10/30/2026
MYTH: "You need 20% down to buy a home." ❌
FACT: Many buyers qualify with 3–5% down, and some programs go lower. Waiting to save 20% while prices and rents climb can cost more than buying sooner with less down.
The right down payment depends on YOUR full picture — income, debts, savings, and the home. Run the free 2-minute check in my bio and see your real number.
Educational only — not a loan approval or commitment to lend. NMLS #2558794.