06/04/2026
Calling all Ohio public servants! Ohio Heroes may help you buy more home for your money — lower OHFA rates and DPA options available for:
• K–12 teachers & school district staff
• Law enforcement & corrections
• Firefighters & EMS
• Healthcare workers
• Military & veterans
• State & local government employees
• Prosecutors, public defenders & certain court employees
• Public safety communications
Ohio Heroes = real savings: 4.875% vs a 6.5% market rate — what that means for your monthly payment and lifetime interest
What this shows:
• Same monthly payment, bigger purchase: $418,000 − $350,000 = $68,000 more buying power at 4.875%.
• Lifetime interest: you pay about $68,054 less interest with the 4.875% loan (because more of each payment goes to principal at the lower rate).
Caveats:
• These are P&I only (no taxes, homeowners insurance, mortgage insurance, HOA, or closing costs).
• OHFA program rules, available loan amounts, down payment, credit score, and whether you use OHFA DPA can change the rate and loan structure. Confirm exact numbers with an OHFA-approved lender.
Reach out today for a 15 min consultation and we can direct you to savings! 614-570-6350 https://buysellinvestohio.com
