Macon County Title, LLC

08/25/2026

Fantastic final closing for a busy Tuesday. Congratulations to James!

08/21/2026

Selling property without a traditional mortgage does not make the paperwork less important.

For an FSBO seller considering a contract for deed, the agreement should clearly address the payment schedule, title transfer, taxes, insurance, repairs, default, and recording. Buyers should also consider an independent property inspection before signing.

Our latest article reviews the risks buyers and sellers should understand before entering a contract for deed in Illinois. Every transaction is different, so an attorney should review the specific agreement.

https://www.maconcountytitle.com/post/contract-for-deed-illinois

08/12/2026

Big Congrats to Maddie on her first new house!!! 🏠 First closing of a busy Wednesday.

08/11/2026

Great start to a week of closings with Lewis, Amanda and their awesome clients! Seller loved and maintained the home for 30 years, now being loved by a new family. She said remember to pick the Blackberries!

08/07/2026

First of 8 closings on Friday was smooth sailing! Congratulations to Subhasree & AJ!! 🏠

08/05/2026

A contract for deed lets a buyer pay the seller over time instead of using a traditional mortgage. In many arrangements, the seller keeps legal title until the required payments are complete.

That flexibility comes with important questions about title, taxes, insurance, repairs, default terms, and when the deed will transfer. Buyers and sellers should understand the written agreement and have the title reviewed before signing.

Our free checklist can help you organize the questions to discuss with your Realtor, title company, property inspector, and attorney.

This resource provides general information and is not legal advice.

Download the Contract for Deed Risk Checklist
https://www.maconcountytitle.com/resources/contract-for-deed-checklist

07/23/2026

A little knowledge goes a long way when it comes to real estate closings.

One of the best things a buyer, seller, or realtor can do is understand what title issues look like before they arise. They're much less stressful when you know they're common and usually solvable. Unpaid property taxes, boundary disputes, ownership gaps from an old estate...these situations come up regularly throughout Macon County and Central Illinois, and they don't have to derail your transaction.

Our latest blog post covers the most common title problems we see and explains how we resolve them. It's a quick, helpful read whether you're buying, selling, or helping a client through the process.

The link is below. If you have a transaction coming up and want to get your title search started early, give us a call at (217) 428-8080.

https://www.maconcountytitle.com/post/title-issues-that-can-stall-your-closing

07/13/2026

Did you know that a mortgage paid off years ago can still appear as an active lien on a property's title simply because it was never formally released in the public record? It sounds like a technicality, but it can stop a closing in its tracks.

Problems like unreleased liens, unknown heirs, unpaid property taxes, and recording errors are more common than most buyers and sellers realize. The difference between a delayed closing and a smooth one often comes down to finding those problems early and having an experienced team that knows how to resolve them.

At Macon County Title, we handle the title search, problem-solving, and legal work all under one roof here in Decatur.

Read our latest blog post to learn more, and if you have questions about an upcoming transaction, we're always happy to help.

https://www.maconcountytitle.com/post/title-issues-that-can-stall-your-closing

07/08/2026

Have you seen the 4th of July holiday tree in the lobby? Beautiful tribute to our wonderful country. Good news, we will keep it up for 3 more weeks to celebrate all of July.
God bless America! (and all our wonderful clients & followers)!

07/02/2026

Your closing date is set. Everyone's excited. Then your title company calls with a problem.

It happens more often than most people expect, but the good news is that most title issues are completely fixable when they're caught early.

From old liens that were never officially released to clerical errors buried in county records, our team at Macon County Title has seen just about everything that can show up during a title search. After more than 100 years of handling real estate transactions throughout Central Illinois, we know how to work through these problems efficiently.

We just published a new blog post explaining the most common title issues that can stall a closing and what we do to resolve them. Check it out at the link below.

Have you ever had a closing delayed because of a title issue? We'd love to hear your story in the comments.

Title issues can delay or derail a real estate closing. Learn the most common problems and how Macon County Title helps resolve them before closing.