Dat Huynh - Mortgage & Real Estate Broker

Dat Huynh - Mortgage & Real Estate Broker NMLS 1005394 | DRE 02118346 | Branch NMLS 1566096

I am a Mortgage and Real Estate Professional, helping families in a Dual Capacity, build their real estate portfolio, achieve their financial goals, and make dreams of homeownership a reality!

5.0 star review received on Experience.com for Dat Huynh by Mai M - Dat was wonderful to work with. He's on top of every...
09/25/2026

5.0 star review received on Experience.com for Dat Huynh by Mai M - Dat was wonderful to work with. He's on top of everything! Great experience!

Click to see all 106 reviews of Dat Huynh, Branch Manager NMLS #1005394

09/24/2026

SImply getting people approved isnโ€™t my whole job.

A mortgage should be structured around what youโ€™re actually trying to accomplish, not just whether a lender or mortgage broker says yes.

Every borrower brings a different mix of income, credit, debt, assets, down payment, monthly payment goals, and timing.

My job as a broker is to look at those pieces, shop the available options, explain the tradeoffs clearly, and help you understand which route makes sense for your situation.

Mortgages can be complicated. Understanding yours shouldnโ€™t be.

๐Ÿค๐Ÿก๐Ÿค๐Ÿก๐Ÿค๐Ÿก๐Ÿค๐Ÿก๐Ÿค๐Ÿก๐Ÿค๐Ÿก๐Ÿค๐Ÿก๐Ÿค๐Ÿก๐Ÿค๐Ÿก๐Ÿค

09/18/2026

Traditional tax returns may not be your only path to a mortgage if youโ€™re self-employed.

Depending on the lender and your full profile, business owners may have options like no-ratio programs, bank statement loans, or P&L-based loans.

Each one looks at your file differently. One may focus more heavily on credit and equity, another may use qualifying bank deposits, and another may use a CPA-prepared profit and loss statement.

The strategy is figuring out which structure actually fits how your business earns money, along with your credit, assets, down payment, and the property youโ€™re buying.

Feel free to DM me and I can help you understand which routes may be worth reviewing.

๐Ÿก๐Ÿ“‹๐Ÿก๐Ÿ“‹๐Ÿก๐Ÿ“‹๐Ÿก๐Ÿ“‹๐Ÿก๐Ÿ“‹๐Ÿก๐Ÿ“‹๐Ÿก๐Ÿ“‹๐Ÿก๐Ÿ“‹๐Ÿก๐Ÿ“‹๐Ÿก

09/10/2026

For me, mortgages have always been personal.

After 20 years in this business, I built my own team so I could serve people the way I believe they should be served: with clear answers, honest advice, and no cookie-cutter approach.

I treat every client like a real person, not a transaction. My goal is to look at your situation the way Iโ€™d look at my own familyโ€™s finances and help you understand what actually makes sense.

If thatโ€™s the kind of mortgage experience youโ€™re looking for, feel free to reach out.

Inspo: Oliver Walker | Mortgage Broker

09/04/2026

A house can look like a great deal until you discover what it may cost to repair after closing.

Before you buy, pay close attention to the roof, foundation, plumbing, electrical system, HVAC, and sewer line.

The goal isnโ€™t necessarily to find a perfect house. Itโ€™s to understand the condition of the major systems and what expenses could be coming next.

A roof nearing replacement, foundation concerns, outdated electrical work, aging HVAC equipment, other problems can materially change the true cost of owning the property.

That matters when youโ€™re deciding how much cash to keep after closing, how aggressive to be with your down payment, and whether the home still fits your overall budget.

Use qualified inspectors and appropriate specialists to evaluate the property before making decisions based on condition.

Know someone getting ready to buy? Send them this post. And if youโ€™re trying to build a financing plan that accounts for the bigger picture, feel free to reach out!

๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก๐Ÿก

09/03/2026

Buy a $1.6M home with $0 out of pocket? ๐Ÿ‘€

If you already own a home with equity, we can use both properties as collateral โ€” you place an all-cash offer on the new one and come in with nothing down. Move on your timeline, sell the old one after.

Comment โ€œZEROโ€ to see if your numbers work. ๐Ÿ‘‡

NMLS #1028669 ยท Equal Housing Opportunity

4.75 star review received on Experience.com for Dat Huynh by David R - Dat worked with me to meet my target goals for ba...
09/03/2026

4.75 star review received on Experience.com for Dat Huynh by David R - Dat worked with me to meet my target goals for balancing cost vs monthly obligation. He was very clear with the various loan options and rates.

Click to see all 105 reviews of Dat Huynh, Branch Manager NMLS #1005394

09/02/2026

๐Ÿ‘€ 85% of agents have never heard of this.

The ones who have are winning listings before they even pitch the price โ€” by offering buy-before-you-sell + cash offers their competition canโ€™t.

Agents, comment โ€œPARTNERโ€ and Iโ€™ll show you how.

NMLS #1028669 ยท Equal Housing Opportunity

08/27/2026

Being profitable in your business doesnโ€™t automatically mean your tax returns will show enough qualifying income for a traditional mortgage.

Thatโ€™s where some self-employed borrowers get surprised.

Tax strategies and business write-offs can reduce the income that may be used for certain traditional loan qualification methods.

But your tax returns arenโ€™t always the only route worth reviewing.

For certain self-employed borrowers, a bank statement loan may allow qualifying income to be evaluated using eligible deposits from personal or business bank statements instead of relying solely on tax-return income.

Program requirements, expense factors, documentation, credit, assets, and the rest of your financial profile still matter.

If youโ€™re self-employed and want to know what route could make sense, DM me โ€œSELF-EMPLOYEDโ€ and Iโ€™ll help you review the options.

๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ๐Ÿฆ

5.0 star review received on Experience.com for Dat Huynh by Norma C - Always communicated and provided updates. Answered...
08/27/2026

5.0 star review received on Experience.com for Dat Huynh by Norma C - Always communicated and provided updates. Answered all my questions and never made me feel I was bothering him

Address

17911 Von Karman Avenue, Suite 400
Irvine, CA
92614

Alerts

Be the first to know and let us send you an email when Dat Huynh - Mortgage & Real Estate Broker posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Shortcuts

Share

Category