Emily Terpak - Realtor

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Emily Terpak - Realtor PA & NJ Realtor

Rich Bitch Club 🎀 Next Session: Taxes: Everything You Need to KnowWith tax season around the corner, our next session is...
10/16/2026

Rich Bitch Club 🎀 Next Session: Taxes: Everything You Need to Know

With tax season around the corner, our next session is all about taxes — we want to make sure our group walks away actually feeling prepared and confident heading into filing season.

We’re bringing in a certified tax professional to discuss:

📌 Itemized deductions vs. the standard deduction — what the difference is and which one makes sense for your situation
📌 How to prep for your meeting with an accountant so you’re not scrambling at the last minute
📌 Common mistakes people make on their taxes — and how to avoid them
📌 Tax brackets and how they actually work (because most people misunderstand this!)
📌 What receipts, documents, and records you should be keeping throughout the year
📌 Self-employment taxes — especially relevant for the freelancers and business owners in our group
📌 Tax credits vs. tax deductions — and why the difference matters more than most people realize

This event is ideal for individuals and small business owners in both PA & NJ

If you want to attend, click the link in my bio to sign up!

Think someone should be in the room? Send them this post!

📍Location: 416 Vine St @ The Lotus Residences
📆 When: Thursday, October 29th @ 6pm
💰 Cost: Free

10/15/2026

6️⃣ Towns With Land Near Philly

Check out the full video 🎥 - link in bio 🔗

Think you have to leave Philly entirely to find real land? These 6 towns just outside the city are overlooked by most buyers.

If you’ve assumed you’d have to move two hours outside Philadelphia to get an actual yard, real acreage, or an old farmhouse, this video is going to change that.

I’m counting down 6 towns — a mix of Pennsylvania and South Jersey — all within about 35 to 55 minutes of the city, where land is still genuinely available. For each one, I’m covering what the town actually feels like, how far it really is from Philly, and whether what you’ll find there is more “big backyard” or true working farmland.

📩 Reach out through my website (link in bio) to see which of these towns actually fits your commute, your budget, and the kind of land you’re picturing

✈️ Share this with a friend who is looking for land outside of Philly

💾 Save this for when you start your home search

And follow Emily Terpak I Pennsylvania & South Jersey Realtor for more real estate tips, market insights, and new listings.

SOLD in Media, PA!Sara and Matt came to me through past clients, which means the pressure was on. 😅 (Best kind of pressu...
10/09/2026

SOLD in Media, PA!

Sara and Matt came to me through past clients, which means the pressure was on. 😅 (Best kind of pressure, though. Thank you for trusting me with your friends!)

Media isn’t an easy market. For a while it felt like every time we wrote a genuinely competitive offer, another buyer came in higher or more aggressive.

So when we saw this house was still available after a full week with no offers in hand, Sara and Matt were floored. They even wondered if something was wrong with it.

And I get it. When there’s no bidding war, it can play tricks on your mind. Sometimes a house just sits for no rhyme or reason.

So we talked it through. Instead of questioning the opportunity, we took advantage of it. And they trusted the process. 🙌

The house checked every box: the space they wanted, a private driveway (no shared driveways in this part of town!), and plenty of room for Matt to run as long as his heart desires. 🏃‍♂️

Sara and Matt, congratulations! Welcome home.

📩 Reach out to start the conversation about your home search in Media

✈️ Share this with a friend who is looking to buy in Media

💾 Save this for when you start your home search in Media

And follow Emily Terpak I Pennsylvania & South Jersey Realtor for more real estate tips, market insights, and new listings.

10/08/2026

Philly’s 10-YEAR Tax Abatement: EXPLAINED

Think every Philly tax abatement works the same way? It doesn’t — find out the difference between the full and graduated 10-year abatement.

Link in bio for the full video

📩 Reach out to start the conversation about your home search

✈️ Share this with a friend who is looking to buy in Philly

💾 Save this for when you start your home search

And follow Emily Terpak I Pennsylvania & South Jersey Realtor for more real estate tips, market insights, and new listings.

OFF-MARKET in WEST MT AIRYSet about 50 feet back and high above the street, this detached 4-bedroom, 2-bath home feels l...
10/06/2026

OFF-MARKET in WEST MT AIRY

Set about 50 feet back and high above the street, this detached 4-bedroom, 2-bath home feels like a secret hiding behind mature trees. 🌳

🛏️ 4 beds
🚽 2 baths
🪵 Original random-width hardwood floors
🧱 Exposed brick
☀️ Sunlight from four exposures
🪟 Arched window
💦 Covered porch
🌳 Private side yard
😻 Cat wallpapered bathroom - need I say more?!?!

Privately listed for $895,000 by Jeff Block, Compass

📩 DM me for more info or a private showing!

✈️ Share this with a friend who is looking to buy in Mt Airy

💾 Save this for when you’re ready to start your search in Mt Airy

Follow Emily Terpak I Pennsylvania & South Jersey Realtor for more real estate tips, market insights, and new listings.

10/01/2026

Is Fishtown still affordable at $500K? Yes — if you know where to look. 🏠

🎥 New video breaking down:

1️⃣Why Fishtown has more condos than almost anywhere outside Center City
2️⃣ Fishtown Triangle vs. north of York St — where your money stretches further
3️⃣ Examples of new construction homes, full rehabs, condos, and original homes with character all under $500k

☝️Link in bio for the full video

✈️ Share this with a friend who is looking to buy in Fishtown

💾 Save this for when you’re ready to start your search in Fishtown

Follow Emily Terpak I Pennsylvania & South Jersey Realtor for more real estate tips, market insights, and new listings.

09/24/2026

Everyone thinks you need a massive down payment to start building a rental portfolio. You don’t. 🏠

New video is up, and I’m breaking down 3 things:

1️⃣ Why lenders let you put down as little as 5% on a home you live in — but demand 20-25% the second it’s labeled a “rental”

2️⃣ How to use the gap between putting 5% down and 25% down to buy your 2nd rental property

3️⃣ How I used this strategy to get my first rental property and the ONE regret I have - find out what I would change if I could do it all over again.

This is how a lot of the landlords you already know got started. They just called it “moving,” not “investing.”

🔗 Link in bio to watch the full video 👆

✈️ Send to a friend who is looking to own rental properties

💾 Save this for when you’re ready to start your rental portfolio

Follow Emily Terpak I Pennsylvania & South Jersey Realtor for more real estate tips, market insights, and new listings.

09/22/2026

$475,000 was the WRONG price 🤦🏼‍♀️

We started off-market at $475K for one week. We got some traction, but no bites.

The feedback was clear: great size, a finished basement that was a real bonus, but priced too high.

👌 And that’s okay — we knew $475K was a reach, but we’re always glad we tried. Because that off-market week told us everything we needed to know.

$450K was the right number to list the house at.

Sure enough, that’s exactly what it sold for. 🎉

Here’s the thing — pricing it at $475K to start wasn’t the wrong move. It’s what gave us the confidence to list at $450K knowing it was right.

🙈 And because we tested this pricing while it was off-market, no one on the open market ever saw a “price drop.” It was all beta-tested quietly, behind the scenes, before it ever went live.

This is exactly why I always say: going off-market first isn’t the end-game. It’s a learning experience — one that lets us test the market with zero harm to the listing.

So proud of Monica through all of it — from first-time buyer to new mom to seller, all in this same house. Congratulations on this next chapter! 💛

✈️ Send to a friend who is looking to sell their house in South Philly

💾 Save this for when you’re ready to sell your home in South Philly

Follow Emily Terpak I Pennsylvania & South Jersey Realtor for more real estate tips, market insights, and new listings.

Address

1430 Walnut Street 3rd Floor
Philadelphia, PA
19103

Telephone

+16096056507

Website

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