03/20/2026
You don’t need a 20% down payment to buy your first home, and many buyers don’t know this. 🏠 This guide explains 18 grants and programs available in 2026. You can find options with 0% down, like USDA and VA loans. There are also cash grants up to $25,000 and discounts on federal mortgage rates of up to 1.75 percentage points for eligible buyers.
Explore 18 first-time home buyer grants, down payment assistance programs, and government loans available in 2026. Learn about the $25,000 grant, FHA loans, USDA loans, and other programs to help you buy a home.