Total Property Group: Liverpool Property Sourcing

Total Property Group: Liverpool Property Sourcing 🏠Hands-free Property Investing 😀Secure your financial future 👉totalpropertygroup.co.uk

Our founder Pat sold every HMO he owned. The extra income wasn't worth the extra headspace for him.Tenant arguments, emp...
18/09/2026

Our founder Pat sold every HMO he owned. The extra income wasn't worth the extra headspace for him.

Tenant arguments, empty rooms and months waiting for replacements changed what he wanted from a property investment.

That experience shapes what Total Property Group sources: straightforward two and three-bedroom houses on good Liverpool streets, with lighter refurbishments and long-term tenants in mind.

HMOs can make money. But headline gross rent is only part of the comparison. Management, voids, time and net income matter too.

Explore whether our hands-free Liverpool approach fits your goals:
https://calendar.app.google/uL62f9R7hCrwiVu47

Good sourcing includes saying no.TPG rejects more properties than it accepts for clients. Our 15-point property check go...
17/09/2026

Good sourcing includes saying no.

TPG rejects more properties than it accepts for clients. Our 15-point property check goes beyond the asking price to assess the property, street, realistic rent, condition and likely tenant demand.

If a property passes, the checks continue after an offer is accepted. Surveys, legal work, certification and contractor inspections can change the price or stop the purchase.

A busy market doesn’t make a poor deal better. As Pat puts it, buying the wrong property quickly isn’t progress.

Want to understand how we check Liverpool deals? Book an Investment Discovery Call.
https://calendar.app.google/uL62f9R7hCrwiVu47

The Renters’ Rights Act reforms in England have not removed a landlord’s ability to seek possession when they intend to ...
16/09/2026

The Renters’ Rights Act reforms in England have not removed a landlord’s ability to seek possession when they intend to sell.

The legal conditions, notice requirements and possession process still apply. It is an option to understand as part of a long-term investment plan.

TPG founder Pat has no plans to sell his own buy-to-lets. He is investing for rental income and capital growth with his family’s future in mind. Even so, he values knowing what the options are if circumstances change.

Buying for the long term and understanding your exit options belong in the same conversation.

Considering a hands-free Liverpool buy-to-let? Send us a message to book an Investment Discovery Call.

Liverpool’s licensing consultation is part of the background work of owning a rental property.The proposals could change...
15/09/2026

Liverpool’s licensing consultation is part of the background work of owning a rental property.

The proposals could change licence coverage and costs. Pat says almost all the streets he rates for buy-to-let are already covered, so he is not expecting a big impact on TPG clients. He is still following the proposals.

Our clients have careers, businesses and families. Keeping an eye on changes that may affect their investments is part of the ongoing support they pay for.

Finding the house is only the start.

If Liverpool is part of your property plans, send us a message to book an Investment Discovery Call.

For the Liverpool buy-to-lets TPG targets, clients typically need ÂŁ55,000 to ÂŁ70,000 in cash when using a mortgage.A Wal...
14/09/2026

For the Liverpool buy-to-lets TPG targets, clients typically need ÂŁ55,000 to ÂŁ70,000 in cash when using a mortgage.

A Wallasey purchase shows what sits inside that budget. The three-bedroom terrace cost ÂŁ139,500, with ÂŁ62,765 cash invested:

• Mortgage deposit: £34,875
• Managed refurbishment, including VAT: £11,675
• Buying costs, including TPG’s fees: £16,215

The property was bought with a tenant in place, with tenant due diligence completed upfront. Rent is ÂŁ895 a month, giving a 7.7% gross yield on the purchase price.

The aim is to balance the property, street and rental return. A smaller budget can force compromises; a higher purchase price doesn’t automatically mean a better yield.

Want to talk through a Liverpool buy-to-let budget? Send us a message to book an Investment Discovery Call.

Liverpool’s average private rent was £909 a month in July 2026, according to the ONS.Useful context. It is not a rental ...
11/09/2026

Liverpool’s average private rent was £909 a month in July 2026, according to the ONS.

Useful context. It is not a rental valuation for a particular house.

On a recent investor tour, Pat showed two nearby areas with very different street conditions. On one street, an owner he knows had reduced the rent repeatedly after noisy neighbours put viewers off. A few streets away were cleaner, better-cared-for streets where TPG has sourced properties without the same problems.

Similar houses can sit in the same postcode and offer very different letting prospects.

We assess the actual property, its street and achievable rent before relying on the spreadsheet.

Considering a Liverpool buy-to-let? Send us a message to book an Investment Discovery Call.

A hands-free property service won’t suit every investor.Someone with Liverpool street knowledge, time to find and negoti...
09/09/2026

A hands-free property service won’t suit every investor.

Someone with Liverpool street knowledge, time to find and negotiate deals, and the appetite to manage the purchase and refurbishment may prefer to handle it themselves.

TPG works with investors whose working weeks are already full. Our role covers finding and checking suitable properties, negotiating, coordinating the purchase and refurbishment, and handing over to the letting agent. Regular portfolio reviews continue after the purchase.

The investor still makes the decisions and signs the legal documents. They shouldn’t need to spend their week chasing every moving part.

Compare the work included, as well as the fee.

Want the property without the second job? Send us a message to book an Investment Discovery Call.

A future rate cut should not be the reason a buy-to-let deal works.At Total Property Group, we assess Liverpool purchase...
08/09/2026

A future rate cut should not be the reason a buy-to-let deal works.

At Total Property Group, we assess Liverpool purchases using the mortgage finance available today. We look at the agreed price, achievable rent, running costs and the margin left if conditions worsen.

A strong gross yield matters because rent needs to cover more than the mortgage. Cheaper finance later may improve cash flow, but it should not be doing the work of a sound purchase price today.

Pat’s view is simple: don’t buy a property that needs the Bank of England to come to your rescue.

Want help checking a Liverpool buy-to-let? Book an Investment Discovery Call.

https://calendar.app.google/uL62f9R7hCrwiVu47

04/09/2026

Why are we so focused on Liverpool for property investment

Speaking with Danielle Saunders from First Deal Diaries, Pat Harper gives three key reasons Liverpool stands out

Strong gross yields, ÂŁ14 billion of planned and ongoing regeneration, and affordable houses

You can still find good buy-to-let properties for under ÂŁ100,000

And with a mortgage, around ÂŁ55,000 to ÂŁ70,000 can be enough to invest

Learn more about investing in Liverpool and book a Discovery Call at https://www.totalpropertygroup.co.uk/

A good BTL refurb doesn’t need to be exciting.It needs to make financial and practical sense.That means our team constan...
02/09/2026

A good BTL refurb doesn’t need to be exciting.

It needs to make financial and practical sense.

That means our team constantly asks:

“Do we actually need to do that?”

We spend properly where it can reduce future maintenance.

We avoid expensive finishes that add little to the finished rental.

And increasingly, we source properties requiring lighter refurbishment from the outset.

That can mean less capital committed to works, fewer moving parts and a quicker route to getting the property tenant-ready.

Meanwhile, the client isn’t chasing decorators or managing the job.

Our team handles the refurb from start to finish.

That’s what hands-free property investment should look like.

Not advice. Results vary.

Address

1st Floor, The Tapestry, DoES, 68-76 Kempston Street
Liverpool
L38HL

Opening Hours

Monday 8am - 5:30pm
Tuesday 8am - 5:30pm
Wednesday 8am - 5:30pm
Thursday 8am - 5:30pm
Friday 8am - 5:30pm
Saturday 10am - 4pm
Sunday 10am - 4pm

Telephone

+441515417269

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