Kevin Williams, Realtor at eXp Realty

09/05/2026

Have you seen the headlines about using your 401(k) to cover a down payment?

Tapping it can feel like an easy call, especially if you’ve got a good chunk saved up. But pulling from retirement early can trigger penalties and set back the savings you'll want later on.

But you don’t necessarily have to raid your retirement to buy a home. You’ve got other options, like FHA loans, which let qualified buyers put down as little as 3.5%. And down payment assistance programs can help, too.

So, before you touch your 401(k), talk with a trusted financial advisor. They can help you find the option that fits your goals and your budget.

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

09/04/2026

Do you realize how much pull you have right now as a buyer?

There are more sellers than buyers on the market right now. That means a lot of sellers know they’ll have to compromise a bit to get their house sold, which leaves you room to negotiate on price and terms.

Of course, exactly how much room you have depends on where you’re looking. But more and more markets are trending in favor of buyers, so let’s chat about what’s going on in our area.

Send a DM, and we’ll turn your negotiating power into a set of keys.

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

09/03/2026

Everyone's been watching mortgage rates. But there's another trend buyers shouldn't overlook...

Every fall, the housing market tends to shift.

More homes hit the market. Asking prices often soften. And sellers are usually more willing to negotiate.

Those seasonal changes happen almost every year – and they can make buying a little easier.

Let's talk about whether those same trends are showing up in our local market – and what it means for you.

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

09/03/2026

Elon Musk: Lets buy this for your Grimes County home, near !

✨ LUXURY + 7.6 PRIVATE ACRES IN CROWN RANCH! ✨

It’s hard to find this much acreage in the area—especially in a beautiful, established luxury community like Crown Ranch!

Offered at $3.175m, this stunning custom estate feels like your own private resort!

🏡 6,349 sq. ft.
🛏 4–5 bedrooms
🛁 3.5 baths
🌳 7.6 private acres
🚗 4-car garage
🐴 Horses allowed

This home blends Mediterranean luxury with rustic lodge charm and features soaring vaulted ceilings, a gourmet kitchen with Thermador appliances, an incredible 1,000 sq. ft. home gym, and beautiful updates throughout.

Outside is an entertainer’s dream with an infinity-edge pool & spa, covered patio, outdoor kitchen, fireplace, and incredible privacy!

Crown Ranch is a gorgeous, close-knit luxury community with beautiful homes and community events throughout the year!

📲 Message me for a private tour!

Kevin Williams REALTOR®
Fedora Homes Group, brokered by eXp Realty LLC
832-563-3741
[email protected]

This home is listed by Connie Clayton
Pam Westlake Realty Group

09/02/2026

You probably think as a general rule of thumb, brand new homes costs more than existing homes. But right now, that's backwards. This shows just how much.

A newly built home costs about $40k less than an existing one right now. That's because builders are cutting prices and piling on incentives to keep their inventory moving.

And that opens up a window for you to get brand new everything for less than you may expect.

DM me if you want a list of nearby new home communities offering deals like this right now to see if a new build may be in your budget after all.

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

09/01/2026

Sellers Outnumber Buyers Right Now

Buying soon? You’ve got more pull than you might expect. Right now, there are more sellers than buyers on the market. And that means sellers know they’ll have to give a little to get their house sold. Exactly how much negotiating power you have depends on where you’re looking. So, let’s chat about how much power you have here, then turn it into a set of keys. 

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

08/31/2026

Thinking About Tapping into Your 401(k) To Buy a Home? Read This First.

Affordability is definitely a challenge, but that doesn’t mean tapping your 401(k) is your only way in if you want to buy.

If you're considering using your 401(k) savings for a down payment, weigh all your options and talk with a trusted financial advisor before you make any decisions. They’ll help you make a plan to fit your goals and your budget.

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

Lately, headlines have floated an eye-catching idea about tapping into your 401(k) to cover a down payment on a home.

08/30/2026

A lot of people are hoping for the same thing. Lower mortgage rates. Lower home prices.

The problem? Forecasts show that’s probably not what’s in the cards. At least, not right now.

Mortgage rates aren’t expected to fall dramatically. And at the same time, home prices should keep rising at about the same pace they have been.

Now, that’s not what you wanted to hear, but it doesn’t mean you’re out of options.

Sometimes the best move isn't waiting for the market to change. It's exploring what's still possible right now.

Other people are still making it happen even with rates and prices where they are. Maybe you can too.

Let's talk if you want help thinking it over.

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

08/29/2026

Sellers Are Cutting Prices To Meet Buyers Where They're At

Right now, sellers are flexible on the price in ways they weren't before. Let’s take advantage of that flexibility.

You may be surprised by what's available – and how willing today's sellers are to work with buyers.

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

You're scrolling through listings on your phone and everything looks good until you see the price (or the estimated monthly payment). Then you close the app.

08/28/2026

Worried About a Housing Crash? The Numbers Tell a Calmer Story.

The rest of the world may feel unpredictable right now, but the housing market doesn't have to. Prices, inventory, and rates have all found solid ground.

If stability is what you've been waiting for, it's already here. Let’s connect if you want to talk through what that means for your move.

Warm Texas greetings from your trusted Realtor - aka .williams.realtor - your #1 source for real estate news and solutions!

A recent survey from Talker Research asked Americans to pick one word to describe how 2026 has felt so far. The winner? Stressful. And honestly, there’s been a lot going on.