Rossie The Realtor

09/06/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.



Let’s find your H❤️ME!

09/06/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year – and they can make buying a little easier.

Let's talk about whether those same trends are showing up in our local market – and what it means for you.



Let’s find your H❤️ME

09/05/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Think New Homes Cost More? Not Right Now.

New homes may actually cost less than an existing home right now. And that’s opening up a window for you to get brand-new for less.

If you want a list of new home communities near you that are currently offering incentives or doing price cuts, let’s connect. That way you have someone in your corner helping you get the best deal possible.



Let’s find your H❤️ME!

Most people think a newly built home costs more than an existing one. But right now, that’s actually backwards.

09/05/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Think New Homes Cost More? Not Right Now.

New homes may actually cost less than an existing home right now. And that’s opening up a window for you to get brand-new for less.

If you want a list of new home communities near you that are currently offering incentives or doing price cuts, let’s connect. That way you have someone in your corner helping you get the best deal possible.



Let’s find your H❤️ME

La mayoría de las personas piensan que una casa recién construida cuesta más que una ya existente. Pero en estos momentos, la realidad es justo al revés.

09/04/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year – and they can make buying a little easier.

Let's talk about whether those same trends are showing up in our local market – and what it means for you.



Let’s find your H❤️ME!

09/04/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Why Buyers Shouldn't Overlook a Fall Move

Of course, every market moves a little differently. But here's what doesn't change: Fall consistently buyers. More homes. Lower asking prices. Motivated sellers.

If you’ve been waiting for your search to feel a little more doable, this season may be worth another look.

Let’s have a quick conversation about what's happening in our market and see whether this fall gives you opportunities you may not have had a few months ago.



Let’s find your H❤️ME

Ha estado usted esperando a que algo cambie antes de comprar. Quizá no sea lo que usted esperaba…

09/03/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.



Let’s find your H❤️ME!

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

09/03/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Do you realize how much pull you have right now as a buyer?

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Send a DM, and we’ll turn your negotiating power into a set of keys.



Let’s find your H❤️ME

09/02/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Do you realize how much pull you have right now as a buyer?

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Send a DM, and we’ll turn your negotiating power into a set of keys.



Let’s find your H❤️ME!

09/02/2026

𝙄’𝙢 𝙔𝙤𝙪𝙧 𝙍𝙚𝙖𝙡𝙩𝙤𝙧!!
Rosalba Melendres
𝗥𝗘𝗔𝗟𝗧𝗢𝗥®, 𝗜𝗻𝘃𝗲𝘀𝘁𝗼𝗿, 𝗟𝗮𝗻𝗱𝗹𝗼𝗿𝗱
EXIT Strategy Realty

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.



Let’s find your H❤️ME