Kerri Davis, Realtor - ARC Realty

09/25/2026

🏡📉 **Worried about mortgage rates? Here’s something every homebuyer should know…**

You may not be able to control what happens with mortgage rates, but you **DO have some control over the rate you personally qualify for.**

This article breaks down 3 things buyers can focus on right now:

💳 **Your credit score** – A stronger score can help you qualify for better loan terms.

🏦 **Your loan options** – Conventional, FHA, VA, USDA, fixed vs. adjustable… the loan you choose can make a difference.

🏗️ **New construction incentives** – Some builders are offering mortgage rate buydowns and other incentives to attract buyers.

The takeaway? **Don’t automatically put your home search on hold because of the rate you see in the headlines.** Talk with a knowledgeable lender, understand YOUR numbers, and then decide what makes sense for you.

And if you’re thinking about buying in **Birmingham, Vestavia Hills, Hoover, Homewood or the surrounding areas**, I’d love to help you explore your options—including new construction communities offering buyer incentives! 🏡❤️

Read the full article here 👇
https://www.keepingcurrentmatters.com/2026/09/21/3-things-you-can-actually-control-about-your-mortgage-rate-right-now/

📲 Ready to start looking? Let’s talk!

If you're trying to buy a home, affordability is probably what keeps you up at night.

09/24/2026

My latest RateMyAgent review in Birmingham.
Alabama 111681
https://rma.reviews/3jf3ltgclyvn
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09/24/2026

Shopping plans this weekend? 🛍️ Mountain High Outfitters’ Tent Sale at The Summit in Birmingham is September 24–27! Stop by and see what you find.

09/24/2026

🏡 **JUST LISTED | 434 Franklin Dr | Gardendale, AL**

✨ **NOW ACTIVE & READY FOR SHOWINGS!** ✨

Looking for **one-level living, privacy & plenty of outdoor space** in a convenient Gardendale location? This one is worth a look!

📍 **434 Franklin Dr, Gardendale, AL**
💰 **Offered at $224,900**

This charming home offers:
🏡 One-level living
🛏 2 bedrooms | 1.5 baths
✨ Hardwood, tile & LVP flooring
🍽 Stainless steel appliances
🎨 Fresh interior & exterior paint
🚗 1-car garage + HUGE detached workshop/garage with room for multiple vehicles
🌳 Large, private, fully fenced yard
🏠 Metal roof
💻 Bonus space off the kitchen — perfect for an office, hobby room or flex space
📍 Convenient to schools, shopping, dining & interstate access

If you’ve been searching for an affordable home in **Gardendale, Alabama** with a great yard, tons of storage/workshop space & room to make it your own, schedule your showing!

📲 **Kerri Davis | ARC Realty**
Message me for additional details or to schedule a private tour! 205.533.0090

09/23/2026

🛌 2 🛀 1 🚘 3
📍 434 Franklin Dr, Gardendale, AL, 35071

My latest listing on RateMyAgent.
Alabama 111681
https://rma.reviews/2qhgbvt0f3f6
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09/23/2026

🏡🍂 **Thinking about selling your home this fall?**

Fall can still be a great time to sell, but today’s market means having the **right strategy from the start** matters more than ever.

This article breaks down 4 things sellers need to get right:
🏷️ Price your home to get buyers’ attention
✨ Make a great first impression
🤝 Be prepared to negotiate
📊 Pay attention to activity & know when to adjust

One thing I tell my sellers all the time: **the market gives us feedback.** Showings, online activity, buyer comments and offers (or lack of them!) all tell us something. The key is knowing how to read that information and adjust when necessary.

If you’re considering selling in **Birmingham, Vestavia Hills, Hoover, Homewood or the surrounding areas**, I’d love to help you determine what your home could sell for and put together a strategy to get it SOLD. 🏡❤️

Read the full article here 👇
https://www.keepingcurrentmatters.com/2026/09/17/selling-this-fall-you-want-to-get-these-4-things-right/

📲 Thinking about selling before the end of the year? Let’s talk!

Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year.

09/23/2026

🍂 **Looking for something fun to do around Birmingham this week?** There’s a LOT happening September 21–27! Save this list for later 👇

🎭 **HAMILTON at the BJCC** | Sept. 22–27
The Broadway hit is in Birmingham this week at the BJCC Concert Hall!
🔗 https://inbirmingham.com/events/

🛍️ **Vintage Market Days of Birmingham** | Sept. 24–26
📍 Finley Center at the Hoover Met Complex
Shop vintage & vintage-inspired finds, home décor, clothing, jewelry, handmade goods, seasonal items & more.
🔗 https://www.vintagemarketdays.com/market/birmingham/index.php

🌻 **Homestead Hollow Fall Arts & Crafts Festival** | Sept. 25–27
📍 Springville | 9 AM–5 PM
Arts & crafts, pioneer demonstrations, live entertainment, food & plenty of fall fun. Adults $10 and kids 12 & under are FREE!
🔗 https://homesteadhollow.com/

🍖🔥 **Southern Living Food & Fire** | Sept. 26
📍 Sloss Furnaces | 12–4 PM
Top chefs, pitmasters, live-fire cooking, tastings, live music & a celebration of Southern food and tailgate culture.
🔗 https://www.birminghamal.gov/southbound-food-festival-returns-birmingham-10-days-flavor

🎶 **Irondale Music Fest** | Sept. 26 at 4 PM
📍 Beacon Park in Irondale
Live music + family-friendly fun, and admission is **FREE!**

🎡 **Alabama State Fair** | Through Sept. 27
📍 Birmingham Race Course
One last week to enjoy the fair with rides, circus performances, animals, a petting zoo & more.
🔗 https://www.alabamastatefair.com/events

There’s always something going on around the Magic City! ❤️ Which one are you headed to this week?

📌 **SAVE & SHARE** this post with someone looking for weekend plans!

09/21/2026

🛌 4 🛀 3 🚘 2
📍 1136 Al Seier Road, Hoover, AL, 35226

My latest listing on RateMyAgent.
Alabama 111681
https://rma.reviews/ybxy0wifj3ae
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09/21/2026

🍂 FALL FUN IN BIRMINGHAM IS HERE! 🎃🍁

Fall is one of my favorite times of year in Birmingham, and there are SO many fun things happening around town!

If you’re looking for ideas for the family, Birmingham Mom Collective put together a great guide to fall activities around Birmingham — including pumpkin patches 🎃, fall festivals 🍂, Halloween events 👻, places to see fall leaves 🍁, hiking trails and more!

Save this one because you’ll definitely want it over the next couple of months! 👇

🍁 Check out the full Birmingham Fall Activities Guide here:
[Fall Activities with Kids in Birmingham, AL](https://birminghammomcollective.com/fall-activities-in-birmingham-al/?fbclid=IwY2xjawUVNUpwZG9mBWV4dG4DYWVtAjExAHNydGMGYXBwX2lkEDIyMjAzOTE3ODgyMDA4OTIAAR7FKpkaoZICPp4gLhv6hl9tbBnauGXfFn2OE9jWug3asqViZtOJ6LwKW1rGqA_aem_kTNReMOijxhv0vPyJkA-cw&utm_content=link_in_bio&utm_medium=social&utm_source=ig)

What’s your FAVORITE fall tradition or event around Birmingham? 🎃 I’m always looking for new ones to add to the list!

Welcome to our Guide to Fall Activities with Kids in Birmingham! We've compiled a list of our fall guides so that you and your family can have an amazing autumn in our beautiful city of Birmingham, Alabama!

09/20/2026

🛌 4 🛀 3 🚘 2
📍 1838 Tall Timbers Drive, Hoover, AL, 35226

My latest sale on RateMyAgent.
Alabama 111681
https://rma.reviews/nofhcpexpafm
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