Pauline Kelly - Real Estate

06/10/2026

Bank of Canada Holds Interest Rate Steady at 2.25%

💰The Bank of Canada has kept its key interest rate unchanged for the fifth announcement today.

🔎The Bank of Canada says the economy was weaker than expected early this year, while higher oil prices could keep inflation near 3% in the months ahead. With inflation risks and economic slowdown pulling in opposite directions, the Bank chose to hold interest rates steady. Looking ahead, growth is expected to improve, but uncertainty remains due to the conflict involving Iran and ongoing U.S. trade policy developments.

❓How does this impact you?
Homeowners with adjustable-rate mortgages, variable-rate mortgages, fixed-rate mortgages, or HELOCs will see no immediate changes to their payments or borrowing costs.

The next rate announcement comes from the Bank on July 15th

05/12/2026

Spring market momentum is building across the GTA and Durham Region

April brought increased sales activity, steady inventory and growing buyer confidence as the Bank of Canada continued to hold rates steady at 2.25%. 

Durham Region home sales saw a strong jump month-over-month, alongside a slight increase in average sale prices and a rise in new listings. Across the GTA, sales were also up year-over-year while listings declined, creating more competition in some neighbourhoods. 

Key trends this spring:
• More buyers returning to the market
• Stable inventory levels creating balanced conditions in some neighbourhoods 
• Improved affordability compared to last year

05/11/2026

May’s issue highlights recent statistics and shows why now is the perfect time for first time home buyers, investors, and condo owners who want to move up. We also cover the new HST Rebate and how new build purchasers can benefit. Check it out!

In this issue we highlight recent statistics and show why now is the perfect time for first time home buyers, investors, and condo owners who want to move up. We also cover the new HST Rebate and how new build purchasers can benefit.

05/04/2026

67 years.

Can you imagine: keys to your new home in hand, envisioning all that would happen within those four walls in the many decades ahead? How many birthdays? How many hardships? How many kids, grandchildren, great grand children snuggled up on the couch and running down the hallway?

Every family or individual I help is a privilege and every transaction is a big deal - whether emotionally or financially. But it’s never “just” a transaction. The stories, the relationships, the investment - I feel so lucky to bear witness to it all. It’s a big part of this job that propels me forward and fuels me to give each client my all.

After 67 years of a beautiful life in this home and weeks of preparation, 456 Annapolis Ave is sold in just 2 days. I am so thankful for my clients trust and proud this home was so well- received.

04/29/2026

The perfect place to call home❤️

456 Annapolis Avenue, Oshawa
3 bedrooms, 2 bathrooms
E13058530
Listed at $625,000.00

Welcome to this charming 3-bedroom, 2-bathroom bungalow nestled in the highly desirable McLaughlin neighbourhood of Oshawa. Perfectly suited for first-time buyers, this home offers a functional layout with spacious principal rooms and a bright, inviting atmosphere throughout.

The large living room provides the perfect space to relax or entertain, while the well-appointed kitchen features ceiling-height cabinetry, maximizing both storage and style. Thoughtful organizational features within the cabinets make everyday living effortless.

All three bedrooms are generously sized, offering comfort and flexibility for families, guests, or a home office setup. The home also presents excellent income or multi-generational living potential, with a separate entrance to the basement: ideal for a future in-law suite or rental opportunity.

Conveniently located just minutes from schools, parks, public transit, the Oshawa Centre, Highway 401, and Lakeridge Health, this home combines comfort, practicality, and unbeatable accessibility. A fantastic opportunity to get into the market in a family-friendly community; don’t miss your chance to make this home your own!

Let’s book your showing today!

Pauline Kelly | REALTOR®
Coldwell Banker 2M Realty Brokerage

Not Intended to Solicit Clients Currently Under Contract. Independently Owned and Operated.

04/18/2026

👇What You Need to Know this Spring

📊 Active Listings
Inventory has been steadily building through the first quarter, giving buyers more selection than we’ve seen in recent months.

💰 Average Sale Price
Prices have pulled back slightly after February

⏱ Days on Market
Homes are selling quicker as we head into spring!

▪️Detached Homes were the most sensitive to pricing and interest rate shifts in the first quarter
▪️Sellers are beginning to see gains on the sales of the sale of their Semi-Detached homes especially in Oshawa, Peterborough and Toronto
▪️Townhomes are performing the best as we enter the second quarter!
▪️Condos began to show some recovery in the Durham Region and Toronto. This is a great opportunity for buyers or investors to enter the market

04/13/2026

📊 Spring Momentum Is Building in Real Estate

🔑 Key Trends from March 2026 Housing Statistics

• Sales surged month-over-month across all major regions
• New listings jumped significantly, boosting overall inventory
• Days on market are beginning to come down

🏡 What This Means
Rising inventory is giving buyers more choice across the Durham Region and the GTA. There is huge opportunity for move up buyers currently in townhouses and semi detached homes.

Thinking of making a move? Reach out today🙂

Pauline Kelly | REALTOR®
Coldwell Banker 2M Realty Brokerage

Not Intended to Solicit Clients Currently Under Contract. Independently Owned and Operated.

03/12/2026

Lake Views from Almost Every Window!

Just Listed:
500 Lakebreeze Drive, Clarington, ON
E12869716
$1,679,900
5 bedrooms, 5 bathrooms

This is one of the most impressive homes in the highly sought-after waterfront community of Port of Newcastle. This Kylemore-built home offers breathtaking views, over 5700 square feet of finished living space. Soaring ceilings, tall plaster crown moulding, wide plank hand-scraped hardwood floors are just some of the gorgeous features of this home. Four spacious bedrooms each have their own ensuite while the primary bedroom boasts a private balcony overlooking the water. A professionally finished basement with wet bar and extra bedroom, a heated 3 car garage, and beautifully landscaped backyard with hot tub round out this home that has it all!

Contact me today for more details and to book a private showing!

Pauline Kelly | REALTOR®
Coldwell Banker 2M Realty Brokerage

Not Intended to Solicit Clients Currently Under Contract. Independently Owned and Operated.






DreamHome

03/09/2026

My March At Home Newsletter is available for your viewing pleasure! This month’s issue highlights early momentum building in the GTA housing market, with a snapshot of how the year has started in both Toronto and Durham Region. Enjoy a 2026 outlook on the market and interest rates. You’ll also find an article exploring how Millennials are expected to drive home buying in 2026, along with insights into how today’s buyers are funding their purchases. 

Check out the link in my bio!

Home Buying
Durham Region
Northumberland

01/22/2026

GRATEFUL

It is an honour to have represented the wonderful people and families this past year. I’m proud to continue growing year after year; being referred and highly reviewed truly means soo much to me!

The Outstanding Growth Award recognizes agents who meet a minimum GCI and have seen growth in that GCI when compared to the previous year.