Wayne Mann Realtor

05/27/2026

After a year or more of rates coming down, things have changed. And lately, mortgage rates have been climbing again.

And if that's made you wonder whether you should delay your move until they drop, you're not the only one.

The honest truth is that rates probably won't come down much until inflation cools off and some of the global uncertainty settles. And no one knows exactly when that'll be.

But what most headlines won't tell you is that rates aren't the only thing that affects affordability. Sure, they’re a big factor, but not all of the affordability news is bad.

Wages, home prices, and inventory are all trending in a direction that could still help make your move possible.

Want to know what that actually looks like for your situation? Drop a comment or send me a DM.

Because even though rates are higher, there are pockets of opportunity in any market, if you know where to look.



Your advocate for buying or selling a home!

05/23/2026

Here my blog post for today!

Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.

You may have seen the headlines lately about mortgage debt in America hitting a record high.

05/20/2026

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.
But here's what the headline leaves out.

Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.

That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.

That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.

Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest.



Your advocate for buying or selling a home!

05/16/2026

Here my blog post for today!

What the Foreclosure Headlines Aren’t Telling You

You've probably seen the headlines saying, "foreclosures are on the rise,” and maybe your mind jumped straight to 2008.

05/13/2026

Foreclosures are up, but don't panic.

Yes, filings have risen over the past year. But zoom out and look at the full picture.

We're still below historical norms – and nowhere near levels seen around 2008.
This isn't a crash. It's the market returning to normal after foreclosures were artificially low during the pandemic.

And here's something else worth knowing. These are filings. Not all of them will actually turn into completed foreclosures.

If you've been hearing a lot about this lately and want to make sense of what it means, drop a comment or send me a DM. Happy to talk it through.



Your advocate for buying or selling a home!

05/09/2026

Here my blog post for today!

The Secret To Selling Fast, No Matter the Market

When you put your house on the market, you don’t just want it to sell. You want it to sell fast.

05/06/2026

Why do some homes sell fast. While others sit?

It’s not just the market.

Right now, the typical home is still going under contract in about 19 days – and some in as little as a week.

So, homes are still selling. Just not all of them. Some are even selling quickly.

The difference? Buyers are more selective than they’ve been in years. They’re paying attention to price, condition, and how a home shows online before they ever step inside.

That means the homes that feel move-in ready and priced right are still getting strong interest, even now. But the homes that aren’t? They sit.

If you’re thinking about selling, the question isn’t just “will it sell?” It’s “how will it stack up?”

Want to make sure yours stands out? DM me and I’ll walk you through what I’d do if I were you.



Your advocate for buying or selling a home!

05/02/2026

Here my blog post for today!

Stay or Sell? How To Make the Right Call as You Age

At some point, as you start thinking about the years ahead, this question tends to come up...

04/29/2026

If you’re currently asking yourself: can I stay in this house long-term, or does it make more sense to move? Here’s what I'd tell you.

While aging in place can be a great option, over time it usually means making updates so your home continues to work for you.

Some of those changes are simple. Others can be more of an investment.

That’s why planning ahead matters if you think you want to go this route. It gives you the chance to spread out the work and the costs over time.

But it’s also okay if you don’t want to take that on.

If this has crossed your mind at all and you’re trying to decide what’s next, what projects to tackle, or what else is out there, let’s talk it through.



Your advocate for buying or selling a home!

04/25/2026

Here my blog post for today!

More Options Are Popping Up This Spring

Did you try to buy a home last year, but you ended up pressing pause?

04/22/2026

Did you try to buy a home last year and feel stuck?

Maybe there just weren’t enough options. Or, nothing really fit what you were looking for.

That’s starting to change.

There are now nearly 2x as many new listings hitting the market compared to a few months ago. Those are homes that were just put up for sale.

That means more fresh options and a better chance of finding the house that actually works for you.

If you’re curious what’s out there in our area right now, let’s take a look together.



Your advocate for buying or selling a home!