Carrie Stultz Realtor

09/04/2026

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year – and they can make buying a little easier.

Let's talk about whether those same trends are showing up in our local market – and what it means for you.

09/03/2026

09/03/2026

5 Bedrooms, 2 baths, fenced yard just 280,000.

09/02/2026

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.

A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.

And that opens up a window for you to get brand new everything for less than you may expect.

DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget after all.

08/31/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

08/28/2026

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

The rest of the world may feel unpredictable right now, but the housing market doesn't have to. Prices, inventory, and rates have all found solid ground.

If stability is what you've been waiting for, it's already here. Let’s connect if you want to talk through what that means for your move.

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.

08/28/2026

Some things can't be measured in sales numbers or statistics.

Real estate is about more than buying or selling a home. It's about trust. It's about being there for people during a major life transition and helping them feel supported along the way.

One of the things I'm most grateful for in this business is the relationships I've built over the years. That's why words like these mean so much to me.

Thank you, Norine, for the kind words and trust. It truly means more than you know. ❤️

08/27/2026

This property closing was truly bittersweet. There were many twists and turns along the way, but with perseverance, patience, and the right people beside us, we finally made it to the finish line! I was fortunate to work with a fantastic seller, an outstanding and helpful neighbor, and a buyer's agent whose professionalism helped make all the difference. It truly took everyone working together to make this transaction possible. Here's to new beginnings and the wonderful people who participated.

08/24/2026