10/12/2026
You get the lower interest rate… but is the house actually more affordable?
That’s the part we need to look at.
If you’re competing with other buyers and offering more for the house, that lower rate might not stretch your budget the way you expected.
And your rate is only one part of your monthly payment. The purchase price, down payment, taxes, and insurance all play a role.
I want you to love your home AND feel comfortable paying for it every month. With room for life outside of it, too. 🤍
So before you wait for a lower rate, let’s answer the question that matters: what would you actually pay each month?