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Chris Beck Realtor Here to help you with all your real estate needs. Serving all of Utah County (and surrounding counti

Why Builders May Be More Motivated To Sell Than HomeownersPending home sales just dropped 11.3% compared to last year. B...
10/28/2026

Why Builders May Be More Motivated To Sell Than Homeowners

Pending home sales just dropped 11.3% compared to last year. But what if that slowdown could actually help you get a better deal on a brand-new home?
Here's why that matters.

When the market slows, homeowners and builders don't always react the same way.

A homeowner who isn't getting the offers they want can decide to stay put and wait. But builders? They've already invested in houses they need to sell. And every completed home that sits unsold costs them money.

That can make builders more motivated to negotiate. And the numbers prove they're already making moves.

According to the National Association of Home Builders, 65% of builders are offering incentives, and 43% are cutting prices. The typical reduction? 6%.
For buyers, that could mean serious savings. Think lower prices, help with closing costs, or even a better mortgage rate.

And the biggest opportunities may be hiding in brand-new homes that are already built and waiting for buyers.

So, before you rule out new construction, let’s see which builders in our area may be ready to negotiate.
Equity Real Estate - Utah

Why More Buyers Are Turning To Adjustable-Rate Mortgages TodayWhat if you could save $150–$300 a month on your mortgage ...
10/26/2026

Why More Buyers Are Turning To Adjustable-Rate Mortgages Today

What if you could save $150–$300 a month on your mortgage payment just by choosing a different type of loan?

For some homebuyers, that could be a game changer. And it's one reason adjustable-rate mortgages (ARMs) are getting more attention.

According to Bankrate, ARM rates recently came in more than a full percentage point lower than traditional fixed-rate mortgages. That's potentially hundreds of dollars in monthly savings on a median-priced home.

And buyers are taking notice. About 1 in 10 mortgage applicants are now choosing an ARM, according to the Mortgage Bankers Association.

So, what's the catch?

Unlike a fixed-rate mortgage, an ARM gives you a lower introductory rate for a set number of years. After that, your rate can adjust up or down based on market conditions.

That means you could save money upfront, but you'd also need to be comfortable with the possibility of higher payments later.

And here's something worth knowing: Today's ARMs have more borrower protections than the risky loans that made headlines during the 2008 housing crisis.

The bigger takeaway? A traditional 30-year fixed mortgage isn't your only option.
If today's rates are making your homebuying budget feel tight, there may be financing options you haven't explored yet.

Curious whether an ARM could help make your next home more affordable? Connect with a trusted lender who can run the numbers.
Equity Real Estate-Utah

     Equity Real Estate-Utah
10/25/2026


Equity Real Estate-Utah

To Sell or Rent? How To Choose the Best Path for Your House.Equity Real Estate-Utah
10/23/2026

To Sell or Rent? How To Choose the Best Path for Your House.
Equity Real Estate-Utah

Selling your house is a big step, and you want it to go smoothly. And with houses taking a little longer to sell these days, renting it out might start to sound like a nice backup plan.

     Equity Real Estate - Utah
10/21/2026


Equity Real Estate - Utah

The Biggest Credit Hurdle for Renters Who Want To Buy
10/18/2026

The Biggest Credit Hurdle for Renters Who Want To Buy

What's the biggest payment you make every month? If you’re a renter, it's probably your rent.

Homes Are Still Selling – Even in a Slower MarketEquity Real Estate-utah
10/16/2026

Homes Are Still Selling – Even in a Slower Market
Equity Real Estate-utah

If you’ve seen headlines saying home sales are slowing down, you may be wondering: is this really a good time to sell?

     Equity Real Estate-utah
10/14/2026


Equity Real Estate-utah

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648 North 900 East #9
Spanish Fork, UT
84660

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