Dat Huynh - Mortgage & Real Estate Broker

09/25/2026

5.0 star review received on Experience.com for Dat Huynh by Mai M - Dat was wonderful to work with. He's on top of everything! Great experience!

Click to see all 106 reviews of Dat Huynh, Branch Manager NMLS #1005394

09/24/2026

SImply getting people approved isn’t my whole job.

A mortgage should be structured around what you’re actually trying to accomplish, not just whether a lender or mortgage broker says yes.

Every borrower brings a different mix of income, credit, debt, assets, down payment, monthly payment goals, and timing.

My job as a broker is to look at those pieces, shop the available options, explain the tradeoffs clearly, and help you understand which route makes sense for your situation.

Mortgages can be complicated. Understanding yours shouldn’t be.

🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝🏡🤝

09/18/2026

Traditional tax returns may not be your only path to a mortgage if you’re self-employed.

Depending on the lender and your full profile, business owners may have options like no-ratio programs, bank statement loans, or P&L-based loans.

Each one looks at your file differently. One may focus more heavily on credit and equity, another may use qualifying bank deposits, and another may use a CPA-prepared profit and loss statement.

The strategy is figuring out which structure actually fits how your business earns money, along with your credit, assets, down payment, and the property you’re buying.

Feel free to DM me and I can help you understand which routes may be worth reviewing.

🏡📋🏡📋🏡📋🏡📋🏡📋🏡📋🏡📋🏡📋🏡📋🏡

09/10/2026

For me, mortgages have always been personal.

After 20 years in this business, I built my own team so I could serve people the way I believe they should be served: with clear answers, honest advice, and no cookie-cutter approach.

I treat every client like a real person, not a transaction. My goal is to look at your situation the way I’d look at my own family’s finances and help you understand what actually makes sense.

If that’s the kind of mortgage experience you’re looking for, feel free to reach out.

Inspo: Oliver Walker | Mortgage Broker

09/04/2026

A house can look like a great deal until you discover what it may cost to repair after closing.

Before you buy, pay close attention to the roof, foundation, plumbing, electrical system, HVAC, and sewer line.

The goal isn’t necessarily to find a perfect house. It’s to understand the condition of the major systems and what expenses could be coming next.

A roof nearing replacement, foundation concerns, outdated electrical work, aging HVAC equipment, other problems can materially change the true cost of owning the property.

That matters when you’re deciding how much cash to keep after closing, how aggressive to be with your down payment, and whether the home still fits your overall budget.

Use qualified inspectors and appropriate specialists to evaluate the property before making decisions based on condition.

Know someone getting ready to buy? Send them this post. And if you’re trying to build a financing plan that accounts for the bigger picture, feel free to reach out!

🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡🏡

09/03/2026

Buy a $1.6M home with $0 out of pocket? 👀

If you already own a home with equity, we can use both properties as collateral — you place an all-cash offer on the new one and come in with nothing down. Move on your timeline, sell the old one after.

Comment “ZERO” to see if your numbers work. 👇

NMLS #1028669 · Equal Housing Opportunity

09/03/2026

4.75 star review received on Experience.com for Dat Huynh by David R - Dat worked with me to meet my target goals for balancing cost vs monthly obligation. He was very clear with the various loan options and rates.

Click to see all 105 reviews of Dat Huynh, Branch Manager NMLS #1005394

09/02/2026

👀 85% of agents have never heard of this.

The ones who have are winning listings before they even pitch the price — by offering buy-before-you-sell + cash offers their competition can’t.

Agents, comment “PARTNER” and I’ll show you how.

NMLS #1028669 · Equal Housing Opportunity

08/27/2026

Being profitable in your business doesn’t automatically mean your tax returns will show enough qualifying income for a traditional mortgage.

That’s where some self-employed borrowers get surprised.

Tax strategies and business write-offs can reduce the income that may be used for certain traditional loan qualification methods.

But your tax returns aren’t always the only route worth reviewing.

For certain self-employed borrowers, a bank statement loan may allow qualifying income to be evaluated using eligible deposits from personal or business bank statements instead of relying solely on tax-return income.

Program requirements, expense factors, documentation, credit, assets, and the rest of your financial profile still matter.

If you’re self-employed and want to know what route could make sense, DM me “SELF-EMPLOYED” and I’ll help you review the options.

🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦🏦

08/27/2026

5.0 star review received on Experience.com for Dat Huynh by Norma C - Always communicated and provided updates. Answered all my questions and never made me feel I was bothering him