10/08/2026
Before viewing a single property, complete this step: mortgage pre-approval.
It establishes a firm budget based on your financial position, locks in your rate for 90–120 days with most lenders, and positions your offer more competitively when it matters most.
Documentation typically includes proof of income (T4s, pay stubs, or tax returns for self-employed applicants), along with a review of your credit and debt ratios.
Have questions about the process? Send me a message today.