09/17/2026
The Fed just raised interest rates 🚨 — and if you're trying to buy in the East Bay, this might actually be good news for you.
Higher rates mean fewer buyers currently qualify, which often means less competition for first-time buyers right now. Inventory's still tight, but you may not be up against 15 offers anymore.
Rate environments shift — for anything financing-related, that's a conversation with your lender. But less competition on Oakland Craftsmans and Alameda starter homes? That's worth talking about.
Thinking about buying in the East Bay? Let's look at what this actually means for you — no pressure, just an honest read on the market. 🏡
📍 East Bay | Berkeley | Oakland | Alameda | Albany | Richmond
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Nina Bost, REALTOR® — eXp Realty of Northern California, Inc. | DRE Agent #02249668 | Brokerage DRE #02188495 | Equal Housing Opportunity. Opinions are my own; for financing or refinancing questions, consult a licensed Mortgage Loan Originator.