10/13/2026
🏡 PENDING!!! THIS is WHY I do this job! 🙌❤️
About a year ago, this buyer came to me wanting to purchase a home. But there was one BIG factor… THE MONTHLY PAYMENT!
On paper, he could afford a much more expensive home. But just because you CAN doesn't mean you SHOULD! 👏 He knew what he was comfortable spending and wasn't willing to stretch himself financially just to become a homeowner.
He also LOVED the neighborhood he was already renting in. So whenever I hosted an open house nearby, I'd reach out and let him know.
We kept looking, but interest rates and affordability continued to be the biggest hurdles.
Then I started digging into what local builders were offering for incentives.
And THIS is where things got exciting! 👀
I found a builder offering financing options with rates in the 4–5% range! WHAT?! 🤯
Using the builder's preferred lender, we secured an AMAZING rate!
But wait… it gets better!
💰 The builder was already offering $5,000 toward closing costs.
💰 I negotiated a 3% seller contribution instead, that is over $18,000!
💰 His closing costs are now covered IN FULL, with money left over to buy his rate down even further!
THIS IS A HUGE WIN IN TODAY'S MARKET!
And the best part? He's buying a home in the neighborhood his family loves, with a payment that makes sense for HIS budget.
Not the maximum a lender said he could afford. Not a payment that would leave him stretched thin. A payment HE feels comfortable with.
THIS. RIGHT. HERE. ❤️
These are the wins that keep me going after 19 years in real estate.
Sometimes finding the right home isn't about looking at more houses. It's about finding the right strategy, asking the right questions, and knowing where the opportunities are.
I couldn't be happier for my buyers! 🥳
If you've put your home search on hold because of interest rates or affordability, let's talk. There may be options you haven't explored yet!
