10/09/2026
Here is a look at the latest September market trends and what they mean for your real estate goals:
📌Flat List Prices: After rapid appreciation into 2022, national median list prices have held steady in a narrow band for four consecutive years, currently hovering around $446,000.
📌Inventory Returning to “Normal”: Total supply has climbed back into the 2010s normal range at over 1.12 million homes - a dramatic rebound from the 2022 lows - giving buyers far more selection without the pressure of extreme bidding wars.
📌Upward Pressure on Yields: The 10-year Treasury yield has pushed to 5.13% amid inflation and growth signals, pointing to continued near-term pressure on borrowing costs and making rate-timing a gamble.
📌Historical Rate Perspective: While 30-year mortgage rates have risen to 7.25%, a broader 30-year perspective shows they remain well below the 8.64% peak seen in 2000, reminding us that lifestyle fit beats trying to time the market.
If you are buying, balanced list prices and rebounding inventory give you the breathing room needed to negotiate and find the right home. If you are selling, steady pricing and motivated buyers mean properly positioned properties continue to move efficiently.
Curious about how these September shifts are playing out in your local Chicago neighborhood? Send me a message, and let’s get started!
ph: 773-655-5344
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