Steven Shearrill - LPT Realty and MLO Patriot Pacific

Steven Shearrill - LPT Realty and MLO Patriot Pacific Real Estate Expert specializing in the local San Diego and surrounding areas of Temecula, California area. Equal Housing Opportunity

REAL ESTATE BROKER: I am a self-motivated, conscientious Navy Veteran and real estate agent with a strong work ethic; my underlying philosophy of "service first" means that my clients' needs are paramount. I specialize in the Temecula and San Diego areas, working diligently to understand each client's goals and to always exemplify professionalism, trust, transparency, and integrity. With my services, I offer unparalleled value to my clients and a willingness to go above and beyond what most agents provide. I work closely with buyers, sellers and investors to educate and inform them at every step of a transaction, while advocating on my client’s behalf through skillful negotiation, giving my clients the best deal possible. I help people to buy and sell homes while keeping in mind both their immediate and long-term goals. My reputation for honest communication and active listening has made me a trusted advisor in this industry.
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MORTGAGE BROKER: As an experienced Mortgage Loan Broker with access to over 55 lenders, I am dedicated to helping clients secure the best financing solutions for their homeownership goals. My extensive network allows me to offer a diverse range of loan options, ensuring that each borrower finds the perfect fit for their unique financial situation. With a client-centric approach, I prioritize clear communication and personalized service, guiding clients through every step of the mortgage process. Whether you're a first-time homebuyer, looking to refinance, or seeking investment opportunities, I am here to provide expert advice and support, making your mortgage journey smooth and successful. Let's connect and turn your homeownership dreams into reality!

☀️ **Florida, I’m In! Officially Licensed in the Sunshine State!** 🌴The wait is over. I’m thrilled to share that I can n...
08/13/2026

☀️ **Florida, I’m In! Officially Licensed in the Sunshine State!** 🌴

The wait is over. I’m thrilled to share that I can now help homebuyers, homeowners, and investors right here in Florida! 🎉

Here’s the thing about working with me: I’m not tied down to a single bank or a handful of loan programs. With a network of **55+ lenders** behind me, I go to bat for YOU to find the sharpest rates and the smartest loan structure for your situation. Got turned down before? That’s just one door. I’ve got dozens more to knock on. 🚪💪

**As a Navy veteran** 🇺🇸, service is in my DNA, and helping people plant roots in a place they can call home is the most rewarding work I know.

**Here’s what I can put to work for you:**

🔸 Conventional and FHA loans for everyday buyers
🔸 VA loans honoring those who’ve worn the uniform 🇺🇸
🔸 DSCR loans for investors building a portfolio
🔸 Bank Statement and 1099 loans for the self-employed
🔸 HELOCs, Home Equity, and Reverse Mortgages
🔸 Down Payment Assistance to close the gap
🔸 Land loans for your dream build
🔸 And plenty more where that came from

Whether you’re chasing your first place, refinancing to free up cash, or scaling up your investments, I’m ready to get to work.

Know someone in Florida thinking about a move? Send them my way. Let’s make it happen. 🌊🏠

Steven Shearrill | Navy Veteran 🇺🇸
📞 619.368.7141
📧 [email protected]
🌐 www.StevenS10k.com
NMLS # 2449246 | DRE # 01988316
Patriot Pacific Financial Corp NMLS # 1921615 | DRE # 02103516
🏠 Equal Housing Opportunity

Proudly Serving: AL, AR, AZ, CA, CO, DC, FL, ID, IL, IN, LA, MD, MI, NJ, NM, MT, NC, NV, OH, OK, PA, SC, SD, TN, TX, VA, WA, WV

\ Miami Orlando Tampa Jacksonville VALoan VeteranHomeBuyer SunshineState MortgageBroker FHALoan DSCR FirstTimeHomeBuyer HomeOwnership PatriotPacific NonQM

🏡 Now Licensed in ARIZONA! 🎉Big news, Arizona! I’m officially here to help with your mortgage needs. 🙌As a proud Navy ve...
08/04/2026

🏡 Now Licensed in ARIZONA! 🎉
Big news, Arizona! I’m officially here to help with your mortgage needs. 🙌
As a proud Navy veteran 🇺🇸, I have access to 55+ lenders, which means more options, better rates, and real solutions. If one lender says “no,” I’ve got 54 more that might say YES! 💪
✅ Conventional | FHA | VA ✅ DSCR | Bank Statement | 1099 ✅ HELOC | Home Equity | Reverse ✅ Down Payment Assistance & MORE
First-time buyer, investor, or self-employed? I’ll find the right fit for YOU. 🏠
📩 Buying, refinancing, or investing? Let’s connect!
Steven Shearrill | Navy Veteran 🇺🇸 📞 619.368.7141 🌐 www.StevenS10k.com NMLS # 2449246
🏠 Equal Housing Opportunity
VALoan VeteranHomeBuyer FirstTimeHomeBuyer MortgageBroker FHALoan DSCR HomeOwnership PatriotPacific NonQM

I just purified myself in the waters of Lake Minnetonka with Apollonia.
07/26/2026

I just purified myself in the waters of Lake Minnetonka with Apollonia.

🏡 **Now Licensed in NEVADA!** 🎉Big news, Nevada — I’m officially here to help you with your mortgage needs! 🙌As a proud ...
07/22/2026

🏡 **Now Licensed in NEVADA!** 🎉

Big news, Nevada — I’m officially here to help you with your mortgage needs! 🙌

As a proud **Navy veteran** 🇺🇸, I have access to **55+ lenders**, which means more options, better rates, and real solutions. If one lender says “no,” I’ve got 54 more that might say YES! 💪

✅ Conventional | FHA | VA
✅ DSCR | Bank Statement | 1099
✅ HELOC | Home Equity | Reverse
✅ Down Payment Assistance & MORE

Whether you’re a **first-time buyer, investor, or self-employed** — I’ll find the right fit for YOU. 🏠

📩 Buying, refinancing, or investing? Let’s connect!

Steven Shearrill | Navy Veteran 🇺🇸
📞 619.368.7141
🌐 www.StevenS10k.com
NMLS # 2449246

🏠 Equal Housing Opportunity

VeteranHomeBuyer FirstTimeHomeBuyer MortgageBroker FHALoan DSCR HomeOwnership PatriotPacific NonQM

🏡 **Big News — I'm Officially Licensed in Nevada!** 🎉I am beyond excited to announce that I am now licensed to offer mor...
07/22/2026

🏡 **Big News — I'm Officially Licensed in Nevada!** 🎉

I am beyond excited to announce that I am now licensed to offer mortgage loan services in the great state of Nevada! As a proud Navy veteran, giving back to my community is at the heart of everything I do, and now I can serve even MORE people across the country.

What Makes Me Different?

Unlike a traditional loan officer who may be limited to just one or two lenders, I have access to over 55 different lenders, which means more options, better rates, and solutions tailored to YOUR unique financial situation. If one lender says "no," I have 54 more that might say YES!

Loan Products I Offer:

Whether you're a first-time homebuyer, a seasoned investor, or someone who doesn't fit the "traditional" lending box — I've got you covered:

🔹 **Conventional Loans** — Competitive rates for qualified buyers
🔹 **FHA Loans** — Flexible qualifications for first-time buyers
🔹 **VA Loans** — Serving those who served our country 🇺🇸
🔹 **Down Payment Assistance** — Programs to help you get into your home sooner
🔹 **HELOC (Home Equity Line of Credit)** — Tap into your home's equity
🔹 **Home Equity Loans** — Put your investment to work for you
🔹 **Reverse Mortgages** — Financial flexibility for eligible homeowners
🔹 **DSCR Loans** — Ideal for real estate investors
🔹 **1099 Loans** — Built for the self-employed
🔹 **Bank Statement Loans** — No traditional income docs? No problem
🔹 **Land Loans** — Ready to build from the ground up?
🔹 And **so much more!**

Why This Matters

Not everyone fits into a cookie-cutter lending mold. I believe everyone deserves access to the right loan product for their needs. With both traditional and non-conforming loan products at my fingertips, I'm here to find YOUR solution.

If you or someone you know in Nevada is looking to **buy, refinance, or invest** — let's connect! 💪🏠

Steven Shearrill | Navy Veteran🇺🇸
📞 619.368.7141
📧 [email protected]
🌐 www.StevenS10k.com
NMLS # 2449246 | DRE # 01988316
Patriot Pacific Financial Corp NMLS # 1921615 | DRE # 02103516
🏠 Equal Housing Opportunity

Proudly Serving: AL, AR, AZ, CA, CO, DC, FL, ID, IL, IN, LA, MD, MI, NM, MT, NC, NV, OH, OK, PA, SC, SD, TN, TX, VA, WA, WV

\

🏡 **Big News — I'm Officially Licensed in Illinois!** 🎉I am beyond excited to announce that I am now licensed to offer m...
03/12/2026

🏡 **Big News — I'm Officially Licensed in Illinois!** 🎉

I am beyond excited to announce that I am now licensed to offer mortgage loan services right here in my home state of Illinois! As a proud Navy veteran, giving back to my community is at the heart of everything I do, and now I can serve even MORE people across the country.

What Makes Me Different?

Unlike a traditional loan officer who may be limited to just one or two lenders, I have access to over 55 different lenders, which means more options, better rates, and solutions tailored to YOUR unique financial situation. If one lender says "no," I have 54 more that might say YES!

Loan Products I Offer:

Whether you're a first-time homebuyer, a seasoned investor, or someone who doesn't fit the "traditional" lending box — I've got you covered:

🔹 **Conventional Loans** — Competitive rates for qualified buyers
🔹 **FHA Loans** — Flexible qualifications for first-time buyers
🔹 **VA Loans** — Serving those who served our country 🇺🇸
🔹 **Down Payment Assistance** — Programs to help you get into your home sooner
🔹 **HELOC (Home Equity Line of Credit)** — Tap into your home's equity
🔹 **Home Equity Loans** — Put your investment to work for you
🔹 **Reverse Mortgages** — Financial flexibility for eligible homeowners
🔹 **DSCR Loans** — Ideal for real estate investors
🔹 **1099 Loans** — Built for the self-employed
🔹 **Bank Statement Loans** — No traditional income docs? No problem
🔹 **Land Loans** — Ready to build from the ground up?
🔹 And **so much more!**

Why This Matters

Not everyone fits into a cookie-cutter lending mold. I believe everyone deserves access to the right loan product for their needs. With both traditional and non-conforming loan products at my fingertips, I'm here to find YOUR solution.

If you or someone you know is looking to **buy, refinance, or invest** — let's connect! 💪🏠

Steven Shearrill | Navy Veteran🇺🇸
📞 619.368.7141
📧 [email protected]
🌐 www.StevenS10k.com
NMLS # 2449246 | DRE # 01988316
Patriot Pacific Financial Corp NMLS # 1921615 | DRE # 02103516
🏠 Equal Housing Opportunity

Proudly Serving:AL, AR, AZ, CA, CO, DC, FL, ID, IL, IN, LA, MD, MI, NM, MT, NC, OH, OK, PA, SC, SD, TN, TX, VA, WA, WV

\

02/20/2026

The First Step When Applying for a VA Loan 🎖️
Ready to use your VA home loan benefit? Here's where to START:
Step 1: Get Your Certificate of Eligibility (COE) 📜
This proves you're eligible for a VA loan!
What it shows:
• Your military service meets VA requirements
• How much entitlement you have available
• Whether you can use the benefit again
How to get it: ✅ Online at eBenefits (fastest - takes minutes!) ✅ Through your lender (they can pull it for you) ✅ Mail Form 26-1880 to the VA
You'll need: DD-214, discharge papers, or statement of service
Step 2: Get Pre-Approved (Not Just Pre-Qualified!) 💪
Before you start house hunting, connect with a VA loan expert They'll:
• Assess your financial situation Determine what you qualify for
• Give you a pre-approval letter that makes your offers stronger
• Guide you through the entire process from COE to closing
Why this matters: Sellers take you seriously when you're pre-approved. In competitive markets, it's often the difference between getting the house or losing it!
Step 3: Start Shopping with Confidence! 🏡
Now you know your budget and have your COE - time to find your dream home!
Pro Tip: Get your COE and pre-approval BEFORE you fall in love with a house. This way you're ready to move fast when you find the one! ⚡

Why Work With Me?
Navy Veteran | Trusted Loan Officer | Nationwide Network
Get:
🎯 FREE 1:1 Strategy Session (limited spots!)
🎯 Access to VA loan experts nationwide
🎯 My app for seamless home-buying
📲 Book your FREE session:
https://app.valoaneducator.tv/stevenshearrill-2449246
💬 Comment "VA LOAN" or DM to reserve your spot!

Realtors: Join LPT Realty!
✅ 100% commission OR revenue share + stock
✅ No franchise/tech fees | Marketing support
🔗 https://stevenshearrill.lpt.com

Steven Shearrill | Navy Veteran
📞 619.368.7141 | 📧 [email protected]
🌐 www.StevenS10k.com
NMLS # 2449246 | DRE #01988316
Patriot Pacific Financial Corp NMLS #1921615 | DRE #02103516
Equal Housing Opportunity
Serving: AL, AR, AZ, CA, CO, DC, FL, ID,IL, IN, LA, MD, MI, NM, MT, NC, OH, OK, PA, SC, SD, TN, TX, VA, WA, WV

🩺🏥 Medical Professionals Home Loan — Built for YOUYou didn't take the easy path. Your home loan shouldn't punish you for...
02/13/2026

🩺🏥 Medical Professionals Home Loan — Built for YOU
You didn't take the easy path. Your home loan shouldn't punish you for it.
Doctors, nurses, pharmacists, CRNAs, veterinarians, residents, fellows, and advanced practitioners—you've dedicated years to serving your communities. But when it's time to buy a home? Traditional lending makes it harder than it should be.
❌ Student loan debt holding you back ❌ Non-traditional income during training ❌ Outdated rules that don't fit your career ❌ Unnecessary red tape slowing you down
I get it. That's why I offer a Medical Professionals Home Loan designed around YOUR reality.
✅ Up to 100% financing — $0 down payment options ✅ Student loans won't disqualify you ✅ Future earning potential counts ✅ Flexible qualification for non-traditional income ✅ Smoother process, fewer headaches
Whether you're finishing residency or running your own practice, I'm here to help you build a place to call home. 🏡
You take care of your patients. Let me take care of this. 🤍
📩 DM me or comment below — let's chat about your homeownership goals!

Why Work With Me?
Navy Veteran | Trusted Loan Officer | Nationwide Network
Steven Shearrill | Navy Veteran
619.368.7141 | [email protected]
www.StevenS10k.com
NMLS # 2449246 | DRE #01988316
Patriot Pacific Financial Corp NMLS #1921615 | DRE #02103516
Equal Housing Opportunity
Serving: AL, AZ, CA, CO, DC, FL, ID,IL, IN, LA, MD, MI, NM, MT, NC, OH, OK, PA, SC, SD, TN, TX, VA, WA, WV

Address

Https://m. Youtube. Com/watch?v=M5m3c9BZyZo
Temecula, CA
92591

Telephone

+16193687141

Website

DRE 01988316 NMLS 2449246

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