09/09/2026
🏡 $33.15. That was my first-time home buyer’s amount due at closing this morning. 🔑
We hear constantly about how difficult it is to buy a first home right now—and it IS challenging. But sometimes what feels impossible really is possible.
My buyer had a $350,000 budget for a single-family home in Madison and qualified for an incredible $52,500 in down payment assistance:
💰 $35,000 — City of Madison
💰 $10,000 — DPP Grant
💰 $7,500 — WHEDA
The challenge? We needed a home that could pass the required City inspection AND a seller willing to accept the additional contingencies.
Then we found 902 Moorland—and it was better than my buyer thought his budget could get him. Three bedrooms, garage, four-season sunroom, nice kitchen, newer roof and a big private backyard with room to garden. 🌱
We moved quickly, submitted an offer, and the seller decided to take a chance on my buyer. The home passed the City inspection with only minor items, and Rina Courtier at Landmark Credit Union helped make sure all $52,500 in assistance came together.
After $3,500 paid earlier toward the purchase, the final amount due at closing:
👉 $33.15.
Today, he’s officially a HOMEOWNER. 🏡❤️
First-time homeownership isn’t easy right now. But with the right programs, the right team and a little persistence, it may be more possible than you think.
