06/03/2026
The best kept secret in home buying? You get a “free” month. 🤫
It’s true, and a lot of buyers along the Wasatch Front have no idea! When you close on a home, you don’t actually have a mortgage payment the following month.
Why? Because mortgages are paid in arrears (which is just a fancy way of saying you pay for the month after you live in it, not before). So, if you close anytime in June, your first official payment isn’t due until August 1st.
That skipped month is the ultimate moving budget lifesaver. Perfect for buying that new couch, upgrading the lawnmower, or just recovering from closing costs! 🏡✨