23/06/2026
🏡 5 Things First-Time Buyers Need to Know
1. Know your budget before you start looking
💰 Work out what you can comfortably afford each month — including mortgage payments, bills, and extra costs. This helps you avoid falling for homes outside your range.
2. Get mortgage advice early
🏦 Speaking to a mortgage advisor can help you understand your options, estimate borrowing, and find the right mortgage for your situation before you start viewing.
3. Research the area thoroughly
📍 Don’t just focus on the property — check transport links, local amenities, schools, noise levels, and future developments. Visit at different times of day if possible.
4. Get a property survey
🔍 A survey can uncover hidden issues like damp, structural problems, or repairs needed — saving you from unexpected costs later on.
5. Ask the right questions at viewings
🏠 Find out why the owners are selling, the age/condition of key systems (like the boiler), and whether there have been any ongoing issues with the property.
✨ Being informed early makes the whole buying process smoother and less stressful.
Felicity J Lord are here to help you every step of the way 🏡
Call us: 0203 7943902
Email us: [email protected]
Visit us: 310 Mare St., London, Hackney, E8 1EJ
What do you think is the hardest part of buying your first home?