Tammy Lamm, Realtor

Tammy Lamm, Realtor Realtor servicing Hillsborough, Pinellas and Pasco County. Works with buyers, sellers and investors. Experienced in Short Sales.

Providing real estate information and services to home buyers and sellers located in and around Tampa, FL.

Buyers are accepting interest rates in the mid 6% as the new normal.
06/18/2026

Buyers are accepting interest rates in the mid 6% as the new normal.

Contract signings jumped 4.8% annually in May as buyers accepted mid-6% mortgage rates across all four regions.

Plan to have your mortgage paid off before you retire, or sell your home and use the proceeds to downsize to a home that...
06/16/2026

Plan to have your mortgage paid off before you retire, or sell your home and use the proceeds to downsize to a home that you can purchase for cash.

Are people actually retiring with $1 million? Homeownership costs could have a larger-than-expected impact, even with that amount.

The first 30 days are critical.
06/12/2026

The first 30 days are critical.

Timing is key, and the first four weeks of active listing are the definitive make-or-break window for sellers.

Some good news!
06/09/2026

Some good news!

Existing-home sales jumped 3.2% in May from April and from a year ago to a seasonally adjusted annual rate of 4.17 million.

06/08/2026

Last week, mortgage rates were at their highest in nine months. Thankfully, there was a dip this week, though only slightly.

A bit of a decrease this week.
06/06/2026

A bit of a decrease this week.

The average 30-year fixed mortgage rate fell to 6.48% for the week ending June 4, down from 6.53% the prior week, as a ceasefire between the U.S. and Iran eased pressure on bond markets and borrowing costs.

Absolutely!  I had a listing this spring that had a lot of showings.  Prospective buyers loved it but they wanted to “wa...
06/05/2026

Absolutely! I had a listing this spring that had a lot of showings. Prospective buyers loved it but they wanted to “wait” to make an offer. On day 20 we received our first offer. Not terrible in this market. The day the status changed to Pending, four buyers agents called to find out how strong the deal was because their buyers were still interested. If you find a home you love and can afford, it is NOT a good idea to wait.

With mortgage rates stuck above 6% and unlikely to fall soon, housing experts say buyers who can afford to act should do so now, while sellers are still willing to negotiate, before rate drops trigger more competition.

05/26/2026

More than 2,000 down payment assistance programs are available nationwide, offering grants, forgivable loans, and zero-down mortgage options to a wider range of buyers than most people realize, including first-time buyers, veterans, teachers, and public servants.

05/23/2026

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Tampa, FL
33611

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