Andrew Phan - Lending & Realty

09/11/2026

Turn your home equity into opportunities for what matters most, without adding another monthly payment.

A Home Equity Investment may help you access cash for debt consolidation, home improvements, investments, or other financial goals while keeping your current mortgage and rate.

Message me “HEI” to see if your property may qualify.

07/09/2026

Struggling with credit cards, home projects, or just want access to your home equity without refinancing your first mortgage?

A Digital HELOC may help you access funds while keeping your current mortgage in place.

Simple process. Soft credit check. No appraisal in many cases. Funding can be as fast as 5–7 business days after approval and final signing.

Text HELOC to 949-648-7412 and I’ll take a quick look at your options.

06/16/2026

5.0 star review received on Experience.com for Andrew Phan by Angela C - Andrew is an outstanding mortgage broker. He was professional, knowledgeable, and incredibly easy to work with. My situation was stressful and time‑sensitive, with a few snags along the way, but he took the time to understand everything and always found a solution. I never felt rushed or pressured. Honestly, he may have had to talk me off the ledge a couple of times. I’m truly grateful for his help, and because he went above and beyond, I would absolutely recommend him to friends and family.

06/14/2026

5.0 star review received on Experience.com for Andrew Phan by SICARI W - I had a question the response was achieved quickly..

Click to see all 22 reviews of Andrew Phan, Mortgage Broker | Realtor

06/05/2026

5.0 star review received on Experience.com for Andrew Phan by JOSE P F - The process from start to finish and also my loan officer Andrew he was great with answering all my questions and concern. This is one of the best loan process and easiest I have done. Andre w just made it even better by staying in top of it and providing updates. Thank you.

05/22/2026

5.0 star review received on Experience.com for Andrew Phan by CHRISTINA L - Andrew was so great to work with . he was very patient and informative to myself and my family. He was more then happy to provide us with ease and information to us as clients. I will definitely be reaching back out when needed and recommending him To others.

Click to see all 20 reviews of Andrew Phan, Mortgage Broker | Realtor

05/20/2026

5.0 star review received on Experience.com for Andrew Phan by THI D - He was very enthusiastic about helping me 🥰

Click to see all 19 reviews of Andrew Phan, Mortgage Broker | Realtor

05/12/2026

5.0 star review received on Experience.com for Andrew Phan by TRANG T - Get a good deal much better than I expected.

Click to see all 18 reviews of Andrew Phan, Mortgage Broker | Realtor

03/20/2026

5.0 star review received on Experience.com for Andrew Phan by JOAN T - Andrew was very knowledgeable and friendl.

Click to see all 15 reviews of Andrew Phan, Mortgage Broker | Realtor

02/22/2026

5.0 star review received on Experience.com for Andrew Phan by FORNEY H - Andrew was so helpful with explaining every step of the process & answering all my question. He was extremely accessible & made the entire experience pleasan. Couldn't have asked for a better person to work with.

Click to see all 10 reviews of Andrew Phan, Mortgage Broker | Realtor