Helen Garton-REALTOR

Helen Garton-REALTOR As a native Delawarean, I'm proud to share my passion for the community where I grew up. But, my passion is helping retirees choose their forever home.

As a REALTOR®, I'm proud to share my expertise in the places where I have a legacy of helping both buyers and sellers. As a dedicated real estate professional serving Northern Delaware, I specialize in Retirees, 55+ Communities, New Construction and Millennial First Time Home Buyers. With that passion, I bring a wealth of expertise and a deep understanding of the unique needs of mature buyers and

sellers. My commitment to the 55+ demographic stems from recognizing the significant life transitions many face during this stage, whether downsizing, seeking retirement communities, or finding that dream home for the next chapter. I pride myself on offering tailored advice, compassionate service, and a patient approach to ensure my clients are supported every step of the way. My experience as a retiree, who now serves as a 55+ REALTOR®, has equipped me with invaluable insights into the market trends, financial considerations, and lifestyle preferences that matter most to those 55 and older. What truly sets me apart is my passion for building lasting relationships. I am not just a REALTOR® but a trusted advisor, advocate, friend to my clients, and in some cases a neighbor. My goal is to make every transaction as smooth, transparent, and enjoyable as possible, always prioritizing your best interests and peace of mind. My motto: Kindness.....Honesty......Hard Work!

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, som...
05/30/2026

A lot of people have been waiting for rates to drop or prices to come down before making a move. But the reality is, sometimes life changes before the market does.
A growing family.
An empty nest.
A new job.
Retirement.
Needing to be closer to loved ones.

Those are the real reasons 1 in 5 buyers last year said they felt like they had to move, no matter the market. Because life doesn't wait for the timing to be perfect.

And if that’s where you are right now, you can still move. You may even have more options than you think. You just need someone who can help you find them.



www.homesinnortherndelaware.com

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.But here's what the headl...
05/23/2026

You've probably heard that mortgage debt in America just hit an all-time high. And that's true.
But here's what the headline leaves out.

Equity is also near an all-time high. And at $34.1 trillion, it's more than double the $14.4 trillion in debt.

That's a good thing. It means most homeowners own far more than they owe. So, they have a real financial cushion right now.

That’s something homeowners didn’t have during the crash of 2008. Back then, people owed more than their homes were worth. Today, it’s just the opposite.

Homeowners are in a much better position, and the housing market is on stronger footing than the headlines suggest.



www.homesinnortherndelaware.com

When’s the last time you checked how much equity you’ve built? Because the number might surprise you.In just the past 6 ...
05/16/2026

When’s the last time you checked how much equity you’ve built? Because the number might surprise you.

In just the past 6 years, the average homeowner has gained over $128,000 – just from price growth and making their payments.

That’s money that could help fund your next move or a major life goal.

And if you’ve lived there longer than 6 years, your number could be even higher.

Want to find out? I’m offering a free equity assessment for homeowners in our market right now. Just send me a DM to get started.



www.homesinnortherndelaware.com

05/09/2026

“Should I just wait?” It’s the question it seems like everyone’s asking. And here’s your answer. Even with everything going on, people are still moving. More homes are going under contract. More people are applying for mortgages. And that means you can too. You just need a plan. Want to figure out what that looks like for you? Let’s talk.



www.homesinnortherndelaware.com

Mortgage rates have been a little volatile lately. And if that’s made you hesitate, you’re not alone.But here’s the part...
05/02/2026

Mortgage rates have been a little volatile lately. And if that’s made you hesitate, you’re not alone.

But here’s the part most people aren’t talking about:

Even now, rates are still lower than they were during the last 3 Spring seasons.

So, while things may feel a bit uncertain, the opportunity to buy hasn’t disappeared.

Want to talk through your options and check how the numbers could look at today’s rates? Let’s connect.



www.homesinnortherndelaware.com

04/25/2026

Remember when it felt like almost every house went for way over asking? In many places, that’s calmed down. Fewer homes are selling for over list price today. Want to know what to expect if you're buying in our market? Let’s talk.



www.homesinnortherndelaware.com

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is tal...
04/18/2026

There’s a lot of talk in the news about affordability and mortgage rates right now, but here’s what almost no one is talking about.
Yes, mortgage rates have been inching up these past few weeks. But it’s still more affordable to buy compared to buyers who made a purchase last year.
Even now, the average monthly payment is about $300 lower than it was just a year ago.
So, while rates have shifted lately, the opportunity to buy hasn’t gone away.
If you want or need to move, let’s talk strategy.
DM me if you want to know what I’m doing to help my clients feel confident moving forward.



www.homesinnortherndelaware.com

04/11/2026

You may have heard big investors are buying a lot of homes. But that’s not what the numbers show. Only 0.4% of the single-family homes in this country are owned by big investors. Want a quick breakdown of what’s really driving today’s market? Let’s talk.



www.homesinnortherndelaware.com

You’ve probably seen influencers online saying home prices are about to crash. But don’t believe everything you hear.Thi...
04/04/2026

You’ve probably seen influencers online saying home prices are about to crash. But don’t believe everything you hear.

This is what housing market experts are saying.

Nationally, home prices are expected to keep rising over the next five years. Not at the breakneck pace we saw a few years back, but steadily.

So, where’s the confusion coming from? Some markets are seeing small price declines right now – and that’s what’s getting amplified online. But it’s not the full picture.

When you average price trends across the entire country together, prices are going up, not down. And this isn’t a crash.

If you want clarity on what’s real (and what’s just noise), let’s talk.



www.homesinnortherndelaware.com

Address

3411 Silverside Road Baynard Building Suite 104
Wilmington, DE
19810

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