03/18/2026
Homebuyers who purchase earlier (by age 30) gain more equity over time, leading to a $119K net worth gap by age 50 compared to those who wait, Realtor.com’s Generational Wealth Report found.
The difference comes from time. Earlier buyers have more years to build equity through mortgage payments and benefit from home price appreciation, allowing wealth gains to compound over decades.
The advantage shrinks with age. Buyers who purchase in their mid-30s see a smaller boost, while those entering the market after their early 40s gain little additional net worth by age 50, the report said.
https://www.floridarealtors.org/news-media/news-articles/2026/03/report-earlier-homebuying-builds-more-wealth?utm_campaign=3-18-26+Florida+Realtors+News&utm_source=iPost&utm_medium=email
Homebuyers who purchase earlier gain more equity over time, leading to a $119K net worth gap by age 50 compared to those who wait.