ToddPede - First Heritage Mortgage

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ToddPede - First Heritage Mortgage NMLS ID #846737
First Heritage Mortgage, LLC is an Equal Housing Lender
Company NMLS ID #86548
(www.nmlsconsumeraccess.org) Todd Pede, NMLS ID 846737

Found a house you love… but have no idea if you can afford it? 🏡😅Before you start scrolling through listings or scheduli...
10/28/2026

Found a house you love… but have no idea if you can afford it? 🏡😅

Before you start scrolling through listings or scheduling showings, getting pre-qualified can help you understand what you may be able to afford—and give you a clearer starting point for your home search.

It can also help you catch potential financial hurdles early and show sellers that you’re serious about buying.

Read our latest blog to learn why getting pre-qualified should be one of your first steps. 👇
https://myoc.io/dcGpuZFGM6P/xqhI9

🎃 Trick-or-treat time is almost here!Before the costumes and candy take over, here are a few quick reminders to help eve...
10/28/2026

🎃 Trick-or-treat time is almost here!

Before the costumes and candy take over, here are a few quick reminders to help everyone have a safe and spooktacular Halloween:

👻 Stay visible with flashlights, glow sticks, or reflective gear.
🍬 Check all treats before digging in.
🚶 Cross streets safely and stick with a group.
🏡 Keep walkways clear and well-lit for visitors.
🐾 Make sure pets are secure and comfortable during the evening festivities.

What's your favorite Halloween candy? 🍫🍭 Let us know in the comments!

#ᴍᴏɴᴅᴀʏᴍᴏᴛɪᴠᴀᴛɪᴏɴ
10/26/2026

#ᴍᴏɴᴅᴀʏᴍᴏᴛɪᴠᴀᴛɪᴏɴ

Should you buy a house now, or is it better to wait? 🤔It’s easy to let mortgage rates and the housing market make the de...
10/25/2026

Should you buy a house now, or is it better to wait? 🤔

It’s easy to let mortgage rates and the housing market make the decision for you. But there’s another question you should be asking: Are you financially ready to buy?

Your savings, credit, income, debt, and even the inventory in your area can all play a role in whether buying now—or waiting—makes the most sense. 🏡

Read our latest blog to learn what to consider before making your move. 👇
https://myoc.io/dcGpuZFGM6P/4W1mg

Fun Fact: Fall is one of the best seasons for lawn care!What's the one thing you do every fall to keep your lawn looking...
10/23/2026

Fun Fact: Fall is one of the best seasons for lawn care!

What's the one thing you do every fall to keep your lawn looking its best?

Unlocking your VA home loan benefits just got way easier 🇺🇸This blog breaks down all things VA loans — how you can buy a...
10/23/2026

Unlocking your VA home loan benefits just got way easier 🇺🇸

This blog breaks down all things VA loans — how you can buy a home with no down payment, skip monthly mortgage insurance, and still get competitive rates, plus how things like the VA funding fee, closing costs, and reuse of your benefit actually work in real life!

If you're ready to see what your VA benefits can do for you, check out our blog! 👇
https://myoc.io/dcGpuZFGM6P/lubdc

Most people shop for a mortgage by rate alone.Start with a different question: "How long will you keep the loan?"A 5/1 a...
10/22/2026

Most people shop for a mortgage by rate alone.

Start with a different question: "How long will you keep the loan?"

A 5/1 adjustable-rate mortgage from First Heritage Mortgage gives you an interest rate fixed for the first five years. Then it adjusts once a year, and your rate and monthly payment may increase or decrease.

Planning to move or refinance down the road? It may be worth comparing.

Thinking about buying or refinancing, or know someone who is? I can help look at the full picture together.

Call, text, or send me an email:
📱443-764-7648
📩[email protected]

🍂🍁Cooler temperatures are here...and I think it's safe to say they're here to stay for a while! Now is the perfect time...
10/22/2026

🍂🍁Cooler temperatures are here...and I think it's safe to say they're here to stay for a while! Now is the perfect time to prepare your home for the season ahead.

✅ Clean gutters and downspouts
✅ Replace HVAC filters and schedule a tune-up
✅ Check smoke & carbon monoxide detectors
✅ Seal gaps around windows and doors
✅ Inspect your roof for any damage
✅ Winterize outdoor faucets and hoses

A little maintenance now can help prevent costly repairs later and keep your home comfortable all winter long.

🏡 Your home is one of your biggest investments. Protect it!

5.0 star review received on Experience.com for Todd Pede by Kanya N - Todd and his team were incredibly responsive, read...
10/22/2026

5.0 star review received on Experience.com for Todd Pede by Kanya N - Todd and his team were incredibly responsive, readily available, and always willing to answer my questions. As a first-time homebuyer, I especially appreciated their patience in explaining each step of the process and ensuring I felt informed and supported. Their dedication to getting me to closing was evident throughout, and I’m truly grateful for their guidance and commitment.

Click to see all 229 reviews of Todd Pede at First Heritage Mortgage, VP, Branch Manager | NMLS ID #846737

Are you trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage? You are not alone in feeling ove...
10/21/2026

Are you trying to decide between a fixed-rate mortgage and an adjustable-rate mortgage?

You are not alone in feeling overwhelmed by this choice. Fixed-rate options give you long-term payment predictability. On the other hand, adjustable-rate mortgages can offer lower initial monthly payments if you plan to move in a few years.

The right choice depends entirely on your personal budget and your future goals. Matching your loan to your life plans is what matters most. 🏡

Tap the link to read the full guide and start figuring out which loan type fits you best! 👇
https://myoc.io/dcGpuZFGM6P/KVq0F

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6700-A Rockledge Drive, Suite 210
Washington D.C., DC
20817

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