Kerry Foley

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Kerry Foley Realtor with eXp Realty LLC I am dedicated to helping my clients find the home of their dreams. Professionally, I was in the education field for over 30 years.

Whether you are buying or selling a home or just curious about the local market, I would love to offer my support and services. I know the local community — both as an agent and a neighbor — and can help guide you through the nuances of our local market. With access to top listings, a worldwide network, exceptional marketing strategies and cutting-edge technology, I work hard to make your real estate experience memorable and enjoyable. I was born and raised in Amherst, Massachusetts and still have a bit of New Englander in me although after 28 years in Maryland, I prefer crabs over lobsters, and consider myself to be a Marylander now! I raised my children in Montgomery County and once they were off to college, made the move to Annapolis to be closer to the water, our boat, and all the special things the Chesapeake Bay area has to offer. I have been a teacher, administrator, and advisor for schools and learning centers across the DMV. I truly enjoyed helping students of all ages reach their potential. In 2022, I decided to take my passion for helping children and turn it towards helping their families find homes for them to be raised in and became a Realtor! Whether you are a first-time home buyer or looking to expand, I can assist you with all your real estate needs. Why Choose Me As Your Agent? When you work with me, you will receive a knowledgeable and professional real estate agent, a committed ally to negotiate on your behalf, the systems in place to streamline buying your home and the backing of a trusted company, eXp Realty. I look forward to the opportunity to work with you. Please don’t hesitate to contact me today!

Renovate or Relocate? What To Know Before You Decide To Age in PlaceStaying and moving can both be good choices. What ma...
10/08/2026

Renovate or Relocate? What To Know Before You Decide To Age in Place

Staying and moving can both be good choices. What matters most is finding the place where you'll feel comfortable and at home for years to come.

If you'd like help weighing the two, let's connect. We can look at what your house could sell for and what 55+ communities in our area have to offer, so you can decide what feels right for you.



Message me for any of your real estate needs!

You've spent years making your house feel like home, celebrating milestones, making each room your own, and turning neighbors into friends. As you look ahead to the next chapter of your life, it's natural to wonder if this is still the place you want to spend it.

Two Moves That Can Get You Into Your First Home SoonerYour first home may not be as far off as it feels. When the number...
10/06/2026

Two Moves That Can Get You Into Your First Home Sooner

Your first home may not be as far off as it feels. When the numbers make sense for you, buying a starter home and putting down less than 20% can get you there years sooner.

Want to see which starter homes in our area could fit your budget? Let's connect.



Message me for any of your real estate needs!

For a lot of first-time buyers, owning a home can feel perpetually a few years out of reach.

What Higher Mortgage Rates Mean for Home SellersHigher mortgage rates are making buyers more cost-conscious. Builders kn...
10/06/2026

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.



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Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.Whether you're bracing for a crash or hoping for o...
10/01/2026

Hoping for (or Dreading) a Housing Crash? The Experts Just Weighed In.

Whether you're bracing for a crash or hoping for one, the verdict is the same – prices are still expected to rise, not fall. Let's talk about what that means for your market and your plans.



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Half the buyers out there are scared home prices are about to crash. The other half are hoping they will.

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.Headlines and social media make today’s rates sound...
09/29/2026

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.



Message me for any of your real estate needs!

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?Four different housing markets are running at once: c...
09/29/2026

There Are 4 Types of Housing Markets Right Now. Which 1 Are You In?

Four different housing markets are running at once: cash buyers, financed buyers, locked-in owners, and builders. Each one plays by its own rules, and the right move for one is exactly the wrong move for another.

Let's figure out which one you're actually in and build your next move from there.



Message me for any of your real estate needs!

Today’s housing market splits into four distinct types. You’ve got cash buyers, buyers financing a purchase, owners who feel locked into a low rate, and builders with homes to sell.

Why So Many Sellers Are Cutting Their Price Right NowPrice cuts are a normal part of today’s housing market, and both bu...
09/24/2026

Why So Many Sellers Are Cutting Their Price Right Now

Price cuts are a normal part of today’s housing market, and both buyers and sellers can use them to their advantage. Let's look at what's actually happening with prices in your neighborhood, so you know exactly where you stand before you list or make an offer.



Message me for any of your real estate needs!

Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on.

Selling This Fall? You Want To Get These 4 Things Right.Selling this fall is absolutely doable. And now you know four of...
09/22/2026

Selling This Fall? You Want To Get These 4 Things Right.

Selling this fall is absolutely doable. And now you know four of the biggest things to get right.

If you want to sell before the end of the year, let’s make sure you have a winning strategy from day one.



Message me for any of your real estate needs!

Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year.

3 Things You Can Actually Control About Your Mortgage Rate Right NowYou can't control where mortgage rates go, but you c...
09/22/2026

3 Things You Can Actually Control About Your Mortgage Rate Right Now

You can't control where mortgage rates go, but you can control your credit, your loan, and the kind of home you buy. Working with a trusted lender can help you lock in the best rate you qualify for. And when you’re ready to make a move that fits your budget, let’s connect.



Message me for any of your real estate needs!

If you're trying to buy a home, affordability is probably what keeps you up at night.

The Best Time To Buy a Home in 2026 Is Almost HereIf you want to buy a house this year, there’s still a way to make it h...
09/17/2026

The Best Time To Buy a Home in 2026 Is Almost Here

If you want to buy a house this year, there’s still a way to make it happen, even with today’s rates. This fall gives you the chance to get some of the best seasonal perks the market has to offer.

Want help figuring out when those advantages typically show up in our market?

Let's have a quick conversation about how our market works and the steps you’ll need to take to get ready.



Message me for any of your real estate needs!

Want to buy a house this year, but not sure if the timing’s right? Seasonally, it may actually be a better time to buy than you expect.

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222 Severn Avenue #200
Annapolis, MD
21403

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