Tonja Smith Doyle, Realtor

09/24/2026

Buying a home? Your down payment is only part of the picture. 🏡

Don’t forget to budget for:
• Closing costs
• Inspections
• Moving and immediate home expenses

One important note: Who pays certain costs depends on what the buyer and seller agree to in the contract.

Knowing what to expect financially can make the home-buying process feel much more manageable. Have questions? I’m happy to help!

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia

09/23/2026

09/21/2026

What I Wish Every Buyer Knew: Your perfect home may look different than you imagined.

Before you begin your search, think about your must-haves, wish-list items and the lifestyle you want your home to support. Knowing what matters most can help you recognize the right home when you walk through the door. Sometimes, the best home is the one that makes you think, “I can see myself here.”

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia

09/16/2026

What I Wish Every Buyer Knew: You don’t have to wait until you’re ready to buy to talk to a Realtor.

Whether you’re months away or simply curious about what buying could look like, a conversation can help you understand the process, explore your options and identify anything you may want to work on before you’re ready to make a move.

You don’t have to have all the answers before you reach out. That’s what I’m here for!

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia

09/13/2026

🏡 A home’s monthly payment is more than just principal and interest.

When planning your home-buying budget, it’s helpful to understand the full picture, including:

• Property taxes
• Homeowners insurance
• HOA fees, if applicable
• Mortgage insurance, depending on your loan
• Maintenance, repairs and other homeownership costs

Knowing these costs upfront can help you determine what fits comfortably within your budget and make informed decisions when you find the right home.

Thinking about buying in the New River Valley? I’m here to help you understand the numbers and navigate the process.

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia

09/10/2026

You know you’re from the New River Valley when…

🍂 You plan your drives around fall foliage.
🏈 You know which roads to avoid when Virginia Tech has a home game.
☕ You have a favorite local spot you’ll defend forever.
📍You’ve given directions using a landmark that absolutely makes sense to locals and probably nowhere else.

What would you add?

If the NRV feels like home to you, I’d love to help you find a home here, too.

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia

09/05/2026

🏈 Is this Virginia Tech game weekend making you want to move to Blacksburg? I don’t blame you!

There’s nothing quite like game day in Hokie nation and if you’re thinking about calling Blacksburg home, I’ve got the perfect place for you.

📍 214 Mateer Circle, Blacksburg, VA
6 bed | 4.5 bath | brick home on a double lot (~0.8 acres)

Come for the Hokies, stay for the home. 😉

Co-listed by Peg Warren

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia

09/03/2026

Getting an accepted offer is exciting, but there are still a few important steps before you get the keys! While every transaction is a little different, here’s a general look at what comes next:

1. Inspections: Make sure you understand the home’s condition.
2. Appraisal & Financing: Your lender works to finalize your loan.
3. Final Walk-Through: One last look before closing.
4. Closing Day!: Sign, celebrate and get those keys!

Have questions about the process? I’m here to make your journey to homeownership as smooth and stress-free as possible.

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia

08/28/2026

Pre-Qualified or Pre-Approved? They’re not the same!

A pre-qualification gives you an initial estimate of what you may be able to borrow, while a pre-approval typically involves a more thorough review of your finances.
Getting pre-approved before you start house hunting can help you understand your budget and show sellers you’re a serious buyer.

A little preparation can make a big difference. When you’re ready to begin your search, I’ll be here to help you navigate the rest.

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia

08/26/2026

Buying a Home? Remember the Costs Beyond the Down Payment.

Your budget should account for more than just your down payment. Inspections, appraisal, closing costs, insurance, taxes, moving expenses, and potential repairs can all add to the overall cost of buying a home.

Knowing what to expect helps you plan confidently, and avoid surprises.

I’m here to help you understand each step of the process and feel confident from “Let’s start looking” to closing day.

Roots Realty Group | 900 South Main St. Blacksburg, VA 24060 | Licensed in Virginia