days of the transfer. This does not start until January 1, 2027 though.

If you are buying a Tybee property with plans to use it as an STVR, check everything before closing. Find out the zoning, which sector it is in, whether that sector is at its cap, whether there is a waiting list, whether the property already has a legal STVR, whether the 18-month rule applies, how many bedrooms the city recognizes, how much parking is allowed and whether you qualify for a certificate.

Just because a property is being used as a vacation rental now does not automatically mean a new owner will be able to use it the same way.

‼️ BOTTOM LINE

The sector caps are 175 / 250 / 220 / 180, and once a sector is full, new applicants will have to wait for a spot to open.

Existing legal STVRs have an 18-month sale transition period, with a 15-day deadline for the new owner to apply. There are separate rules for certain family transfers, bedroom and parking information can be checked against official records, repeat violations are looked at over 24 months, Council revocations last 36 months, and three STVR revocations within 24 months can affect a management company’s business license.

The new STVR system takes effect January 1 2027. The proposed new STVR fees are separate and were not final at the August 27 meeting.

STVR UPDATE‼️The new Tybee Island STVR ordinance is set to take effect January 1, 2027 when, of course, city offices wil...
08/28/2026

STVR UPDATE‼️The new Tybee Island STVR ordinance is set to take effect January 1, 2027 when, of course, city offices will be closed. For a period of 18 months homes with vacation rental certificates can sell to new owners and those will be honored. That’s the good news.

The bad news is this completely holds our real estate market up for another four months of Buyers having to wait to close on a home “because the staff needs time to figure it out”. How can the city expect home owners to answer a call within 30 minutes if there’s an emergency or face a $300 fine…. but they need 4 months to figure out how to enforce an ordinance and identify if a property sold or not? It is not rocket science. 🫪 If a business took 4 months to adjust to a new policy it would fail. Why can’t our city figure it out? They certainly did when they passed a moratorium or took away private property rights. That was instant.

There was A LOT discussed last night at the city council meeting and items have changed throughout this process. I am working on putting together a simple breakdown of what passed, what didn’t, what changed and what this actually means for Tybee property owners, buyers, and sellers.

More coming soon!

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Savannah, GA
31401

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