Raphael Bohlmann EXP Realty

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Raphael Bohlmann EXP Realty Looking forward to using my years of business and life experience to connect, help and serve!

10/14/2026

Canada Housing Faces Trade Turmoil | Delivering value through dedicated service
Lately, the Canadian housing scene has felt the weight of shifting trade dynamics, with activity down about 7% year-over-year and national sales just under 1% lower month-over-month. Buyers are navigating not just the headlines about trade tensions, oil prices, and inflation, but also the practical realities—like rising Canada bond yields pushing fixed mortgage rates higher. Yet, seasoned industry voices still anticipate late Q3 and Q4 could see renewed market activity. The Bank of Canada is holding its policy rate steady for now, with inflation hovering near 3% for the second consecutive month. Some experts even hint at the possibility of rate cuts as we move into 2027, though for the rest of 2026, expect either stability or maybe a minor hike. A new U.S. trade deal stands out as the factor most likely to spark a turnaround. For anyone thinking of making their next move, the next 6 to 12 months will be crucial to watch. I’m here to help you make sense of these shifts—drawing on my background in negotiations, construction, finance, and years of real estate experience—to ensure your biggest purchase truly feels like home.

10/13/2026

From offer to keys: a guide for Alberta homebuyers
Buying a home in Alberta is more than a transaction—it's about finding that special place to call your own. Over the years, I've guided clients through the details that matter: starting with a clear look at what your mortgage qualification and ownership costs really mean for your budget. We dig into the true market value, craft offers that protect your interests with the right conditions and terms, and make sure every step—from negotiations to submitting your offer with a firm deadline—feels straightforward. I always remind clients not to overlook the essentials like insurance, utilities, and arranging movers before possession day arrives. My blend of real estate, construction, and finance experience is here to give you confidence and clarity as you move from offer to keys.

10/12/2026

Canadian Home Sales Slide 6.9% Yearly | Delivering value through dedicated service
Navigating today’s real estate market means facing more than just numbers—it’s about understanding the real impact behind each shift. In Mid-Q3, Canadian home sales dropped about 1% month-over-month and nearly 7% compared to last year, as economic uncertainty and rising mortgage costs influenced buyer confidence. The national price index stayed steady month-over-month but slipped around 3% year-over-year, and after months of slower activity, new property listings managed a 3% rebound. The sales-to-new listings ratio eased further to roughly 49%, below the long-term average of 55%. With inflation risks and changing growth outlooks, plus higher bond yields nudging fixed mortgage rates higher, it’s no surprise the market feels different. At that point, there was a 60% chance priced in for a rate hike early in Q4, and over a percentage point of tightening expected by 2027. I always encourage my clients to lean on my experience—not just in real estate, but with my background in finance and construction—to help make sense of these shifts and guide each decision with confidence.

CMHC Projections Highlight Opportunities to Boost Housing DevelopmentWhen we talk about finding a place to call home, it...
10/11/2026

CMHC Projections Highlight Opportunities to Boost Housing Development
When we talk about finding a place to call home, it’s not just about the numbers—but the numbers do matter. Canada is projected to need between 417,000 and 469,000 new homes each year to close a supply gap that’s leaving 187,000 to 238,000 families searching for their next move. Toronto, in particular, is feeling this crunch more than anywhere else. With construction slowing down, affordability is at real risk. I see firsthand how these trends affect my clients—helping you navigate challenges like these is where my background in construction, finance, and negotiation comes in handy. Your home journey is about more than just a transaction; it’s about making sure you’re supported every step of the way.


https://www.housing-trends.com/agent-news/ralph-bohlmann/2057409-CMHC-Projections-Highlight-Opportunities-to-Boost-Housing-De

10/11/2026

Happy Thanksgiving | Delivering value through dedicated service

Canadian Home Prices Only Have One Path ForwardHousing affordability in Canada has seen its 11th consecutive quarter of ...
10/10/2026

Canadian Home Prices Only Have One Path Forward
Housing affordability in Canada has seen its 11th consecutive quarter of improvement, with the index now at 41.3%—down 2.4 points from last year. Still, even with recent rate cuts, slight price drops, and some income growth, the reality is that home prices remain close to their peak. For many, that next step feels just out of reach. Drawing on my background in negotiations, construction, finance, and years as a realtor, I understand how complex these shifts can feel when your biggest purchase isn’t just a house—it’s your home. I’m always here to help you navigate these changes with the experience and attention you deserve.


https://www.housing-trends.com/agent-news/ralph-bohlmann/1997275-Canadian-Home-Prices-Only-Have-One-Path-Forward

10/10/2026

Affordable, Convenient & a Smart Alternative to Renting!Whether you're looking for your first home or an affordable revenue property, this top-floor, 2-bedroom, 1-bathroom condo offers an excellent opportunity to own rather than rent. With very low condo fees, the numbers make sense for both homeowners and investors.The unit features a functional layout with two bedrooms, a full bathroom and a private northwest-facing balcony—a great spot to relax and enjoy the quieter top-floor location.The real advantage is the fantastic central location. Shopping, groceries, pharmacies, restaurants, Northwestern Polytechnic and the Grande Prairie Regional Hospital are all nearby, making everyday life convenient without having to rely on a vehicle.For investors, the location and affordability make this an attractive addition to a rental portfolio. For first-time buyers, it's an opportunity to invest in your own property instead of continuing to pay rent.Affordable ownership, low monthly condo fees, a quiet top-floor location and exceptional access to everyday amenities—this one deserves a look. (id:26452)

Canada's housing markets show persistent regional splitsWhen I look at housing markets across Canada, I see how each reg...
10/09/2026

Canada's housing markets show persistent regional splits
When I look at housing markets across Canada, I see how each region tells its own story. Toronto’s recovery is stalling with prices dipping, while Ottawa is bucking the trend with price growth. In BC, prices are still on the decline, though the pace has slowed. Montreal is grappling with affordability, and in Calgary and Edmonton, things have cooled—yet population growth continues to support these markets. Navigating these kinds of shifts is precisely where the combination of negotiation know-how, construction and finance insight, and years of real estate and life experience makes a difference. Every market move affects not just properties, but the places we call home.


https://www.housing-trends.com/agent-news/ralph-bohlmann/1976077-Canada%27s-housing-markets-show-persistent-regional-splits

10/08/2026

Canada Needs Twice the Projected Homes | Delivering value through dedicated service
When thinking about affordability in our housing market, the numbers tell a clear story: Canada needs to build between 417,000 and 469,000 new homes each year through 2036 just to bring prices back to pre-pandemic levels. Yet, the current pace of construction falls far short—there’s a national supply gap of 187,000 to 238,000 homes per year over the next decade. With construction expected to slow down even further while demand remains strong, this leaves a serious risk for anyone hoping to find a place they can truly call home. Most of what’s being built today is already committed, so the path to restoring affordability requires a dramatic boost in new housing starts. Having a background not only in real estate but also in construction and finance, I see both the challenges and the opportunities ahead. Turning a house into a home is about more than just numbers, but understanding these trends is key to making confident decisions in a competitive market.

10/07/2026

Canada Needs More Homes to Sustain Affordability | Delivering value through dedicated service
As someone who’s spent years in real estate—and with a background in construction and finance—I can’t help but notice how Canada’s recent improvements in housing affordability are on shaky ground. The numbers are telling: experts estimate we need between 417,000 and 469,000 new housing starts each year to get back to pre-pandemic affordability by 2036. Yet, we’re seeing a slowdown in new builds, especially for ownership homes. While rental construction is helping to balance some markets, the dip in ownership-focused projects is a concern for anyone dreaming of buying their own place. Slower population growth has given affordability a boost, but construction is lagging even faster than demand. That’s a red flag—because when demand picks up again, we could be facing an even bigger supply crunch. Protecting affordability isn’t just a policy debate; it’s about making sure people can turn a purchase into a true home. Moving ownership construction forward now is key to avoiding a deeper shortage down the line.

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Grande Prairie, AB

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