Deborah Charron Moving To Florida /LPT Realty

06/20/2026

My Sweet Boy Drogo Bear 💕

06/20/2026

06/20/2026

I am not a Bonsai expert but I do love my Vietnamese BlueBell Trees. They are so beautiful and smell incredible 💕

06/20/2026

06/19/2026

Buying a home in Orlando now means knowing exactly what your lender expects on insurance coverage. 🏡

Mortgage lenders set the standard for what “fully protected” looks like, requiring not only homeowners insurance but, in many cases, separate flood coverage, especially when state-backed options or higher-risk locations are involved. Lenders want to see a policy that covers more than just the basics, including wind protection and adequate liability coverage.

Orlando buyers are finding that focusing only on the monthly premium isn’t enough. You need to review deductibles, exclusions, and make sure the coverage truly matches the home’s risk profile. Getting insurance quotes early in your home search, particularly for older homes or those with unique features, can save headaches at closing and keep your deal moving forward. 📝

With roof age and condition now central to what’s considered insurable, documented inspections and mitigation measures often help buyers secure the policies lenders want. Even as the market stabilizes, being proactive about insurance is what separates smooth closings from last-minute scrambles. 🏠

What’s one thing about homeowners insurance you wish you’d known before buying? Share your thoughts below.

06/19/2026

Happy Closing Day!! 🔑🏡A truly Happy Day for this amazing family who have been through so much. I am honored and grateful to be included in such a memorial journey. Making a difference in people’s lives is so gratifying….. this is such a happy moment 💕