Michael Vandermeer Century 21

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Michael Vandermeer Century 21

If you are looking for a hard working real estate agent that will get you what you want, I am your guy. I have the expertise and knowledge you need.

10/14/2026

LANDLORDS CORNER - PARA LEGALS

When dealing with tenants in a tribunal or giving notices for different reasons such as evictions for various reasons including notice to vacate for your own use or for a buyer whom intents to occupy the property you may want to consider a Para Legal. Over the years the rules of the Landlord & Tenant Board have become complex and strict - even the smallest mistake can get your case postponed for months. Para Legals know the system in and out and will less likely have trouble with the Tribunal Board. It is worth spending the money as your case will be handled right, save you time, aggravation and in the end up saving you money.

10/13/2026

MONDAY’S, UNUSUAL SIGNS & THE LIGHTER SIDE OF - BATTLE OF THE SEXES

Best not to say anything here - I don't want to pick sides.

10/12/2026

HAPPY THANKSGIVING EVERYONE

I am thankful for so many things it may take until next Thanksgiving to post them all.

10/11/2026

MAKING A CASH OFFER.

We are still seeing a fair amount of cash offers and while some of these are bona fide cash offers a lot of them are buyers rolling the dice because they have been prequalified. Buyers tend to think because they are prequalified at the bank they do not need the financing clause in their offer but this is a grave mistake. First off the bank does not do a thorough qualification when prequalifying and problem’s can arise after the offer is accepted. Secondly the home also has to meet the approval of the bank, there are certain properties that some banks will not finance. Further more if a home does not appraise at the purchase price they will not approve the mortgage unless the buyer makes up the difference of the appraisal and purchase price. On a third note if you have less than 20% downpayment a mortgage underwriter also has to approve the mortgage.

The only way a buyer should go in cash is if they have the ability to purchase the home without a mortgage or if they have a large enough down payment that they could easily get a private mortgage which would have a much higher interest rate but would still allow them to close the sale. If a buyer goes in cash without the ability to complete the sale they could end up in hot water. If the financing falls through they will most likely lose their deposit and in some cases may get sued for any damages the seller incurs.

If you are making a cash offer but plan to finance it you will want to make sure you have alternative ways to complete your purchase should you end up not getting bank financing.

10/10/2026

LAST MONTHS TOP TWO POSTS - A recap of last months top two postings.

Top Post: GREAT PRICE & MOVE IN READY - posted Sept 11

Runner Up: INVESTMENT OPPORTUNITY - SIX PLEX Posted Sept 15

Back to basics with the top two posts being a listing promotion and a new listing.

If you did not have a chance to see these posts (or want to see them again) you can visit my page Michael Vandermeer Century 21 page and scroll back to the dates mentioned above. As always please like/follow/share so others can enjoy these great posts.

10/09/2026

CORNWALL MARKET UPDATE

In September there were 53 sales in the City of Cornwall up from 51 sales in August.

Here are the results from September’s sales.

Sold over asking: 5 compared to 8 last month
Sold at asking: 5 compared to 6 last month
Sold under asking: 43 compared to 37 last month
Reduce to sell: 12 compared to 16 last month
Sales over $500 11 compared to 8 last month
Lowest sale $120,000
Highest sale $749,000

Sales remain fairly strong and should continue until mid December. Not sure if you noticed but I have added two new categories, lowest sale and highest sale - just to give you an idea of what homes are selling for. The $120,000 sale was a complicated one. I have not seen that low of a sale for a long time and I think you will see a big jump in that price next month.

Please note that these numbers are for single family homes (including semi’s, townhomes and condo’s) in the City of Cornwall only.

10/08/2026

FOCUS ON LOCAL BUSINESSES

Here is a business that started in Cornwall back in July 19,1956 and is owned locally - in fact you may even be a part owner - I know I am and have been since the early 80’s.
The business in question is Your Credit Union which started out right here in Cornwall as the Howard Smith Credit Union. This business is locally owned by its members and is a not for profit credit union which passes savings onto its members.

To be a member/owner all you have to do is buy a $5 share. The board of Directors is made up of local members so you could eventually help shape the future of our little business.

They may be a little bank but they are big on service and I highly recommend them. They are a full service bank and are able to accommodate any of your needs. Anyone can become a member so head down to your nearest branch and become a business owner.

Your Credit Union has two branches in Cornwall. One is located at 321 Second St W (pictured herein) and they added a 2nd location at 1315C Second St E in 2015.

10/07/2026

HOW TO BECOME A REAL ESTATE INVESTOR WITHOUT A LOT MONEY DOWN

The best way to get started investing in real estate is to buy a duplex instead of a single family home. This is a great way to start as you will only need 5% downpayment vs the normal 20% that you need when buying an investment property plus it gives you a place to live at the same time.
Even if you are already a home owner you can do this as long as you move into the property. Please note that when going this route you will have to live in the unit for about a year to qualify for the 5% down but down the road when you buy a single family home to live in you can still buy with a 5% downpayment . With the income of the extra unit it will not take long to save another 5% to buy another home and keep your investment property or repeat this a couple of more times to build your investment portfolio.

10/06/2026

HOW TO FIND OPEN HOUSES.

Open houses seem to be making a comeback. New agents love them as they get to meet potential new clients and potentially have a chance to sell a home. All agents like them for attracting more buyers to a home that is not getting much action. Open houses gets a home out in the publics eye and may attract buyers whom may not have made an actual appointment to view the home.

In a digital world you do not see to many open houses in the paper any more so if you are looking to attend open house’s there are several places you can check on line.
The most used is realtor.ca (formally mls.ca). If you are working with a Realtor and they have you set up on the automated listing service (One Home) you will be able to check there as well. Other popular sites would be Kijiji and Facebook.

10/05/2026

MONDAY’S, UNUSUAL SIGNS & THE LIGHTER SIDE OF - PETS

I wonder if animals hate Mondays as much as humans?

Address

703 Cotton Mills Street Unit 109
Cornwall, ON
K6H0E7

Website

https://michael-vandermeer.c21.ca/

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Send a message to Michael Vandermeer Century 21:

Remi Tremblay - Royal Lepage Performance Real
722 Pitt Street

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