08/07/2026
Waiting for mortgage rates to fall below 5%? You may be waiting longer than you think.
Most experts expect rates to remain in the 6% range for the near future—but that doesn't mean you have to put your homeownership goals on hold. Builder incentives, rate buydowns, and other financing options could help you buy sooner than you think.
If you’ve been sitting on the sidelines of the housing market, waiting for mortgage rates to tumble before you buy, you’re far from alone. A lot of would-be buyers have quietly decided to wait things out, convinced that a big drop is right around the corner. It’s an understandable instinct. No...