Delilah Home Loan Officer

Delilah Home Loan Officer Delilah Goodman NMLS: 2733702) specializes in Mortgage loan origination services. Licensed in FL & GA

🚨 PALM BEACH COUNTY HOMEBUYERS — DID YOU KNOW ABOUT THIS PROGRAM? 🏡If you're trying to buy a home in Palm Beach County, ...
09/25/2026

🚨 PALM BEACH COUNTY HOMEBUYERS — DID YOU KNOW ABOUT THIS PROGRAM? 🏡

If you're trying to buy a home in Palm Beach County, the Workforce Housing Program deserves a closer look.

Here are 3 BIG things you should know:

🏠 1️⃣ BELOW-MARKET HOME PRICES

Qualified buyers may have access to designated Workforce Housing properties offered at restricted prices—not simply regular market pricing.

💰 2️⃣ POTENTIAL ASSISTANCE OF 10%–27% OF THE SALES PRICE

Depending on your income category and program underwriting, Palm Beach County's current guidelines allow maximum assistance ranging from 10% to 27% of the home's sales price.

Eligible funds may help with down payment and closing costs.

🔑 3️⃣ YOU CAN CHOOSE YOUR MORTGAGE LENDER

This is important!

The county allows you to select your first-mortgage lender.

That means I can help you with the mortgage-financing side while you complete Palm Beach County's Workforce Housing eligibility process.

⚠️ There are income limits, education requirements, property restrictions, underwriting requirements and limited property availability.

Don't automatically count yourself out.

I've broken down how the program works, the assistance levels, requirements and what you should do first in my newest blog article.

📖 READ THE FULL BREAKDOWN:
👉 [INSERT BLOG ARTICLE LINK]

Want to see what your mortgage options could look like?

Read the article here: https://delilah.mdgmanagementgroup.com/post/palm-beach-county-workforce-housing-program-whp

Delilah Goodman
Mortgage Loan Officer | NMLS #2733702
Nexa Lending
📞 (786) 431-8139
🌐 https://delilah.mdgmanagementgroup.com/

Education First. Strategy Always.

🏘️ REAL ESTATE INVESTING IS MORE THAN BUYING A RENTAL PROPERTY.The Real Estate Wealth Builder Academy teaches you how di...
09/24/2026

🏘️ REAL ESTATE INVESTING IS MORE THAN BUYING A RENTAL PROPERTY.

The Real Estate Wealth Builder Academy teaches you how different investment strategies actually work—along with the financing, due diligence, risks, and professional guidance each one may require.

Inside the academy, you’ll learn:

🔑 Tax Liens vs. Tax Deeds
Understand the difference between purchasing a lien and bidding for ownership, including redemption periods, title concerns, bidding risks, and county procedures.

🔨 Fix-and-Flip Investing
Learn how to calculate after-repair value, renovation costs, carrying expenses, potential profit, and a responsible maximum offer.

💰 Hard-Money Financing
Review interest, points, loan-to-cost, renovation holdbacks, construction draws, maturity dates, guarantees, and exit-plan requirements.

🏚️ Foreclosure and Short-Sale Purchases
Learn how sale stages, lender approval, property access, title issues, occupants, repairs, and closing timelines can affect the opportunity.

🤝 Seller Financing
Understand how purchase price, down payment, interest, amortization, balloon payments, collateral, default terms, and professional documentation work together.

🏥 Assisted Living, Sober Living, and Care Facilities
Learn to evaluate the property, operating business, zoning, licensing, staffing, insurance, occupancy, cash flow, financing, and alternative-use risks.

🏦 SBA Financing for Eligible Business Projects
Learn how SBA 7(a) and 504 financing may support qualifying owner-occupied business real estate, renovations, equipment, business acquisitions, and operating needs. SBA financing is generally not intended for passive real estate speculation.

Every strategy includes practical lesson content and an evaluation worksheet to help you analyze the opportunity before moving forward.

Don’t just buy property. Build a wealth plan.

📅 Real Estate Wealth Builder Academy releases September 30, 2026.

Delilah Goodman
Mortgage Loan Officer | NMLS #2733702
Business & Commercial Financing Strategist | Florida & Georgia
https://link.msgsndr.com/sp/73b84c4e9b7

Do something good today that benefits you in no way, and call a homebuyer that backed out of a deal (for whatever reason...
09/24/2026

Do something good today that benefits you in no way, and call a homebuyer that backed out of a deal (for whatever reason) and see how their doing. Just call and establish rapport and build trust, the buyer choosing you as a realtor, lender, closing attorney is based on preference. So let them actually get to know you and your story because it ties back into your why.

🏌🏽♀️🏡 REAL ESTATE. WEALTH. COMMUNITY. IMPACT.I’m proud to support my Realtor partner and help spread the word about an e...
09/24/2026

🏌🏽♀️🏡 REAL ESTATE. WEALTH. COMMUNITY. IMPACT.

I’m proud to support my Realtor partner and help spread the word about an event that brings real estate, financial education, networking, and community impact together for an important cause.

On Friday, October 16, 2026, the Real Estate & Wealth Building Golf Tournament will take place in New Orleans, Louisiana, bringing together real estate professionals, financial professionals, entrepreneurs, investors, and community leaders for a day centered around one shared mission: building stronger communities through knowledge, relationships, and opportunity.

What makes this event even more meaningful is that proceeds will help support local nonprofit organizations serving the New Orleans community. ❤️

This is what partnership means to me. It’s not only about helping our clients purchase property—it’s also about supporting one another, giving back, creating connections, and helping more people understand how real estate and financial education can become part of a long-term wealth-building strategy.

⛳ The Real Estate & Wealth Building Golf Tournament
📅 Friday, October 16, 2026
🕙 Tee Time: 10:00 AM
📍 Joseph M. Bartholomew Municipal Golf Course
New Orleans, Louisiana
🏌🏽 4-person teams: $300
🤝 Sponsorship opportunities are available.

If you’re in the New Orleans area or have connections in the real estate, mortgage, banking, investment, or financial community, please share this event, put together a team, or consider becoming a sponsor.

When professionals come together to educate, connect, invest, and give back, we can create an impact that goes far beyond a single transaction.

Golf builds brighter communities. Let’s build wealth—and community—together. ⛳🏡💰

09/24/2026

The people you do business with is how your pipeline will look. Invest in those people so they can elevate their clientele. Each one, teach one.

🚨 RENTERS: BEFORE YOU RENEW THAT LEASE, READ THIS. 🏡If becoming a homeowner is one of your goals, your preparation shoul...
09/23/2026

🚨 RENTERS: BEFORE YOU RENEW THAT LEASE, READ THIS. 🏡

If becoming a homeowner is one of your goals, your preparation shouldn't begin when you find a house.

It can begin while you're still renting.

One important FHA guideline many renters don't know about:

🏠 Positive rental payment history can be considered in FHA's TOTAL Mortgage Scorecard for certain qualifying first-time homebuyer purchase transactions.

That does NOT mean paying rent automatically qualifies you for a mortgage.

But it does mean that how you manage and document your rent can matter as part of your overall mortgage profile.

And FHA is continuing to evolve.

📊 Beginning January 1, 2027, FHA is scheduled to allow VantageScore 4.0 and FICO Score 10T, in addition to Classic FICO, as eligible credit-score models for applicable FHA forward mortgage transactions.

Meanwhile, FHA is also reviewing proposed updates to its property requirements—but those changes are not final yet, and current FHA requirements remain in effect until formally amended.

So what should renters do NOW?

✅ Pay rent on time
✅ Maintain documentation of your payments
✅ Keep your lease
✅ Review your credit early
✅ Reduce unnecessary debt
✅ Build your savings
✅ Know when your lease expires
✅ Get your mortgage-readiness reviewed BEFORE you're ready to shop

If your lease expires in the next 6–12 months, don't automatically assume you need another year of renting.

Let's find out what buying would actually require.

You may be ready now.

You may need 3, 6 or 12 months.

But let's replace guessing with a strategy.

Read the blog article here: https://delilah.mdgmanagementgroup.com/post/hud-fha-updates

Delilah Goodman
Mortgage Loan Officer | NMLS #2733702
Nexa Lending | FL & GA
📞 (786) 431-8139
https://Delilah.MDGmanagementgroup.com
Education First. Strategy Always.

🏢 REAL ESTATE INVESTORS: TALK TO YOUR COMMERCIAL LENDER BEFORE YOU MAKE THE OFFER.One of the lessons I want students in ...
09/22/2026

🏢 REAL ESTATE INVESTORS: TALK TO YOUR COMMERCIAL LENDER BEFORE YOU MAKE THE OFFER.

One of the lessons I want students in the Real Estate Wealth Builder Academy to understand is this:

Finding the property is only part of the investment. Understanding how you're going to finance it should happen BEFORE you commit to the deal.

Commercial financing isn't always structured like residential financing. The lender may need to evaluate the property, proposed use, income potential, borrower or guarantor, business financials, liquidity, experience, and the overall transaction structure depending on the financing program.

That means the property you love may not necessarily fit the financing structure you expected.

Before submitting an offer, your commercial lender can help you identify important financing questions such as:

🏢 Does the property type fit the intended loan program?
💰 How much capital may be needed for the transaction?
📊 What financial information will need to be evaluated?
🏗️ Does the property's condition or intended use affect financing?
📑 Does the proposed contract give enough time for the financing process?

The goal isn't to find a property first and figure everything else out later.

The goal is to understand your investment objective + property + financing before you're committed to the transaction.

That's the type of thinking we're developing inside the Real Estate Wealth Builder Academy—not simply how to buy real estate, but how to approach real estate investing with a plan.

📩 Already looking at an investment or commercial property in Florida or Georgia? Message me COMMERCIAL before you make the offer.

🎓 Interested in learning how to evaluate investment opportunities more strategically? Message me WEALTH for information about the Real Estate Wealth Builder Academy.

Delilah Goodman
Mortgage Loan Officer | NMLS #2733702
Florida & Georgia
📞 (786) 431-8139
📧 [email protected]
🌐 delilah.mdgmanagementgroup.com

Education First. Strategy Always.™

Address

7901 4th Street N Ste 300
Saint Petersburg, FL
33702

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm
Saturday 11am - 2pm

Telephone

+17864318139

Website

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