10/13/2026
💰 Ready, Set... DEPOSIT! 💰
You found THE home, your offer was accepted, and you’re celebrating! 🎉 But wait... is your deposit ready to go?
Once your offer is accepted, your earnest money deposit is usually due within just a few days. That deposit shows the seller you’re serious and helps secure your contract. If your funds aren’t available in time, you could lose the home you fell in love with. In a competitive market, every day counts!
Here are 3 tips to stay deposit-ready:
1️⃣ Keep it liquid. Keep your deposit funds in a checking or savings account, not in stocks, CDs or retirement accounts that can take days to access.
2️⃣ Leave a clear paper trail. Your lender will likely ask where your deposit came from, so avoid large cash deposits or moving money between accounts without records. Hang on to your bank statements! 📄
3️⃣ Line up gift funds early. If family is helping with your deposit, get the money moved and the gift letter signed before you start making offers. 🎁
Being prepared helps you move quickly, buy with confidence and get one step closer to those keys! 🏡🔑
Have questions about buying a home? Send me a message. I’m happy to help! 💬
Not intended to solicit those already under contract with a Realtor®