Debbie Woolard Group Towne Center

Debbie Woolard Group Towne Center Providing You With The Extraordinary Service You Deserve! Our focus is helping people find and exchange dream homes.

We are seeking buyers and sellers that desire concierge level service including great communication, extraordinary representation and a continuing relationship for years to come. You and your referrals will be provided with a great team of professionals to help with each step of the process. We are committed and passionate about negotiating the best possible terms and serving our clients at the highest level. Our goal is to create memorable real estate experiences where our clients become raving fans. Our clients benefit by having a Certified Negotiation Expert on their side. This provides them with better results, a smoother process and greater satisfaction. Whether a person is looking to buy or sell a starter home or a multi-million dollar estate, Debbie Woolard produces great results for her clients. She gives clients what they expect and deserve, an experienced realtor skilled in marketing and negotiations. With Debbie, you will receive personal service as well as exceptional professionalism. She is well qualified for her work with her strong background of sales and marketing. Having been born here and continuously living in the area, she is familiar with the entire Hampton Roads region. She has earned the professional designations of Certified Negotiation Expert, Certified Residential Specialist, and e-Pro. In addition she is also a Short Sale and Foreclosure Resource with extensive training in short sales and foreclosures. This uniquely positions her to help those in danger of losing their home to foreclosure. It has also proven to be beneficial to the buyers that are seeking to purchase a short sale or foreclosure. She is well qualified to help professionals, business owners, military personnel and other clients with their real estate needs. She has been selected to work with both the Military Team and Relocation Team. She is consistently producing outstanding results. Her first year in real estate she was awarded Listing Rookie of the Year as well as Sales Rookie of the Year. Her sales and loyal following of satisfied clients have grown each year she has been in business. She is in the top 1% of the agents in the area based on sales volume. Her practice continues to flourish thanks to clients recommending her to friends, family members and business associates. Her clients state that her actions and attitude are best described with the word "integrity".

The spring and summer months have always been known as a very popular time for homebuyers to start the search for their ...
06/30/2015

The spring and summer months have always been known as a very popular time for homebuyers to start the search for their dream home. This year is no different! We all learned in school that when selling anything, you will get the most money if the demand for that item is high and the inventory of that item is low. It is the well-known Theory of Supply

757-288-0194William E Wood and AssociatesA Howard Hanna Company1321 Laskin Road Virginia Beach, VA 23451Licensed in Virginia

There has been recent press regarding whether or not it makes better financial sense to rent rather than buy in today’s ...
06/26/2015

There has been recent press regarding whether or not it makes better financial sense to rent rather than buy in today’s housing market. As an example, the recently released June Summary of the BH

757-288-0194William E Wood and AssociatesA Howard Hanna Company1321 Laskin Road Virginia Beach, VA 23451Licensed in Virginia

Last week, mortgage interest rates jumped over the 4% mark for the first time this year according to Freddie Mac’s Mortg...
06/17/2015

Last week, mortgage interest rates jumped over the 4% mark for the first time this year according to Freddie Mac’s Mortgage Market Survey. In an article in Housing Wire, a Bankrate analyst explained: “Mortgage rates rocketed higher following a stronger than expected monthly employment report. The good news on the job front further solidifies the notion that the Federal Reserve will likely begin raising interest rates soon, perhaps in the third quarter of this year.” This is the same type of commentary we heard back in the spring of 2013 when the talk of the Fed possibly raising rates caused mortgage interest rates to surge by a full percentage point from the end of April through the end of June of that year. Will We See that Same Surge in 2015? No one knows for sure. However, Fannie Mae, Freddie Mac, the Mortgage Bankers Association and the National Association of Realtors are each calling for rates to continue their upswing over the next six quarters. Here is a chart comparing

757-288-0194William E Wood and AssociatesA Howard Hanna Company1321 Laskin Road Virginia Beach, VA 23451Licensed in Virginia

Last week, we reported on the financial reasons purchasing a home in today’s market makes sense. The Joint Center for Ho...
05/01/2015

Last week, we reported on the financial reasons purchasing a home in today’s market makes sense. The Joint Center for Housing Studies at Harvard University performs a study every year surveying participants for the reasons that American’s feel are most important in regards to homeownership. The top 4 reasons to own a home cited by respondents were not financial. It means having a good place to raise children

757-288-0194William E Wood and AssociatesA Howard Hanna Company1321 Laskin Road Virginia Beach, VA 23451Licensed in Virginia

Existing Home Sales Skyrocket!
04/24/2015

Existing Home Sales Skyrocket!

757-288-0194William E Wood and AssociatesA Howard Hanna Company1321 Laskin Road Virginia Beach, VA 23451Licensed in Virginia

When you put your best foot forward and show your home’s best features by staging it, you help increase your selling pri...
01/20/2015

When you put your best foot forward and show your home’s best features by staging it, you help increase your selling price without excessive spending. In fact, on average, sellers receive $2 more on their sale price for every $1 they spend on staging their home. As shown below, the five golden rules of home staging will help you show off its best assets:

When you put your best foot forward and show your home’s best features by staging it, you help increase your selling price without excessive spending. In fact, on average, sellers receive $2 more on their sale price for every $1 they spend on staging their home. As shown below, the five golden rules…

Thinking of selling your house? Not looking forward to having strangers walk through your house? Are you concerned about...
01/14/2015

Thinking of selling your house? Not looking forward to having strangers walk through your house? Are you concerned about getting the paperwork right? Hiring a realtor can remove most of the challenges that come with selling. A great real estate agent is always worth more than the commission, just like a great doctor or great accountant. Ideally you’d like to work with one of the best agents in your marketplace. To do this, you’ve got to be able to distinguish average agents from the great ones. Here are the top 5 expectations you should have for a realtor when selling your house: Be upfront about the price Far too many agents will take the listing at any price and then try to ‘work the seller’ to correct the price at a later point. Ask the agent prove to you that they have a belief in the price they are suggesting. Ask them show you their plan to sell your home at that price. Every house in today’s market has to be sold twice – first to the buyer and then to the lender. Ma

Thinking of selling your house? Not looking forward to having strangers walk through your house? Are you concerned about getting the paperwork right? Hiring a realtor can remove most of the challenges that come with selling. A great real estate agent is always worth more than the commission, just li…

There are many people who debated purchasing a home over the past year, but ultimately did not. Whatever their reasons w...
01/12/2015

There are many people who debated purchasing a home over the past year, but ultimately did not. Whatever their reasons were for their conclusion, let’s look at if their decision to wait made sense. In 2014 A 30 year fixed rate on January 2, 2014 was 4.53%. As seen on the chart below, a mortgage payment (including principal and interest) for a $250,000 home would have been $1,271.17. Even though interest rates dropped below 4% and ended 2014 at 3.87%, the price of homes have increased by 4.8% over the same time. Now, that same home is $12,000 more and now costs $262,000. Recent reports by Freddie Mac show the average 30-year fixed rate is currently 3.73%. Many may say, waiting a year made total sense since it seems they’re saving $60 a month. And they’d be right, over the course of the year they saved $729.36. But what wasn’t realized is the price of the home they now want to purchase increased by $12,000. Even if they put a 5% down payment down, they will have to come up with

There are many people who debated purchasing a home over the past year, but ultimately did not. Whatever their reasons were for their conclusion, let’s look at if their decision to wait made sense. In 2014 A 30 year fixed rate on January 2, 2014 was 4.53%. As seen on the chart below, a mortgage …

2014 finished with 30 year fixed rate mortgages at 3.87% as per Freddie Mac. These numbers are very close to historic lo...
01/09/2015

2014 finished with 30 year fixed rate mortgages at 3.87% as per Freddie Mac. These numbers are very close to historic lows in the spring of 2013. However, the Mortgage Bankers Association projects rates to be around 5% at the end of 2015. The website Investopedia has the same projections and gives some thought to the 5% rate: “Barring another financial and housing market implosion, and if the economy continues to improve, expect interest rates to rise in the latter half of 2015. If they do jump to the 5% range it will be a modest hike when compared to historical averages. Rates will still be far below the approximately 8.5% 30-year fixed-rates mortgages have averaged since 1971 when Freddie Mac started tracking them. Rates averaged 6% in the years leading up to the recession.” These are the latest 2015 mortgage rate projections from Fannie Mae, Freddie Mac, the Mortgage Bankers’ Association and the National Association of Realtors: Debbie Woolard Group (757) 288-0194 Email ww

2014 finished with 30 year fixed rate mortgages at 3.87% as per Freddie Mac. These numbers are very close to historic lows in the spring of 2013. However, the Mortgage Bankers Association projects rates to be around 5% at the end of 2015. The website Investopedia has the same projections and gives s…

If you are one of the many homeowners trying to decide if you are going to put your home on the market in 2015, don’t mi...
01/08/2015

If you are one of the many homeowners trying to decide if you are going to put your home on the market in 2015, don’t miss out on the current opportunity. There is significantly less competition in the winter vs. the spring. According to the National Housing Survey released by Fannie Mae, 45% of homeowners say “mortgage rates will go up in the next 12 months.” What Does This Mean to You? Homeowners are unaware of the fact that that interest rates are projected to go up by all four major reporting institutions – This is huge news for buyers that are looking to move-up reflecting the amount of homes that will be on the market. If current homeowners think that interest rates are not going to increase, then they won’t be inclined to make a move and put their home up for sale, which means less competition for sellers who list now. Don’t Wait! The study for the same article also shows that the people thinking now is a good time to buy rose to 68 percent and those who think it wo

If you are one of the many homeowners trying to decide if you are going to put your home on the market in 2015, don’t miss out on the current opportunity. There is significantly less competition in the winter vs. the spring. According to the National Housing Survey released by Fannie Mae, 45% of hom…

There are many reasons that people want a home of their own. Some reasons are a place to raise your family, a house to o...
01/03/2015

There are many reasons that people want a home of their own. Some reasons are a place to raise your family, a house to open to friends and a place to feel secure and safe. Investments rank high on most peoples priorities based on the fact that a homeowners net worth is more than forty times more than that of renters as well as the tax benefits that reduce tax liability. Owner occupants who have owned and used a house for at least two out of the last five years, can exclude a maximum of $250,000 of gain as a single taxpayer and up to $500,000 of gain for married taxpayers filing jointly. If the gain on a principal residence exceeds the allowed exclusion, the balance is taxed at a lower long-term capital gains rate rather than the marginal tax rate of the homeowner. Homeowners are allowed to deduct the interest paid on up to $1,000,000 of acquisition debt used to buy, build or improve their first or second home. They can also deduct the interest on up to $100,000 over acquisition deb

There are many reasons that people want a home of their own. Some reasons are a place to raise your family, a house to open to friends and a place to feel secure and safe. Investments rank high on most peoples priorities based on the fact that a homeowners net worth is more than forty …

Each year, thousands of homeowners have a tough decision to make. Their current listing agreement is about to expire and...
12/31/2014

Each year, thousands of homeowners have a tough decision to make. Their current listing agreement is about to expire and now they must make a decision to either take their home off the market (OTM), For Sale by Owner (FSBO) or relist it with the same agent or a different agent. Let’s take a closer look at each possibility: 1) Taking Your Home off the Market After putting your house on the market and it not selling would upset most people. The thought that no one currently in the market thought your house was worth the asking price may cross your mind. You may start to contemplate if selling was actually important to you and say, “Well, I didn’t acually want to sell the house. Trying to move doesn’t make sense right now.” You don’t need to talk yourself out of your dreams. Instead, you should consider the reason you decided to sell your house in the first place. You should ask your family this simple question: “Why did we originally want to sell our home?” If that reaso

Each year, thousands of homeowners have a tough decision to make. Their current listing agreement is about to expire and now they must make a decision to either take their home off the market (OTM), For Sale by Owner (FSBO) or relist it with the same agent or a different agent. Let’s take a closer …

While shopping for a home, most buyers can easily point out peeling paint, outdated appliances or a dirty carpet. What m...
12/30/2014

While shopping for a home, most buyers can easily point out peeling paint, outdated appliances or a dirty carpet. What most buyers won’t notice are plumbing issues. Though a standard home inspection will cover the basics, like water damage and water heater safety, other common issues often go unreported. Buying a home with a history, in particular, can present sewer-related challenges for potential new owners. If you’re in the market for a pre-owned home, keep in mind these four factors when evaluating the home’s plumbing. If it happened once, it will happen again. Homes with past plumbing issues have a high probability of failure in the future. “The roots from the same problem tree will continue to grow back,” says Larry Rothman, director of Plumbing Services for Roto-Rooter, citing a common example. Re-occurring problems should be resolved before completing the sale of the home. Sump pump problems can go unnoticed. Despite being a standard requirement for new construction,

While shopping for a home, most buyers can easily point out peeling paint, outdated appliances or a dirty carpet. What most buyers won’t notice are plumbing issues. Though a standard home inspection will cover the basics, like water damage and water heater safety, other common issues often go unrepo…

According to Freddie Mac’s latest U.S. Economic & Housing Market Outlook, U.S. home sales in 2015 will show increase to ...
12/29/2014

According to Freddie Mac’s latest U.S. Economic & Housing Market Outlook, U.S. home sales in 2015 will show increase to the numbers associated with a normal real estate market. Here is their projection: “We are projecting a 4 percent rise in sales to 5.6 million, which would mark the highest level of annual sales since 2007.” And their optimism was seconded by both the National Association of Realtors (NAR) and the Mortgage Bankers Association (MBA). It seems that an improving economy and jobs market will mean a very healthy housing market. Debbie Woolard Group (757) 288-0194 Email www.DebbieWoolard.com Excellent Service Excellent Results Buyers Agent/Sellers Agent

According to Freddie Mac’s latest U.S. Economic & Housing Market Outlook, U.S. home sales in 2015 will show increase to the numbers associated with a normal real estate market. Here is their projection: “We are projecting a 4 percent rise in sales to 5.6 million, which would mark the highest level o…

There’s no better time than the present to alter your financial situation, and consumers can cement their futures financ...
12/27/2014

There’s no better time than the present to alter your financial situation, and consumers can cement their futures financially by adopting smart habits. “Being mindful of your financial goals and knowing how credit works are important tools to effectively managing personal finances,” says ACA International CEO Pat Morris. “Good financial habits can help ensure a sound financial future, and being armed with knowledge can help you maintain that all-important good credit score.” To practice better money management, ACA International recommends the following: Protect personal information. Be cautious when giving out credit card, bank account or Social Security information over the phone or online. Require a certain level of authenticity from the third party. Monitor accounts and immediately report any suspicious or unauthorized purchases to your bank or credit card provider. If you believe your identity has been stolen, check your credit report for activity and contact your local

There’s no better time than the present to alter your financial situation, and consumers can cement their futures financially by adopting smart habits. “Being mindful of your financial goals and knowing how credit works are important tools to effectively managing personal finances,” says ACA Interna…

Sure, you might have a basic understanding of the investing world: Stocks go up, good! Stocks go down, bad! But that’s a...
12/26/2014

Sure, you might have a basic understanding of the investing world: Stocks go up, good! Stocks go down, bad! But that’s about the extent of it. The result is that you feel uncomfortable asking your financial advisor certain questions, and, sometimes, you don’t even know what to ask. The result is a one-sided relationship in which your financial advisor tells you what’s happening without much-needed input from you. When you learn to communicate better with your financial advisor, says Steven G. Blum, you can forge a more profitable relationship for you both. “Communicating successfully is important in any investment situation,” notes Blum, author of Negotiating Your Investments: Use Proven Negotiation Methods to Enrich Your Financial Life (Wiley, 2014, ISBN: 978-1-118-58307-4, $40.00, www.negotiatingtruth.com). “And it is critical as you negotiate your working relationship with your financial advisor. As it is likely to be unfamiliar territory, you will want to communicate c

Sure, you might have a basic understanding of the investing world: Stocks go up, good! Stocks go down, bad! But that’s about the extent of it. The result is that you feel uncomfortable asking your financial advisor certain questions, and, sometimes, you don’t even know what to ask. The result is a o…

Last week, we reported on the financial reasons that the New York Times felt that homeownership was important. The Joint...
12/24/2014

Last week, we reported on the financial reasons that the New York Times felt that homeownership was important. The Joint Center for Housing Studies at Harvard University performs a study every year surveying participants for the reasons that American’s feel are most important in regards to homeownership. There’s No Place Like Home The top 4 reasons to own a home cited by respondents were not financial. It means having a good place to raise children & provide them with a good education From the best neighborhoods to the best school districts, even those without children at the time of purchasing their home, may have this in the back of their mind as a major reason for choosing the location of the home that they purchase. You have a physical structure where you & your family feel safe It is no surprise that having a place to call home with all that means in comfort and security is the #2 reason. It allows you to have more space for your family Whether your family is expanding, or an

Last week, we reported on the financial reasons that the New York Times felt that homeownership was important. The Joint Center for Housing Studies at Harvard University performs a study every year surveying participants for the reasons that American’s feel are most important in regards to homeowner…

Everyone knows that ice can make a drink cool or reduce swelling, but if you put it on your cell phone, it might just sa...
12/23/2014

Everyone knows that ice can make a drink cool or reduce swelling, but if you put it on your cell phone, it might just save your life. The concept is simple. Make a contact record in your address book with the name “ICE”, which stands for In Case of Emergency. In the note section of the record, you would list your name, blood type and medical conditions along with prescriptions and physicians. You’d also list the people and their phone numbers that can be contacted in case of an emergency. Several years ago, a British first responder came up with the idea when his emergency unit responded to a call where the victim was unable to communicate due to illness or trauma. The victim’s wallet didn’t indicate specific persons to be notified in an emergency. The fireman went through his cell phone to try to identify a relative and wasn’t successful. That’s when he came up with the idea of a universal entry into the address book for ICE where the necessary parties and spe

Everyone knows that ice can make a drink cool or reduce swelling, but if you put it on your cell phone, it might just save your life. The concept is simple.  Make a contact record in your address book with the name “ICE”, which stands for In Case of Emergency.  In the note section of …

There is no doubt that the housing market has recovered from the meltdown that occurred just a few short years ago. Howe...
12/22/2014

There is no doubt that the housing market has recovered from the meltdown that occurred just a few short years ago. However, in some states home values still have not returned to the prices we saw in 2006 and 2007. Here is a breakdown showing where current prices are in each state as compared to peak prices. Debbie Woolard Group (757) 288-0194 Email www.DebbieWoolard.com Excellent Service Excellent Results Buyers Agent/Sellers Agent

There is no doubt that the housing market has recovered from the meltdown that occurred just a few short years ago. However, in some states home values still have not returned to the prices we saw in 2006 and 2007. Here is a breakdown showing where current prices are in each state as compared to …

Furnaces are often uncomplicated and relatively easy to keep up. The purpose of systematic maintenance is effective oper...
12/20/2014

Furnaces are often uncomplicated and relatively easy to keep up. The purpose of systematic maintenance is effective operation. Whatever kind of furnace that is heating the house, there are several steps to take to preserve the heating in prime operating condition. Three Components of Heating System When a heating system does not work correctly, one of the three workings, the source of heat, the circulation system or the thermostat, may be the cause of the problem. IF the furnace will not run, the issue is most likely at the heat source. Possible causes could include loss of power, fuel not reaching the unit or failure of the oil or gas to ignite. If the furnace does turn on, but the warmed air does not spread to the rooms, the difficulty could be in the blower. A defective thermostat will stop the heating system from turning on or could make the furnace turn on and off. Initial Steps to Furnace Maintenance There are initial steps to take to work on a furnace. Be certain that the heati

Furnaces are often uncomplicated and relatively easy to keep up. The purpose of systematic maintenance is effective operation. Whatever kind of furnace that is heating the house, there are several steps to take to preserve the heating in prime operating condition. Three Components of Heating System…

Consumer excitement about the smart home has reached epic heights, with hundreds of new devices on the market that monit...
12/19/2014

Consumer excitement about the smart home has reached epic heights, with hundreds of new devices on the market that monitor, notify, control and secure the home. According to Parks Associates, mobile ubiquity, technology innovation and industry standards and partnerships have contributed to more than 13 million U.S. households now owning a connected device. Based on CNET observations, this number is set to increase threefold over the next three years to an estimated 45 million smart homes by 2018. With connected products available to even the least tech-savvy consumers for as little as $50, there’s no better time than now to create a smarter home. Here are five ways to do it. Automate your light switches. One of the easiest and most affordable places to start automating your home is with the lights. Chamberlain and other companies let you appear home when you re not by setting schedules that turn lights on and off at select or random times. These products are sold at most home improv

Consumer excitement about the smart home has reached epic heights, with hundreds of new devices on the market that monitor, notify, control and secure the home. According to Parks Associates, mobile ubiquity, technology innovation and industry standards and partnerships have contributed to more than…

While there are many smart ways to save money on homeowners insurance, there are also mistakes that can result in a high...
12/18/2014

While there are many smart ways to save money on homeowners insurance, there are also mistakes that can result in a highly detrimental lack of coverage. “Asking about available discounts and comparison shopping is an excellent way to cut insurance costs,” says Jeanne M. Salvatore, senior vice president and chief communications officer of the Insurance Information Institute (I.I.I.). “However, consumers who try to save money by reducing or dropping necessary coverage could be left dangerously underinsured.” Following are the five biggest home insurance mistakes consumers can make, along with suggestions for better ways to save money: Selecting an insurance company by price alone. It is important to choose a company with competitive prices, but also one that is financially sound and provides good customer service. A better way to save: Check the financial health of a company with independent rating agencies and ask friends and family for recommendations. You should select an ins

While there are many smart ways to save money on homeowners insurance, there are also mistakes that can result in a highly detrimental lack of coverage. “Asking about available discounts and comparison shopping is an excellent way to cut insurance costs,” says Jeanne M. Salvatore, senior vice presid…

Earlier this month, Zillow predicted that millennial buyers (under the age of 35) will become the largest group of buyer...
12/17/2014

Earlier this month, Zillow predicted that millennial buyers (under the age of 35) will become the largest group of buyers, overtaking Gen X (35-50 years old) by the end of 2015. Dr. Stan Humphries, Zillow Chief Economist, explained: Roughly 42 percent of millennials say they want to buy a home in the next one to five years, compared to just 31 percent of Generation X, and by the end of 2015 millennials will become the largest home-buying age group. The lack of home-buying activity from millennials thus far is decidedly not because this generation isn t interested in homeownership, but instead because younger Americans have been delaying getting married and having children, two key drivers in the decision to buy that first home. As this generation matures, they will become a home-buying force to be reckoned with. Two days later, Realtor.com also projected that Millennials will be a driving force in the housing market next year. In their 2015 Housing Forecast, they claim: “Households

Earlier this month, Zillow predicted that millennial buyers (under the age of 35) will become the largest group of buyers, overtaking Gen X (35-50 years old) by the end of 2015. Dr. Stan Humphries, Zillow Chief Economist, explained: “Roughly 42 percent of millennials say they want to buy a home in t…

Appreciation and tax savings are legitimate contributors to an overall rate of return on rental real estate but what if ...
12/16/2014

Appreciation and tax savings are legitimate contributors to an overall rate of return on rental real estate but what if you didn’t consider them at all. If you only looked at one or two, very conservative measurements, you might decide to invest especially knowing that there are more benefits that will accrue to your investment. If we bought a property for cash, collected the rent and paid the expenses, the amount left would be called Net Operating Income. In the example below, if would generate $7,200 a year which would be a 7.02% cash on cash rate of return which is considerably higher than the current 10 year treasury rate of around 2.3%. If we place a mortgage on that property, the rate of return actually increases due to leverage. After the principal and interest are paid, the net operating income obviously decreases but the cash on cash rate of return increases to 9.10% because the borrowed funds means less cash invested. Another contribution to the investment’s rate o

Appreciation and tax savings are legitimate contributors to an overall rate of return on rental real estate but what if you didn’t consider them at all.  If you only looked at one or two, very conservative measurements, you might decide to invest especially knowing that there are more benefits that…

The New York Times recently published an editorial entitled, “Homeownership and Wealth Creation.” The housing market has...
12/15/2014

The New York Times recently published an editorial entitled, “Homeownership and Wealth Creation.” The housing market has made a strong recovery, not only in sales and prices, but also in the confidence of consumers and experts as an investment. The article explains: “Homeownership long has been central to Americans’ ability to amass wealth; even with the substantial decline in wealth after the housing bust, the net worth of homeowners over time has significantly outpaced that of renters, who tend as a group to accumulate little if any wealth.” Many of the points that were made in the article are on track with the research that the Federal Reserve has also conducted in their Survey of Consumer Finances. The study found that the average net worth of a homeowner ($194,500) is 36x greater than that of a renter ($5,400). One reason for this large discrepancy in net worth is the concept of ‘forced savings’ created by having a mortgage payment and was explained by the Times:

The New York Times recently published an editorial entitled, “Homeownership and Wealth Creation.” The housing market has made a strong recovery, not only in sales and prices, but also in the confidence of consumers and experts as an investment. The article explains: “Homeownership long has been cent…

Below are the headlines from three separate news releases issued over a one month period: 11/3/2014 Millions of Potentia...
12/12/2014

Below are the headlines from three separate news releases issued over a one month period: 11/3/2014 Millions of Potential New Households Waiting Out the Recovery 11/11/2014 Experts: First-Time Homebuyers Weak Finances Holding Back Housing Market And then, the contrarian view: 12/2/2014 In 2015, Millennials Will Be Biggest Home Buying Group It sure seems that the group that released the first two stories emphatically disagrees with the organization that published the last news release. Amazingly, the same entity published all three reports. What? It seems the company (a well-respected provider of housing information) reported that those forming new households are not looking to buy a home. They actually surveyed over one hundred housing experts who agreed. But 30 days later, they reported that millennials (most new households) will be the biggest group of home buyers this year. All in one month!! All the headlines could actually be true. However, a consumer reading them might be misled

Below are the headlines from three separate news releases issued over a one month period: 11/3/2014 – Millions of Potential New Households Waiting Out the Recovery 11/11/2014 – Experts: First-Time Homebuyers’ Weak Finances Holding Back Housing Market And then, the contrarian view: 12/2/2014 – In 201…

Freddie Mac recently released its newly updated Multi-Indicator Market Index® (MiMi®) showing the U.S. housing market co...
12/11/2014

Freddie Mac recently released its newly updated Multi-Indicator Market Index® (MiMi®) showing the U.S. housing market continuing to stabilize as nearly half of the markets tracked are now showing positive momentum. Following a similar trend from last month more states and metros continued to show improvement from the very slow summer months,” says Freddie Mac Deputy Chief Economist Len Kiefer. “We ve also seen California return to what would historically be its stable range of housing activity, the first time since September 2008. However, at that time the state s housing market was heading in the wrong direction. And even while the state has made a strong comeback, we already see one of its four indicators elevated and showing that the typical family continues to have to stretch to buy a median priced house, especially in the Los Angeles metro area. That says, far fewer homeowners are delinquent on their homes, the employment situation continues to improve and even purchase app

Freddie Mac recently released its newly updated Multi-Indicator Market Index® (MiMi®) showing the U.S. housing market continuing to stabilize as nearly half of the markets tracked are now showing positive momentum. “Following a similar trend from last month more states and metros continued to show i…

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1321 Laskin Road
Virginia Beach, VA
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