09/14/2026
Should you put your home search on hold until mortgage rates magically fall to 5%?
Probably not.
After hovering around the mid-6% range throughout August, rates have experienced some movement again in early September. Economic reports and upcoming inflation data could keep rates bouncing around for a while.
Rather than trying to perfectly time the market, focus on the factors you can control: your budget, your monthly payment, the price of the home and whether the opportunity makes sense for you.
And remember — today’s buyers have something buyers haven’t always had in recent years: a little more inventory and a little more negotiating room.
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