Ernesto Muñiz, Realtor

05/09/2026

🔥 JUST LISTED in Portsmouth 🔥
This charming brick ranch is officially live and ready for its next owner.
🏡 4 Bedrooms | 2 Baths
💲 335,000
✔️ Spacious yard
✔️ Detached garage
✔️ Classic curb appeal

📍 4636 Mallard Crescent
📲 Message me to schedule your private showing before it’s gone.

Ernesto Muñiz, Realtor®
📞 Thinking about selling or buying? Let’s make your move happen next.

05/02/2026

"Something special is coming soon… will you be the first to see it?”

Ernesto Muñiz, Realtor®
📞Thinking about selling or buying? Let’s make your move happen next.

https://www.rein.com/property/4636-Mallard-Crescent-Portsmouth-VA-23703/434-1158780794

12/02/2025

🏡❄️ Winter is Just Around the Corner – Is Your Home Ready?
Get ahead of the cold weather with these essential home maintenance tips:

🔧 1. Check & service your heating system – Replace filters and schedule annual servicing to keep it running efficiently.

🧱 2. Seal gaps in windows and doors – Stop heat from leaking out and save on energy bills.

🔥 3. Clean your fireplace and chimney – If you use a fireplace, get it inspected to prevent fire hazards.

💧 4. Protect your pipes from freezing – Insulate exposed pipes and disconnect outdoor hoses.

🍂 5. Clear out gutters and downspouts – Avoid water damage and ice build-ups.

🌳 6. Trim overhanging tree branches – Heavy ice or wind can bring branches down on your roof.

🕯️ 7. Test smoke and carbon monoxide detectors – Safety first!

✨ Taking time now can save you major repairs later. Stay warm, stay safe, and enjoy the season!

Ernesto Muñiz, Realtor®
📞 Thinking about selling or buying? Let’s make your move happen next.

12/02/2025

If this isn’t uplifting, I don’t know what is.

See more: https://www.realsatisfied.com/Ernesto-Muniz

11/27/2025

Thanksgiving is a time for family and we're so grateful you chose to be a part of ours!

Wishing you a festive holiday filled with family, food and laughter!

11/26/2025

“Plant roots and grow your dreams here.”

Ernesto Muñiz, Realtor®
📞Thinking about selling or buying? Let’s make your move happen next.

For sale: 3 bed, 3 bath, 1,801 SQFT Townhouse. SPACIOUS TOWNHOUSE IN NORTHERN SUFFOLK with Fresh Paint & New Flooring Throughout, Open Kitchen with New Grani... $334,600.

11/25/2025

Preparing for Homeownership: Strengthening Your Credit Score

Buying a home is one of the biggest financial milestones you’ll reach, and your credit score plays a crucial role in the process. A higher FICO score not only improves your chances of loan approval, but it can also help you secure better interest rates and loan terms—saving you thousands of dollars over the life of your mortgage. Here are some practical tips to help you boost your score before you start house-hunting.

- Get free annual reports from all three bureaus (Equifax, Experian, TransUnion) at annualcreditreport.com.
- Review for errors, outdated info, or fraudulent accounts and dispute them immediately.
- Payment history makes up 35% of your FICO score.
- Set up automatic payments or reminders to avoid late or missed payments.
- Aim to use less than 30% of your available credit across all cards.
- Pay down existing balances or request a credit limit increase (but don’t increase your spending).
- Each hard inquiry can lower your score by a few points.
- Limit opening new credit cards or loans until after your mortgage is approved.
- Length of credit history helps your score.
- Keep older accounts open and in good standing, even if not actively used.
- Reduce debt faster and demonstrates strong repayment behavior.
- A healthy mix of credit cards, installment loans, and retail accounts can help boost your score—but only if managed well.
- A nonprofit financial counselor can help create a personalized plan to improve your score before applying for a home loan.

Ernesto Muñiz, Realtor®
📞 Thinking about selling or buying? Let’s make your move happen next.

11/24/2025

“The perfect blend of location, charm, and comfort.”

Ernesto Muñiz, Realtor®
📞Thinking about selling or buying? Let’s make your move happen next.

For sale: 4 bed, 3 bath, 2,680 SQFT house. MOVE-IN READY IN CULPEPPER LANDING... $569,800.

11/22/2025

“Un diseño que enamora, una ubicación que lo tiene todo.”



Ernesto Muñiz, Realtor®
📞 ¿Considerando en comprar o vender? Vamos a hacer ese sueño una realidad.

For sale: 3 bed, 2 bath, 1,360 SQFT house. Walk in and say WOW when you see this totally new kitchen installed in 2025! Full appliance package, and extra... $345,000.

11/21/2025

“Find comfort, style, and space all in one place.”

Ernesto Muñiz, Realtor®
📞Thinking about selling or buying? Let’s make your move happen next.

For sale: 5 bed, 3 bath, 2,916 SQFT house. BRAND NEW KITCHEN with Updated Cabinets, Granite Countertops, & Stainless Steel Appliances, New LVP Flooring i... $571,800.