Moffatt Homes Real Estate

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Moffatt Homes Real Estate

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🏡 Durham Region Real Estate Experts
Helping buyers and sellers in Oshawa, Bowmanville, Courtice, Whitby, Ajax & Clarington navigate the market with confidence.

Buying? Selling? Wondering what your home is worth? Reach out anytime for trusted local advice With over 30 years in the Durham Region, I’m as local as they come - the rinks, the schools, the neighbourhoods, the little coffee shops… this is home. I’m a hockey mom, a jeans-and-hoodie kind of REALTOR®, and someone who believes real estate should feel real - no scripts, no pressure, no BS. Before real estate, I spent 25+ years in customer service, and that’s shaped everything about how I work: trust, transparency, communication, and treating people the way I’d want my own family treated. Most of my clients become friends, which is exactly how I like it. I’m proud to be part of Land & Gate Real Estate Inc., a boutique brokerage where relationships matter and every client gets the attention they deserve. Your move isn’t “just a deal” to me - it’s your life. And whether you’re buying, selling, or starting over, I’m here to make the whole process smooth, stress-free, and even a little fun. Specialties:
• Buyer Representation
• Seller Representation
• First-Time Buyers
• Downsizing & Rightsizing
• Divorce & Real Estate
• Market Evaluations
• Investment Properties
• Durham Region Relocations
• No-Scripts Real Estate Advice

10/26/2026

Apparently, a PA Day with your Realtor mom isn’t quite the day off Riley had in mind. 😂🏡

She thought we were spending some quality mother daughter time together. I said we were just running a few errands.

Apparently, she’s learned that when I say “a few errands,” there’s a very good chance those errands involve real estate. 🤣

A few houses, a lawyer’s office, maybe a quick stop at Staples… you know, just your average day!

The truth is, when you’re a Realtor working in Durham Region, real estate has a funny way of sneaking into just about everything. Whether I’m helping someone buy their first home in Bowmanville, preparing a property for sale in Courtice, or working with clients in Oshawa and throughout Clarington, there’s always something happening.

And apparently, Riley has decided she’s my unpaid assistant. 😂

Don’t worry, kiddo. I’ll buy you lunch. Maybe. 🤣❤️

Anyone else have kids who think working with Mom should come with a paycheque?

Stacy Moffatt | REALTOR®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

10/24/2026

House hunting is exciting… until you’ve seen a pile of houses and start wondering if your home actually exists. 😅

That’s where patience, honest advice, and someone asking the right questions can make all the difference.

Melissa, thank you for this lovely review. Helping you find the right home meant listening to your budget, understanding what mattered to you, and sticking with you when the search felt overwhelming. I’m so happy we found your perfect fit. ❤️

Buying a home in Durham Region isn’t just about booking showings. It’s about understanding what you’re buying, getting answers, and having someone in your corner throughout the process.

If you’re looking to buy in Bowmanville, Courtice, Oshawa, Whitby, or elsewhere in Clarington and Durham Region, let’s talk about what you’re looking for. We’ll take it one step, and one showing, at a time.

Stacy Moffatt, REALTOR®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

10/23/2026

The problem with rural showings this time of year? I’m supposed to be helping someone else find a place, and meanwhile I’m mentally moving up here myself. 😂🍂

Headed north for showings today, and honestly… these backroads, the fall colours, a little room to breathe. Gets me every damn time.

There’s something about showing country properties in the fall that makes the drive feel a whole lot less like work. A little more space, a little more quiet, and a whole lot less hustle and bustle. Yep, I could get used to this.

One day I want a little piece of it. Somewhere I can drink my coffee, enjoy the view, and nobody needs anything from me for at least ten minutes. Let me dream. 😂

If you’ve been thinking about buying a country home, finding a cottage up north, or making a move from Durham Region to somewhere quieter, I’m always happy to talk through what that could look like.

Apparently I’ll also spend the drive shopping for myself. 🤷‍♀️

Would you trade the convenience of town for a little more space and a whole lot more quiet?

Stacy Moffatt, REALTOR®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

10/22/2026

🏒❤️ A LITTLE BIASED. A LOT PROUD.

When your daughter plays rep hockey for the Clarington Flames and you happen to own a real estate business… becoming a team sponsor seems like a pretty easy decision! 😂

Okay, maybe I’m a LITTLE biased.

But seriously, I’m so proud that Moffatt Homes Real Estate is sponsoring the Clarington Flames this hockey season! 🔥🏒

As a hockey mom, I see firsthand the dedication, hard work, early mornings, late nights and commitment that go into playing competitive girls’ hockey.

And let’s not forget the parents running on coffee, arena fries and whatever sleep they can get! 😂☕

But beyond the hockey, it’s about something even bigger.

It’s about supporting our kids, encouraging young female athletes, building friendships and giving back to the communities we’re lucky enough to call home.

Being a REALTOR® in Clarington and Durham Region means more to me than helping people buy and sell houses. It means being part of the community, supporting local families and investing in the things that make our neighbourhoods special.

And seeing Moffatt Homes on the backs of these girls’ jerseys? Well, that’s pretty darn special. ❤️

We’re proud to support girls’ hockey, local youth sports and the Clarington Flames.

Now, if you’ll excuse me, I have a hockey game to get to. Apparently, yelling encouragement from the stands is also a full-time job. 😂🏒

GO FLAMES GO! 🔥❤️

Stacy Moffatt & Lisa Levy | REALTORS®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

Proudly serving Clarington, Bowmanville, Courtice, Newcastle, Oshawa, Whitby and Durham Region.

10/21/2026

How much does it actually cost to buy a $650,000 home in Durham Region? 🏡

I brought in my financial guy to help explain it. He works for chicken and apparently takes a nap after every calculation. Meet Tucker. 😂🐾

Here are the numbers for this example:

💰 Minimum down payment: $40,000
🏡 Estimated monthly mortgage: $3,543

How did we get that down payment?

5% of the first $500,000 = $25,000
10% of the remaining $150,000 = $15,000

The mortgage payment assumes a $650,000 purchase, $40,000 down, a 4.59% five year fixed rate and a 25 year amortization. It includes a $24,400 mortgage default insurance premium added to the mortgage, bringing the total mortgage to $634,400.

Does that monthly payment cover everything? Nope.

Property taxes, home insurance, utilities, maintenance and any condo fees need their own room in your budget. Closing costs are extra too, including legal fees, applicable land transfer tax, adjustments and Ontario tax on the mortgage insurance premium.

Whether you’re a first time home buyer, buying on your own or starting over after a separation, knowing the numbers gives you a place to begin.

And getting approved for a mortgage is one thing. Being comfortable with the payment and still having a life is another.

If you’re considering buying a home in Oshawa, Whitby, Courtice, Bowmanville, Ajax or Pickering, Lisa and I can help you explore what your budget could buy and connect you with a mortgage professional to check your financing.

More or less than you expected? What home price should Tucker crunch next? Drop a price in the comments. 👇

Save this for your home buying homework, or send it to someone who’s thinking about their next chapter.

Illustrative example using a rate checked October 21, 2026, not a mortgage offer. Rates and eligibility vary. Subject to lender and insurer approval. First time buyer refunds and programs depend on individual eligibility.

Stacy Moffatt & Lisa Levy, REALTORS®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

10/19/2026

Can you sell your house before your mortgage renews? 🏡

Yes—having another two or three years left on your mortgage doesn’t automatically mean you have to wait to move.

But before you start packing boxes, there are a few numbers you’ll want from your lender. What would it cost to break your mortgage? Could you transfer your current mortgage to your next home? What conditions would apply?

Your mortgage renewal date is only one piece of the decision. Knowing your options and the costs helps you make a plan that actually works for you.

If you’re thinking about selling in Oshawa, Whitby, Clarington or across Durham Region, our latest blog walks through what to consider.

👉 Read the full blog on the Moffatt Homes website.

Stacy Moffatt & Lisa Levy | REALTORS®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage.

10/17/2026

🏡 OPEN HOUSE TOMORROW IN PICKERING!

Looking for a luxury home in Pickering with plenty of space for the whole family?

Come take a look at 1879 Appleview Road in Pickering’s beautiful Dunbarton neighbourhood!

📍 1879 Appleview Road, Pickering, Ontario
📅 Sunday, October 18, 2026
⏰ 2:00 PM to 4:00 PM
💰 Offered at $2,499,000

This incredible custom home offers over 5,000 square feet of living space, a private elevator, spacious principal rooms and a fantastic layout for families who need room to spread out.

And here’s something you don’t see every day!

The property also features two separate lower-level living spaces with their own entrances, offering flexibility for multigenerational families or extended family living.

Whether you’re searching for a luxury home in Pickering, considering multigenerational living or simply curious about this beautiful property, we’d love to show you around.

No appointment necessary. Just stop by!

Stacy Moffatt & Lisa Levy | REALTORS®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

10/15/2026

I promise the newsletter is more fun than my face suggests. 😂

Marta caught me working on the October edition of Home • Life • Durham, my monthly email with a little local life, a little real estate and things I actually think are worth sharing.

This month we’re talking Bowmanville Applefest, Clarington Flames hockey, Thanksgiving at the trailer and a potato bacon cheddar soup that had me asking for the recipe. There’s also a vacuum recommendation, because apparently that’s who I am now.

You don’t have to be buying or selling a home to enjoy it. If you live in Bowmanville, Clarington or anywhere across Durham Region, it’s a way to stay connected to local happenings, get practical real estate advice and catch a little of the everyday life behind Moffatt Homes.

Want in? Sign up through the link in my bio, or message me “NEWSLETTER” and I’ll send you the signup link. 🍎

Stacy Moffatt & Lisa Levy REALTORS®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

10/14/2026

Having a REALTOR® for a mom means real estate content can happen anywhere… even when you’re just trying to have a snack. 😂 Riley is becoming a familiar face around Moffatt Homes, and her eye rolls are quickly becoming part of the brand.

If you’re looking for a real estate agent in Durham Region, I help local buyers and sellers plan their next move. I work with people buying or selling homes in Bowmanville, Clarington, Oshawa, Whitby, Ajax, and Pickering, whether you’re buying your first home, moving up, downsizing, or figuring out where to start.

Thinking about buying or selling a home in Durham Region? Send me a message. I’m happy to talk through your questions and options, with no pressure and no awkward follow-up.

Stacy Moffatt, REALTOR®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

10/13/2026

Thinking about selling your home in Durham Region in spring 2027? Now is a great time to start preparing. 🏡

“Should I start getting my house ready if I’m not selling until spring?” Absolutely!

Start with decluttering, small repairs and a conversation about your plans. Before spending money on renovations, let’s walk through your home and figure out which updates make sense for your property, budget and timeline.

You don’t need to turn your house into a renovation reality show. You just need a plan. 😂

Lisa and I help homeowners prepare to sell in Bowmanville, Courtice, Newcastle, Oshawa, Whitby, Ajax and Pickering.

Message us “SPRING” to arrange a home preparation walkthrough. No pressure to list before you’re ready.

Stacy Moffatt & Lisa Levy, REALTORS®
Moffatt Homes Real Estate
Royal LePage Our Neighbourhood Realty, Brokerage

Address

250 Water Street Unit #101
Whitby, ON

Telephone

+19054241765

Website

http://www.moffatthomes.com/

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